Your CIBIL score may change every month depending upon your credit behaviour. It reflects in your updated credit report. CIBIL collects data from banks and NBFCs on a regular basis to calculate the credit score that represents your creditworthiness for availing credit products like a personal loan, home loan, or credit card.
CIBIL score of 750 and above is generally considered good for loan or credit card approval by most lenders. A higher score increases the chances of approval of your credit application provided you fulfill other required criteria.
You can also check your credit score on Paisabazaar.com with monthly updates. Read on to know how to download your CIBIL Report.
Steps to Download CIBIL Report
To check your credit score through Paisabazaar.com, follow the steps mentioned below:
Step 1: Click here to get the free credit score
Step 2: Enter your details such as full name, DOB, PAN, etc. and verify using OTP authentication
Step 3: When you click on the ‘Get Your Credit Score’ button, you will get credit scores from multiple lenders
Step 4: Select CIBIL score, choose the language and month and click on the ‘Download’ button to download your CIBIL report
Step 5:Your Date of Birth (DDMMYYYY format) is the password of your CIBIL report
Note: In case you find any discrepancy in your credit report, you can easily raise a dispute with CIBIL. However, for any other query, you can contact firstname.lastname@example.org