Personal Loan in Chennai

Name: Personal Loan in Chennai
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Living in Chennai and need funds for home repair, travel or medical bills? Compare personal loan offers in Chennai at an interest rate of 10.50% p.a. onwards from 30+ banks and NBFCs on Paisabazaar. Get pre-approved offers and apply digitally with quick disbursal.

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

Voucher on disbursal

Valid till 31^st August '25

Valid till 31^st August '25*T&C Apply

Check Personal Loan Offers Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

Sort by:

HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹40L

Rate of Interest9.99% - 17.15%

Tenure upto1-5 Years

Processing Fee1% - 1.5%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest10.5% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Quick Links

Documents Required for Personal Loan in Chennai

Eligibility for Personal Loan in Chennai

Personal Loan Features

Personal Loan Offers

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Personal Loan Features

Interest rates generally offered @ 10.49% p.a. onwards
Loan Amount of up to Rs 40 lakh
Loan tenure is mostly up to 5 years; may also range up to 7 years for some lenders
Processing charges usually go up to 4% of loan amount
Pre-approved personal loans sanctioned to select customers
No collateral security required
Instant loan disbursal offered by a few lenders
For any personal use other than speculative purposes

Income Requirements for Personal Loan in Chennai

Minimum Income for Salaried Applicants: Rs 15,000 p.m; can be greater for a few Banks/NBFCs

Eligibility for Personal Loan in Chennai

Minimum age – 21 years
Nationality: Indian resident
The applicant should be salaried, self-employed professionals and self-employed non-professionals, employees of State/Central/Local Government employees of public and private sector companies
Credit score: Preferably 750 and above for better chances of availing personal loan

Documents Required for Personal Loan in Chennai

Application form with photographs attached
ID Proof- PAN Card/Aadhaar Card/Voter ID/Passport/Driving License
Age Proof- Aadhar Card/Birth Certificate/SSC Certificate/Voter ID/PAN Card
Address Proof- Voter ID/Aadhar Card/copy of ration card/gas connection bills/ electricity bills/Passport/ Driving License
Salary certificates/salary slips for last 3 months
Bank account statement for past 6 months
Form 16/Income Tax Returns for last 3 years

Avail Personal Loan For
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

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View All Articles

What our customers say

Personal Loan

Maine Paisabazaar se personal loan apply kiya or Jaldi approval bhi mil gaya aur zyada documents bhi nahi lage.

Abbaz AhmedApr 10, 2025

Got pre-approved Loan offer

I was looking for Personal loan and came across this platform. I applied online and received multiple loan offers instantly and got a pre-approved offer, and the amount was disbursed within 48 hours.

Kirti MadaanMar 17, 2025

Loan for Home Renovation

Do din pehle maine apne purane ghar ki renovation ke liye Paisabazaar se loan apply kiya. Process kaafi easy aur smooth tha. Aaj subah mujhe message aaya ki mera loan approve ho gaya hai.

Rohit GuptaMar 7, 2025

Personal Loan

Take Personal Loan from Paisabazaar. Approved in 2 days, easy process

Tarun RaghavJan 21, 2025

Took a personal loan

I took a personal loan from Bajaj Finserv via Paisabazaar, and it was easy! Paisabazaar made it smooth and simple. The whole process was quick and hassle-free!

Palvika PanchalJan 6, 2025

Personal Loan via Paisabazaar

Got a personal loan via Paisabazaar—super easy & quick! Kunal from sales was super helpful, explained everything well. Highly recommend! ?

DeshmukhDec 19, 2024

Loan for Medical Emergency

Mujhe ekdum urgent medical emergency ke liye paise chahiye the. Paisabazaar se loan liya, aur honestly, sab kuch ekdum smooth tha! Process fast tha, team helpful thi, aur paise bhi jaldi mil gaye

PawanDec 17, 2024

Get personal loan

Paisabazaar se pre-approved personal loan jadi milgya.. Or 48 hours mai paisa account mai agya.. Team is very helpful

Kirti GargDec 15, 2024

Good experience

Good experience with Paisabazaar! Loan approval hua within 48 hours aur rates bhi kaafi reasonable the.

Ashok KumarDec 13, 2024

Personal Loan

Main Travel k liye loan apply kiya tha.. jo jaldi hi approve hogya or account mai agya.

Deepak KumarDec 10, 2024

View All Testimonials

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Last updated: 20 August, 2025

Reviewed By

Vandana Punj

Written By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Personal Loan in Chennai

Paisabazaar Exclusive Benefits

Find Best Personal Loan Offers

Quick Links

How Can I Apply for a Personal Loan Online?

Personal Loan Features

Eligibility for Personal Loan in Chennai

Documents Required for Personal Loan in Chennai

How Can I Apply for a Personal Loan Online?

Personal Loan Articles

What our customers say

People also looking for

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