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CSB Bank Business Loan

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

CSB Bank MSME Loan – Features & Eligibility Criteria

MSME Loan Interest Rate 14% onwards (Small Business Loan)
Age Criteria Min. 25 years and max. up to 65 years
Loan Amount Up to Rs. 50 lakh
Nature of loan Secured & Unsecured business loan
Loan offered to Individual, Proprietor & Partnership
Repayment Tenure Starting from 12 months
ITR or Balance Sheet Not required up to Rs. 25 lakh
Business Experience Min. 3 years in current business
Residential & Business stability 3 years in the current residence & business area
Processing Fee NIL for loans up to Rs. 5 lakh & 2% for loans above Rs. 10 lakh
Foreclosure Charges 3% onwards

Note: The above mentioned interest rate, fees & charges may change and shall depend on the sole discretion of the bank, NBFC and RBI.

Funded Facilities - General Processing Fees
Up to Rs 25,000 Nil
Above Rs 25,000 For new or existing loans: 1.00% of loan amount/ limit sanctioned subject to minimum Rs. 250
Above Rs 25,000 For renewal of existing loans: 0.50% of limit sanctioned, subject to minimum Rs. 250

Documentation Charges

Range Charges
Above Rs. 10,000 up to Rs. 1 lakh Rs. 100
Above Rs. 1 lakh up to Rs. 10 lakh Rs. 300
Above Rs. 10 lakh Rs. 500

Rate of Service Charges (Rs. per account per annum)

Credit Limit Service Charge (In Rupees)
Up to Rs. 25,000 10
Above Rs. 25000 to Rs. 2 lakh 25
Above Rs. 2 lakh to Rs. 3 lakh 75
Above Rs. 3 lakh to Rs. 5 lakh 125
Above Rs. 5 lakh to Rs. 10 lakh 175
Above Rs. 10 lakh to Rs. 25 lakh 250
Above Rs. 25 lakh to Rs. 50 lakh 500
Above Rs. 50 lakh to Rs. 75 lakh 750
Above Rs. 75 lakh to Rs. 1 crore 1000
Above Rs. 1 crore 2000

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges .

CSB Bank’s Letter of Credit Backed Bill Discounting (LCBD) – 2022

Tenor – Days Interest Rate
Up to and including 90 days 10.50% onwards
91 days to 120 days 10.55% onwards
121 day - 180 days 10.60% onwards
Above 180 days 10.70% onwards

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.

Types of Business Loans offered by CSB Bank

  • Buyers’/Suppliers’ Credit: CSB Bank arranges buyers’/suppliers’ credit with the help of overseas banks that support in reducing the cost for importers
  • Commercial Vehicle Loans: Commercial vehicle loans are offered for purchasing and upgrading commercial vehicles and transportation of SME customers
  • Export Finance: Export finance can be availed in foreign or Indian currency for the procurement of raw materials, manufacturing/processing, packaging and shipping goods
  • Import Finance: Import finance can be availed to import goods and commodities, such as raw materials and capital goods
  • Letter of Credit : Bank provides a variety of non-fund based facilities that include Letter of Credit, Bank Guarantee (BG), etc. The repayment tenure offered ranges from 3-6 months depending upon the trade cycle
  • Overdraft : Overdraft is a credit limit assigned by the bank in which the borrower needs to pay only for the used amount from the assigned limit
  • Term Loans: Term loans whether short-term or long-term are mostly secured against the fixed assets, inventory, stock, raw materials against suitable collateral security wherever required
  • TReDs Bill Discounting: The Trade Receivables Discounting System (TReDS) supports MSMEs to convert their trade receivables into funding. TReDs also enable MSMEs to discount invoices, as well as bills of exchange in return for early payment
  • Working Capital Loans : Working capital loans are offered to meet the day-to-day business requirements, purchasing raw materials, buying equipment or to manage cash flow. This type of business loan is offered in the form of cash credit/ overdraft.

Related Product: How to apply business loan under Pradhan Mantri Mudra Yojana?

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CSB Bank SME Cluster Team

Cluster Names Indicative Locations
Bengaluru Bengaluru, Hosur, Hyderabad, Vijayawada, Kolkata, Bhubaneswar, Belgaum
Chennai Chennai, Puducherry, Nellore, Sriperumbudur, Vellore, Vaniyambadi, Cuddalore
Coimbatore Coimbatore, Annur, Madurai, Karur, Tirunelveli, Sathy, Avinashi, Dindugul, Trichy, Thanjavur
New Delhi Delhi, NCR, Chandigarh, Ludhiana, Jalandhar
Ernakulam Ernakulam, Kottayam, Muvattupzha
Kozhikode Kozhikode, Kannur, Wayanad, Kasargod, Mangaluru, Malappuram
Mumbai Mumbai, Pune, Aurangabad, Nashik, Ahmedabad, Vadodara
Thiruvananthapuram Thiruvananthapuram, Nagercoil, Kollam, Thiruvalla, Pathanamthitta
Thrissur Thrissur, Chalakuddy, Irinjalakuda, Kunnamkulam, Guruvayoor
Tiruppur Tiruppur, Avinashi, Erode, Salem, Palakkad, Karumathampatti, Gobi, Udumalpet, Pollachi

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

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FAQs

The unsecured loan interest rate is offered from 12.50% to 24.00% per annum.

The loan amount depends on the business requirements and applicant’s profile.

The SME loans include working capital loan, overdraft, term loan, commercial vehicle finance, import/export finance, letter of credit, bill discounting, etc.

You can simply visit the official website of bank or to download application form, you can click here and download https://www.csb.co.in/application-forms

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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