Amazon Great Indian Festival: Use Credit Cards for Maximum Benefits

Amazon Great Indian Festival Sale will start from 17 October 2020. Amazon Prime Members can enjoy a 24-hour early access (i.e. October 16th) to the deals and offers. You can avail heavy discounts on Mobiles, Electronics, Laptops, Home Products and much more. Amazon will also promote small businesses during the Great Indian Festival Sale by offering discounts on their products.

This year, HDFC Bank credit card and debit card users will be able to avail a 10% instant discount on the purchases. Other banks are also offering no-cost EMIs and other benefits during the Amazon Great Indian Festival. Read on to know how you can save big on your purchases during the sale by using the right credit cards.

Amazon Great Indian Festival Sale- Date and Timings

Get 10% Instant Discount with HDFC Credit Cards

Amazon has partnered with HDFC Bank to offer additional discounts for HDFC Bank customers. During the Amazon Great Indian Festival Sale, HDFC Bank customers will get a 10% instant discount on purchases made via HDFC debit or credit card. This offer is valid on all HDFC credit card variants ranging from a basic card to a premium one and also on EMI transactions made through HDFC Credit Cards.

In addition to the 10% discount, the offer will be even more beneficial for you if you have a card that offers generous rewards or cashback on shopping. Listed below are some such credit cards by HDFC Bank.

Best HDFC Credit Cards for Online Shopping

HDFC Moneyback Credit Card- Though it is a regular card with basic benefits, it offers twice the rewards on your online purchases. So, if you use HDFC Moneyback to shop during Amazon Great Indian Festival, you not only get the extra 10% discount but also add extra to your reward point balance. The accumulated rewards can later be used to get vouchers or merchandise from HDFC Credit Card Rewards Catalogue.

HDFC Millennia Credit Card- This is a newly launched card by HDFC Bank but has gained much popularity among millennials due to its cashback program. A number of Moneyback users have also upgraded to the Millennia Credit Card for its added advantages. With the Millennia Credit Card, you can 5% cashback on your purchases on Amazon provided they are above Rs. 2,000. So, if you purchase an item worth Rs. 30,000, you will get it for 27,000 (10% off on HDFC Card) plus Rs. 1,350* as cashback.

HDFC Regalia Credit Card- This is one of the most popular HDFC Credit Cards because of its comprehensive features and a reasonable fee. Since the reward rate on this card is higher than other HDFC Credit Cards, it will be quite beneficial during the Amazon Sale.

Other Online Shopping Credit Cards to Save More on Amazon

Apart from HDFC Bank, there are credit cards from other banks that are well-suited for online shopping. If you do not have an HDFC Credit Card, you can still save a considerable amount using any of these cards.

Big-ticket Purchases Made Easier with No-Cost EMI

You can make big-ticket purchases during Amazon Great Indian Festival Sale by opting for the No Cost EMI option.

No Cost EMI or Zero Cost EMI is an equated monthly installment scheme where you pay for a purchased product at the listed price in small EMIs every month at no extra cost. 

No cost EMIs are applicable for a tenure of 3, 6 or 9 months. In some cases, it can go up to 1 year as well. When you shop for a product online, you get the No Cost EMI option in the offers section. If there is no such offer present, it means that the seller has not listed it for No Cost EMIs. You just have to add the product to the cart and proceed for the payment.

The below given table shows the interest rate charged on EMIs by some of the leading banks in India-

Amazon Great Indian Festival Sale- Top Deals and Offers

Here is the list of top deals and offers you can avail during the Amazon Great Indian Sale-

Apart from these category-specific discounts, Amazon is also offering product-specific discounts (Maximum discount of 10%). All you need to do is collect the coupon and add the preferred item to your cart. The discount will be automatically applied when you check out. 

Click here to see the list of items of discount.

Amazon Great Indian Festival Cashback Rewards

Amazon will be offering cashback rewards on select products during the Amazon Great Indian Festival Sale 2020. Amazon will display various products with their respective cashback amount. You will get an additional 5% cashback* (up to Rs.1,000 on minimum purchase of Rs.1,000) Thus, you can benefit from the deal price plus Amazon Pay cashback that you have earned in the form of rewards.

How does this work?

Step 1- Click on the ‘Collect Now’ option displayed under the preferred product.

Step 2- Shop for Rs.1,000 or above on 16th October (for Prime customers) or 17th October (for Non-Prime customers) during the offer period.

Step 3- The reward will be auto-applied at checkout on cart value of Rs.1,000 or above.

When can the Rewards be collected?

The reward can be collected between 6th October 2020 to 15th October 2020.

Where can I see the Reward accumulated?

After collection, your reward can be seen in the ‘My Rewards’ section on Amazon app or website.

When can I redeem the Rewards?

The reward can be redeemed only on 16th October (for Prime customers) or 17th October (for Non-Prime customers).

Can I redeem more than 1 order?

Only 1 reward can be redeemed per order.

What is the eligibility criteria for redemption of rewards?

The eligibility for redemption will be calculated on the basis of the final order value, after applying all the eligible discounts.

New Launches in Amazon Great Indian Festival Sale 2020

Amazon will launch many new products from various categories at discounted rates. Some of the popular new launches are mentioned below-

Bottom Line

Many await the Amazon Great Indian Festival Sale. You can expect huge discounts on mobiles, electronics, home & kitchen products, TVs, appliances, books, gaming products, Amazon smart devices, and much more in this sale. Over and above these offers, you can benefit from HDFC Bank Credit & Debit Cards, Bajaj Finserv no cost EMI, Amazon Pay Later and Amazon Pay ICICI Bank credit card. Everyday during sale days, you will find new deals on offer from various product categories.

Have queries about how to save more during the Amazon sale? Write to us in the comment box below.