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How to Redeem Central Bank of India Credit Card Reward Points?

Home Credit Card Central Bank of India Credit Card How to Redeem Reward Points
Updated: 13-09-2025 07:58:37 AM

Cent Rewardz is the Central Bank of India’s customer reward programme. The Reward points earned can be used whenever the cardholder wants to purchase merchandise or book flights  through the credit card. Every credit card issued by Central Bank of India is pre-enrolled into this reward program. Read on to know more about Central Bank of India credit card reward points:

On this page
How to Earn Central Bank of India Reward Points?
How to Redeem Central Bank of India Credit Card Reward Points?
Central Bank of India Reward Points Catalogue
Central Bank of India Credit Card Reward Points
FAQs

How to Earn Central Bank of India Reward Points?

The following Cent Points are awarded on every Rs. 100 spent on the credit cards below:

Type of Credit Card Point(s) earned on every Rs. 100 spent
Visa Domestic 1
Visa Gold 1
Visa Platinum 1
MasterCard World On Domestic Transactions- 3 points
On International Transactions- 4 points
Master Titanium 1
Master Gold 1
Master Domestic 1
Master Electronic 1

Please Note: Central Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

How to Redeem Central Bank of India Credit Card Reward Points?

How to Redeem Credit Card Reward Points?

The cardholders have to follow the below mentioned steps:

Online

  • Step 1: To redeem the earned reward points visit the Cent Rewardz website by clicking here
  • Step 2: Select the product of choice from the catalogue
  • Step 3: Add the item to cart or click on the checkout button
  • Step 4: Log in to complete the transaction

It is necessary to collect at least 100 Cent reward points to be eligible for redemption of reward points. Earned cent points must be redeemed within three years. As at the end of 3 years unredeemed points will expire.

How to Convert Reward Points into Airmiles/Loyalty Points?

Users can redeem their reward points for Air miles by following the below mentioned steps:

  • Click here to start the process
  • Provide the necessary details and complete the transaction

Tickets can be booked for both international as well as domestic destinations.

Central Bank of India Reward Points Catalogue

The Central Bank of India has a wide number of products for cardholders to redeem their Cent points on. The various categories are:

  • Tickets for flight
  • Reservation of hotel
  • Tickets for the movie
  • Recharge for mobile/DTH
  • Merchandise

Central Bank of India Credit Card Reward Points

How are Reward Points calculated?

A cardholder can earn Cent Points by making payment through Central Bank of India credit card. The value of 1 Cent Point is Rs. 0.25. Except for MasterCard World Credit Card, all the other cards reward the user with 1 Cent point per Rs. 100. Meanwhile, MasterCard World Credit Card from Central Bank of India earns 3 points on domestic transactions and 4 points on international transactions.

How to check your reward points?

The reward points received by cardholders on their credit card can be checked as follows:

  • Visit the official website of Cent Rewardz by clicking here
  • Login to the account and check the available reward points

Alternatively, users can use the Cent Rewardz app to check their earned reward points

FAQs

How to redeem Central Bank of India’s credit card reward points?

To know how to redeem Central Bnak of Inida’s credit card reward points, click here.

What is Cent Rewardz?

Cent Rewardz is the credit and debit card loyalty program of the Central Bank of India. This program gives cardholder reward points whenever they choose to buy or pay for a service with credit or debit card from the Central Bank of India.

If the cardholder lives out of India but is an Indian citizen, can he/she join Cent Rewardz?

One can avail the benefits of Cent Rewardz provided that they have a valid credit card from Central Bank of India.

Do users get additional points for shopping at a particular store?

Yes, users earn additional points if they shop at Max Get More Partner stores. The retail chain under the brand is Max Get More, GRT Jewellers, and lifestyle.

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