About the Contest

The Credit Score Premier League Contest is the largest credit score check initiative to promote credit awareness across the country. Participants must check their CIBIL Credit score on the Paisabazaar App/website to participate in the contest. People with the best CIBIL score can win exciting cashbacks via the PB Wallet.

Read on for the full terms and conditions.

Contest Duration

• All India contest started from 28th March 2026 and winners are declared from the entries received till 31st May 2026.
• Only entries submitted during this contest period will be considered for participation.

Who Can Participate

This Contest is open to anyone who is a citizen of India, above 18 (eighteen) years of age, holding a valid PAN and whose credit score is more than 300 on Paisabazaar and consents to access their credit score.

How to Participate

1. Any eligible participant who checks their CIBIL score during the contest period on the Paisabazaar platform will be eligible for the contest.
2. The score will be automatically logged in the system based on the participant's latest credit report.
3. Even if someone is an existing credit score customer, they will still need to check their credit score by visiting the Paisabazaar platform to participate in the contest.

Shortlisting & Winner Selection

• Winners for Credit Premier League will be announced. Winners will be intimated & contacted for giving away prizes. They can also check their names in the winners list on our app.
• The CIBIL equivalent score is used, in case the CIBIL score is not available, to enable participation in the contest.
• If the CIBIL equivalent score is being used for the contest, it will be calculated from all available bureau scores and the highest CIBIL equivalent score will be used for ranking. Paisabazaar will use its internal proprietary algorithm, developed after analyzing millions of data points, to calculate the CIBIL equivalent score.
• There may be scenarios where different CIBIL scores appear on different platforms. A CIBIL score can vary based on the data provided at the time of fetching the report. If a participant has proof of a higher CIBIL score from a different platform, they can write to cpl@paisabazaar.com.
• A CIBIL score may vary over time; the latest fetched CIBIL score during the contest period will be considered.
• If a CIBIL equivalent score is being calculated, the oldest active credit account and the number of active credit accounts will also be fetched from available bureaus in the priority of - Experian, Equifax, and CRIF Highmark.
• If a single participant has the highest score, they will be declared the winner.
• If more than one participant has the same CIBIL score, the winner will be decided based on the oldest active credit account.
• If that is also the same, the participant with the highest number of credit accounts will be declared the winner.
• If that is also the same, ranking will be done on a first-come-first-serve basis.
• All shortlisted participants will be notified via Email, WhatsApp, SMS, Social Media Posts, and announcement on the Paisabazaar website.

Prizes and Rewards

• National Winner: User with the highest CIBIL Score (or equivalent score) in India during the campaign wins ₹1,00,000 in PB Wallet.
• State Winners: Users with the highest credit score in each state win ₹10,000 in PB Wallet.
• Best Team (State): Participants from the state with the highest average credit score qualify for assured rewards via Spin the Wheel.

Assured Rewards (Spin Wheel)

• Eligible users from the winning state can participate in the spin the wheel to win assured cashback.
• Total assured rewards pool is ₹1,00,000, distributed at Paisabazaar’s discretion.

Additional Guidelines

• Only the latest generated score on Paisabazaar’s platform will be considered valid for participation.
• Rewards will be credited to the user’s Paisabazaar Wallet within 15 days after campaign completion and will be spilt into 4 equal months for redemption.
• Rewards are non-transferable and cannot be exchanged for cash outside the platform.
• The organizers reserve the right to verify the accuracy of submitted scores and disqualify any suspected fraudulent entries.
• Participation in the contest is voluntary, and by participating, customers agree to display their CIBIL score on the leaderboard.
• Participation in the contest is voluntary, and by participating, customers are deemed to have read, understood, and accepted these terms and conditions.
• This Contest will be governed by the laws of India, and courts in Gurugram shall have exclusive jurisdiction over any dispute between participants and Paisabazaar.
• If any provision of these terms is found to be invalid or unenforceable, it shall be severed while remaining terms stay valid.
• Paisabazaar can update, change, and modify these terms without prior notice.
• Participants shall not hold Paisabazaar liable for any losses or damages arising from the contest.
• Paisabazaar may suspend or terminate the Contest or participation at any time and take legal action in case of misuse or fraud, as per Terms of Use and Privacy Policy.
• The Contest shall be available in accordance with applicable laws.
• Any applicable taxes or charges shall be the sole responsibility of the customer.

Data Privacy

• All private information of customers is safe and secure with Paisabazaar.

Let the most credit-healthy person win!

Track the score, enter the contest, and join the leaderboard today!