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CSB Bank offers FD interest rates of 3.00-6.80% p.a. to regular citizens and 4.75- 7.30% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The interest rate on CSB Tax Saving FDs is 5.75% p.a. for the general public and 6.25% p.a. for senior citizen depositors for tenures of 5 years. The bank also offers various fixed deposit products for NRIs, such as NRE, NRO and FCNR (B) fixed deposits.
| CSB Bank FD Interest Rates (p.a.) Highlights | |
| Highest slab rate | 6.80% (for 13 months) |
| For 1 year | 5.00% |
| For 2 years | 5.50% |
| For 3 years | 5.75% |
| For 4 years | 5.75% |
| For 5 years | 5.75% |
The interest rates are updated as of 27 January 2026
Book FDs at Interest rate upto 8.00% p.a
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CSB Bank FD Rates
FD Interest Rates on Domestic Deposits of less than Rs 3 crore w.e.f. 2 August 2025
| Tenor | Interest Rates (% p.a.) |
| 7 days to less than 1 month | 3.00 |
| 1 month to less than 2 months | 4.00 |
| 2 months to less than 3 months | 4.50 |
| 3 months to less than 6 months | 5.25 |
| 6 months to less than 7 months | 5.25 |
| 7 months to less than 12 months | 6.50 |
| 12 months to less than 13 months | 5.00 |
| 13 months | 6.80 |
| Above 13 months to 24 months | 5.50 |
| Above 24 months to 24 months & 14 days | 5.75 |
| Above 24 months & 14 days to 25 months | 6.50 |
| Above 25 months to 60 months | 5.75 |
| Above 60 months to 120 months | 6.00 |
CSB Tax Savings FD Rates w.e.f. 1 March 2025
| Period | Interest Rates (% p.a.) | |
| General | Senior Citizens | |
| 5 years | 5.75 | 6.25 |
Note: The minimum lock-in period of CSB Tax Savings is 5 years
FD Interest Rates on Acharya Deposits of below Rs 2 crore (for Resident Indian Senior Citizens) w.e.f. 2 August 2025
| Tenor | Interest Rates (% p.a.) |
| 7 days to less than 1 month | 3.00 |
| 1 month to less than 2 months | 4.00 |
| 2 months to less than 3 months | 4.50 |
| 3 months to less than 6 months | 5.25 |
| 6 months to less than 7 months | 5.75 |
| Above 7 months to less than 12 months | 7.00 |
| 12 months to less than 13 months | 5.50 |
| 13 months | 7.30 |
| Above 13 months to 24 months | 6.00 |
| Above 24 months to 24 months & 14 days | 6.25 |
| Above 24 months & 14 days to 25 months | 7.00 |
| Above 25 months to 60 months | 6.25 |
| Above 60 months to 120 months | 6.50 |
FD Interest Rates on NRE Fixed Deposits w.e.f. 2 August 2025
| Tenor | Interest Rates (% p.a.) |
| 12 months to less than 13 months | 5.00 |
| 13 months | 6.80 |
| Above 13 months to 24 months | 5.50 |
| Above 24 months to 24 months & 14 days | 5.75 |
| Above 24 months & 14 days to 25 months | 6.50 |
| Above 25 months to 60 months | 5.75 |
| Above 60 months to 120 months | 6.00 |
Interest Rates on FCNR(B) deposits w.e.f. 11 December 2025
| Maturity Period | Interest Rates (% p.a.) | |||||
| USD | GBP | EUR | YEN | CAD | AUD | |
| 12 months to less than 24 months | 4.85 | 4.05 | 3.05 | 0.70 | 1.14 | 1.09 |
| 24 months to less than 36 months | 4.30 | 1.86 | 0.36 | 0.70 | 2.20 | 1.57 |
| 36 months to less than 48 months | 4.05 | 1.98 | 0.51 | 0.69 | 2.42 | 1.93 |
| 48 months to less than 60 months | 4.00 | 1.99 | 0.61 | 0.70 | 2.48 | 2.20 |
| 60 months | 4.00 | 1.86 | 0.57 | 0.61 | 2.39 | 2.22 |
Types of CSB FD Schemes
General Fixed Deposit (Income Scheme)
- Minimum deposit amount: Rs 100
- Tenor: 7 days to 10 years
- Monthly and quarterly interest payout options are available. In the case of the monthly interest pay-out option, the interest is paid monthly at a discounted rate over the standard fixed deposit rate
- Nomination facility is available
Acharya Deposits
- This scheme is offered to resident Indian senior citizens of 60 years and above
- Minimum deposit amount: Rs 5,000
- Tenor – 6 months to 10 months
- Senior citizens can also open a joint account
CSB Tax Saving FD
- Deposits are eligible for a tax deduction of up to Rs 1.5 lakhs under Section 80C in each financial year
- Deposit amount: Minimum- Rs 100 or multiples thereof; Maximum- Rs 1.5 lakhs in a financial year
- Tenure: 5 years
- Depositors can opt for any of the following schemes under Tax Saver FD:
- “CSB Tax Savings Support” – Income (Ordinary Fixed)
- “CSB Tax Savings Support” – Growth (Re-investment)
- Nomination facility is available
- Depositors have the option of receiving interest payouts monthly (at a discounted rate), quarterly, or at maturity.
- Premature withdrawal of deposits is not allowed
Family Welfare Account (Non-Callable Scheme)
- This scheme allows reinvestment of the interest component to the deposit amount and thereby, helps in deriving the power of compounding
- Minimum deposit amount: Rs 100
- Tenor: 6 months to 10 years
- Nomination facility is available