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HDFC Bank offers fixed deposits to NRE at interest rates starting from 2.75-6.60% p.a. for tenures of 7 days to 10 years.
HDFC Bank NRE FD Interest Rates – Highlights
| Highest slab rate | 6.60% p.a. (15 months to less than 21 months) |
| For 1 year | 6.25% p.a. |
| For 2 years | 6.45% p.a. |
| For 3 years | 6.45% p.a. |
| For 4 years | 6.40% p.a. |
| For 5 years | 6.40% p.a. |
| Tax-Saving FD | 6.40% p.a. |
Interest rates are updated as of 17 June 2025
Book FDs at Interest rate upto 8.00% p.a
Manage all FDs in one place
No Bank A/C Required
HDFC Fixed Deposit Rates on NRE Deposits
NRE Deposits of less than Rs 3 crore w.e.f. 10 June 2025
| Tenure (Days/Years) | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 – 14 days | 2.75 | 3.25 |
| 15 – 29 days | 2.75 | 3.25 |
| 30 – 45 days | 3.25 | 3.75 |
| 46 – 60 days | 4.25 | 4.75 |
| 61 – 89 days | 4.25 | 4.75 |
| 90 days – 6 months | 4.25 | 4.75 |
| 6 months 1 day – 9 months | 5.50 | 6.00 |
| 9 months 1 day – less than 1 year | 5.75 | 6.25 |
| 1 year – less than 15 months | 6.25 | 6.75 |
| 15 months – less than 18 months | 6.60 | 7.10 |
| 18 months – less than 21 months | 6.60 | 7.10 |
| 21 months – 2 years | 6.45 | 6.95 |
| 2 years 1 day – less than 2 years 11 months | 6.45 | 6.95 |
| 2 years 11 months (35 months) | 6.45 | 6.95 |
| 2 years 11 months 1 day – 3 years | 6.45 | 6.95 |
| 3 years 1 day – less than 4 years 7 months | 6.40 | 6.90 |
| 4 years 7 months (55 months) | 6.40 | 6.90 |
| 4 years 7 months 1 day – 5 years | 6.40 | 6.90 |
| 5 years 1 day – 10 years | 6.15 | 6.65 |
Note:- 1. The additional senior citizen rates are not applicable to NRO and NRE deposits
2. The minimum tenure for NRE deposits is 1 year
Comparison of Top 20 Scheduled Banks based on FD Rates
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
| Suryoday Small Finance Bank | 8.00 | 7.25 | 7.25 | 8.00 | 0.20 |
| Jana Small Finance Bank | 7.77 | 7.00 | 7.50 | 7.77 | 0.50 |
| ESAF Small Finance Bank | 7.60 | 4.75 | 6.00 | 5.75 | 0.50 |
| Utkarsh Small Finance Bank | 7.50 | 6.00 | 7.50 | 7.00 | 0.50 |
| Ujjivan Small Finance Bank | 7.45 | 7.25 | 7.20 | 7.20 | 0.50 |
| Equitas Small Finance Bank | 7.30 | 7.00 | 7.00 | 7.00 | 0.50 |
| Shivalik Small Finance Bank | 7.30 | 6.00 | 7.00 | 6.50 | 0.50 |
| Bandhan Bank | 7.20 | 7.00 | 7.00 | 5.85 | 0.50-0.75 |
| DCB Bank | 7.15 | 6.90 | 7.00 | 7.00 | 0.25-0.50 |
| RBL Bank | 7.20 | 7.00 | 7.20 | 6.70 | 0.50 |
| Capital Small Finance Bank | 7.15 | 7.00 | 7.00 | 6.90 | 0.50 |
| SBM Bank | 7.10 | 7.00 | 7.10 | 7.00 | 0.50 |
| AU Small Finance Bank | 7.10 | 6.35 | 7.10 | 6.75 | 0.50 |
| Central Bank of India | 6.75 | 6.40 | 6.25 | 6.25 | 0.50 |
| YES Bank | 7.00 | 6.65 | 7.00 | 6.75 | 0.50-0.75 |
| Induslnd Bank | 7.00 | 6.75 | 6.90 | 6.65 | 0.50 |
| Unity Small Finance Bank | 6.75 | 6.50 | 6.75 | 6.75 | 0.50 |
| Federal Bank | 6.75 | 6.25 | 6.75 | 6.50 | 0.50 |
| Bank of India | 6.70 | 6.25 | 6.25 | 6.00 | 0.50 |
Features of HDFC NRE Fixed Deposits
- HDFC NRE Fixed Deposits can be opened by non-resident individuals of Indian nationality or Indian origin.
- The bank allows partial withdrawal of NRE deposits
- The tenure for HDFC NRE FD ranges between 1 year to 10 years
- NRE depositors can avail loan of up to 90% of their deposits in the form of overdraft facility
- NRE deposits can be opened jointly with any other NRI
- Depositors can avail sweep-in facility on their NRE fixed deposits
- They are also eligible for nomination facility
HDFC NRE FD Calculator
Consumers wishing to open HDFC NRE deposit can use the FD calculator of HDFC Bank to check their interest income and maturity amount. Depositors opting for the cumulative option of HDFC NRE deposit can also use online FD calculator to find their total interest income and maturity amount.