- Loan Amount: Up to Rs. 5 lakh
- Loan Interest rate: Starting from 1.5% per month onwards
- Loan Tenure: From 6 to 36 months
- Approval Time: In as little as 60 seconds
- Collateral: Not required
- Processing Fee: Up to 6% of the sanctioned amount
- Process & Paperwork: End-to-end digital process and minimal documentation
Zype Loan

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on Loan Disbursal
Valid till 31st July '26
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Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
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₹65k Cr+Loans Disbursed
Wide Choice
Curated offers from 30+ lenders
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Money in your account instantly
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Digital Process
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Filters
Filters
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time0 - 1 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time0 - 1 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Key Highlights of the Zype Instant Personal Loan
Zype Loan Interest Rate Tiers Compared (2026)
The interest rate of Zype personal loans starts from 1.5% per month (18% per annum). The final interest rate on a loan is decided by assessing multiple factors, including the credit score of a borrower, their existing debt obligations, the tenure and amount of the loan and more.
| Bank/NBFC | Interest Rates (% p.a.) | Processing Fees |
|---|---|---|
| Aditya Birla Finance | 10.99 onwards | Up to 4% |
| Axis Bank | 9.99 onwards* | Up to 2% |
| Bank of Baroda | 10.15-18.00 | Up to 2% (Max. Rs. 10,000) |
| Bajaj Finance Limited | 10.00-30.00 | Up to 3.93% |
| Bank of India | 10.85-16.15 | Up to 1% (Min. Rs. 250; Max. Rs. 15,000) |
| Bank of Maharashtra | 8.75-13.55 | Up to 1% (Max. Rs. 10,000) |
| Canara Bank | 9.70-15.15 | Up to 0.5% (Max. Rs. 5000) |
| Central Bank of India | 9.85-11.65 | Up to 1% |
| Cholamandalam IFC | 10.00-28.00 | 4% - 6% |
| Dhani Loans & Services Ltd. | 13.99 onwards | 3% onwards |
| Federal Bank | 12.00 - 22.50* | Up to 2% |
| HDB Financial Services | 10.00 - 35.00 | Up to 5.90% |
| HDFC Bank | 9.99 onwards | Up to Rs 6,500 |
| Hero Fincorp | Up to 30* | 2.3% - 3% |
| HSBC Bank | 9.75 onwards | Up to 2% |
| ICICI Bank | 9.99 onwards | Up to 2% |
| IDFC FIRST Bank | 9.99 onwards | Up to 2% |
| IIFL Finance | 12.00 - 28.00 | 2% - 9% |
| Indian Overseas Bank | 10.25 onwards | Up to 0.75% |
| IndusInd Bank | 10.35 onwards* | Up to 3.5% |
| Kotak Mahindra Bank | 9.98 onwards* | Up to 5% |
| L&T Finance | 11.00 onwards | Up to 3% |
| Mahindra Finance | 8.00 - 25.00 | 2% of loan amount or Rs. 5,000, whichever is lower |
| Mannapuram Finance | 18.00 - 24.00 | 1% of loan amount |
| Moneyview | 14.00 onwards | 2% onwards |
| Muthoot Finance | 13.50 onwards | Varies for each application |
| Piramal Finance | 12.14 onwards | Up to 5% |
| Poonawalla Fincorp | 9.99 onwards | Up to 3% |
| Punjab & Sind Bank | 9.60-13.85 | 0.50% - 1% |
| Punjab National Bank | 10.25-16.80 | Up to 1% |
| Shriram Finance | 11.00 onwards | Up to 5% |
| Tata Capital | 10.99 onwards | Up to 3.5% |
| UCO Bank | 9.95 - 13.20 | Up to 1% (Min. Rs. 750) |
| Union Bank of India | 8.75 - 12.55 | Up to 1% (Max. Rs. 7,500) |
*Paisabazaar special rates
Note: Rates as of 1st July 2026
Zype Personal Loan Eligibility Criteria for Salaried Professionals
Zype personal loan is usually offered to salaried professionals who meet the following eligibility criteria.
Essential Documents Required for Zype Personal Loan
For Zype personal loan, only basic documentation is required, ensuring quick approval and disbursement. The following are the key documents required for personal loan:
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How to Apply Online via the Paisabazaar Loan App: Step-by-Step Guide
To apply for a Zype personal loan, you can follow the steps mentioned below:
Fee, Penalties, and Other Charges
| Fee Type | Details |
|---|---|
| Annual Percentage Rate (APR) | 18% to 34% p.a. |
| Processing Fee | 2% to 6% of the sanctioned loan amount. |
| Pre-closure/Foreclosure Charges | Zero foreclosure charges |
| Late Payment Charges | As per the lender’s Board-approved policy |
Proactive Tips to Prevent Your Zype Loan Application from Being Rejected
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FAQs
How to get a Zype personal loan limit upgrade quickly?
To upgrade your Zype personal loan limit, you need to upgrade your enhanced repayment capacity by providing your latest bank statements or salary slips.
Is Zype instant personal loan app safe and approved by the RBI?
Yes, Zype personal is an RBI-compliant lending app. It is completely safe and secure.
What is the approval time for first-time borrowers on the Zype loan app?
Zype has not mentioned the approval time for first-time borrowers specifically on their website. However, Zype claims to provide approval in as little as 60 seconds for their personal loan.
What is the minimum salary required to get a Zype Personal Loan Credit Line?
To get a Zype personal loan, applicants must have a minimum salary of Rs. 15,000 per month.
Can I foreclose my Zype loan without paying any prepayment or foreclosure charges?
Zype charges zero fees for foreclosure or pre-payment of personal loans.
Can self-employed individuals apply for a personal loan from Zype?
No, Zype personal loan is primarily available for salaried professionals.
What are the current Zype Personal Loan interest rates in 2026?
Zype personal loan interest rate in 2026 starts from 1.5% per month.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*







