Get Free Credit Score
Download App

Get your Free
Credit Score

Check Now

How to Check CIBIL Score?

Home Credit Score: Check Your Credit Score Free Online & Get Credit Report How to Check CIBIL Score?

600 or 750? What's your credit
score? Check for FREE.

meter

Your credit health matters...

Your credit score is more than just a number. A better score can help unlock the things you want most - like a new credit card or best loan rates in the market.

Already have a report? Click Here

Free Credit Score

Get your credit report free, with monthly updates.
Error: Enter a valid Full Name
+91
Error: Enter a valid Mobile Number
Note: We will verify this number on the next step.
Error: Enter a valid Email Address
Error: PAN is required
Error: Date of Birth is required
Error: This is mandatory. We need to check availability of service in your area
City: Gurgaon
OTP Verification

Verify your mobile

Please enter the OTP we sent via SMS

Didn’t receive your OTP? Send it again
Your OTP resend limit exceeded. Please try again later.

There is some technical issue. Please try again later.

हिंदी में पढ़े
Updated: 23-12-2020 12:36:48 PM

Checking your CIBIL score is one of the easiest and simplest tasks, as it just requires you to fill in few personal details and get the report/score emailed periodically at your email address. As we know that CIBIL score is considered as a backbone of one’s financial health. Therefore, to keep a regular check on one’s CIBIL score is just like being financially fit. Most of the times people with score less than 750 find it difficult to avail lending products at lower interest rates. So, to ease up your loan approval process it’s better to maintain credit score as close to 900.

bureau meter

Know your CIBIL score with zero fuss and zero fee. Click Here

How to check your CIBIL/Credit score for free?
Components of a CIBIL score
Advantages of a good CIBIL score
Steps to Improve Your Credit Score

How to check your CIBIL/Credit score for free?

Get CIBIL report or check credit score, absolutely free from Paisabazaar.com with regular updates, by just filling in few important details. You just need to follow these simple steps to get your CIBIL report instantly:

  1. Go to Paisabazaar.com, click on ‘Get Report’
  2. Select your Gender
  3. Add your name as per your PAN card
  4. Select your Date of Birth
  5. Add your PAN card number and the PIN code of your residential address
  6. Select your City
  7. Provide your PAN card and mobile number
  8. Mention your specific email address on which you want to get your CIBIL report
  9. By selecting the below check box, you agree to the terms and conditions of Paisabazaar.com
  10. Click on ‘GET FREE REPORT’ and get CIBIL report within minutes.

After adding all the details, kindly recheck that the mentioned details are correct as per your information.

Alternatively, you can also check CIBIL score from TransUnion CIBIL’s official website, as well.

By choosing Paisabazaar.com you can get your credit score absolutely free, moreover, you have an option to compare and choose from multiple deals available on various lending products from credit cards to types of loans. However, your CIBIL score will eventually play a vital role in getting you any lending product at comparatively lower interest rates. So, it’s advisable to check your CIBIL score at the first instance and if found it not satisfactory, then apply the required measures to improve it at the earliest.

bureau meter

Check your CIBIL score for free – in a minute or two. This Way

Components of a CIBIL score

Personal Information: Consists of your full name, gender, date of birth, PAN, voter’s ID and passport number

Contact Information: Contains telephone numbers and up to 4 latest addresses

Employment Information: Monthly or annual salary information provided to bureau by banks and NBFCs

Account Information: Holds information of types of loans, account numbers, ownership details, balance payments, etc.

Enquiry Information: Record of each and every application submitted by the customer for lending purposes.

Advantages of a good CIBIL score

  • Lower interest rates on loans
  • Easy loan approval
  • Ease at availability of credit cards
  • Increased negotiating options
  • Easy credit availability
bureau meter

Check your CIBIL score now to see if it needs improvement – for free. Click Here


Generally, rebuilding of credit score is a time consuming process and improved results are gained gradually. Therefore, getting discouraged in seeing your low credit score is not a good idea. Working on the same to get better results will be wise decision. Therefore, be patient and continue to work to get even stronger hold on your finances.

Steps to Improve Your Credit Score

  • Paying bills on time
  • Regular reviewing of credit report
  • Maintaining good mix of credit
  • Lowering credit utilization ratio
  • Monitoring co-signed loans
  • Not closing old accounts
  • Not availing unsecured loans
  • Not exhausting available credit limit

Good credit score doesn’t mean that your loan application will be accepted/approved automatically. The lender will surely check and consider your repayment capabilities before disbursing any loan amount.

If in case you are planning to avail a loan, it is advisable that you check your credit score for mistakes. The credit bureau doesn’t collect the information on its own, they compile the information provided to them by various lenders, therefore the possibility of errors during the compilation of records cannot be ruled out. Errors in your credit report can delay the loan approval process or at times result in rejection of loan. So, it is better that you check your credit score before going for loan, to avoid any unnecessary delay.

Menu