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BOBCARD
BOBCARD Etihad Guest Premium
Travel
Rewards
1st Year Fee: ₹5,000* Plus Applicable Taxes
Travel
6% back on travel via Etihad Airways
Airport Lounge
Up to 20 free lounge visits per year
International Use
Zero forex mark-up on international spends
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About BOBCARD Etihad Guest Premium
BOBCARD offers two co-branded credit cards in association with Etihad Airways, namely BOBCARD Etihad Guest and BOBCARD Etihad Guest Premium. Here, the latter is the enhanced variant that comes at a higher annual fee and with better value-back. It provides 6% savings on co-branded spends and a base reward rate of 3% where rewards are credited as Etihad Guest Miles which are redeemable on Etihad Airways. This reward program is accompanied by other travel-centric benefits, such as complimentary airport lounge access, zero forex mark-up and substantial milestone bonus.
The benefits of this BOB Credit Card are designed to make travel more comfortable and cost-effective, with accelerated savings on co-branded spends. This makes it ideal for frequent travelers who prefer Etihad Airways and are also high spenders who can maximise the card’s rewards. However, if you are looking for accelerated travel savings without any airline restrictions, airline-agnostic travel cards, like Axis Atlas and HSBC TravelOne, would be a better fit. Read on to know more about the fees, benefits and features of BOBCARD Etihad Guest Premium Credit Card.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit the BOBCARD website.
Reward Benefits
BOB Etihad Guest Premium Credit Card offers rewards as Etihad Guest Miles1 as per your card spends.
Reward Earnings:
- 6 Miles per Rs. 100 spent on Etihad Airways
- 2 Miles per Rs. 100 spent domestically and overseas
Milestone Bonus:
- 500 bonus Miles if the sum of any 4 monthly transactions is Rs. 50,000, once per month
- 4,000 bonus Miles on Rs. 3 lakh quarterly spends, once per quarter
- 24,000 bonus Miles on Rs. 12 lakh annual spends, once per year
- 1,000 bonus Miles on flying twice with Etihad in a year, once per year
Here, the earned Miles are redeemable on Etihad platform only.
Other Features and Benefits
Welcome Benefit:
- 5,000 Etihad Guest Miles on joining fee payment and spending Rs. 25,000 within the 1st 60 days
- Etihad Guest Silver tier status on the 1st card spend and upgrade to Gold tier on making the 1st spend on Etihad.com within 6 months
Zero Forex Mark-up:
- No forex mark-up fee charged on international transactions
Complimentary Airport Lounge Access:
- 12 domestic lounge visits per year, max. 3 per quarter
- 8 international lounge visits per year, max. 2 per quarter
Fee Waiver:
- Annual fee waived on min. Rs. 5 lakh annual spends
Fuel Benefit:
- 1% fuel surcharge waiver, up to Rs. 250 per month, on fuel spends of Rs. 500 to Rs. 5,000
Fees & Charges
| Particulars | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Rs. 5,000 + Applicable taxes | ||||||||||||||||
| Forex Mark-up Fee | Nil | ||||||||||||||||
| Finance Charges | 3.75% per month i.e. 45% per annum | ||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get This Card If:
You travel frequently and are looking for a travel credit card with zero forex mark-up
You are an Etihad Airways loyalist and can make the most of the co-branded benefits
You do not mind the limited reward redemption option of using your rewards on Etihad.com
You are a high-spender and can maximise your value-back by meeting the spending conditions of milestone bonuses
Eligibility Criteria:
Nationality: Indian resident
Age: 25 to 60 years
Net Income: Rs. 18 LPA and above
Paisabazaar Review
What do we like about this card?
BOBCARD Etihad Guest Premium Credit Card offers good value-back on spends made on Etihad Airways, along with a decent base reward rate of 2% on other spends. Most of its benefits are built for those who travel frequently with the partnered airlines as the accrued rewards . While zero forex mark-up helps in minimising additional charges on international purchases, complimentary airport lounge access makes the travel experience more comfortable. Bonus Miles earned as monthly, quarterly and annual milestone benefits further let the users maximise their travel savings as per their card spends.
Pros
- 6% back on co-branded travel spends
- 2% base savings on other spends
- 12 domestic and 8 international airport lounge visits
- Zero forex mark-up fee
- Substantial bonus Miles as milestone benefits
Cons
- Rewards redemption limited to Etihad Airways
- No lifestyle benefits, besides for co-branded travel
Frequently Asked Questions
Everything you need to know about this credit card
To apply for BOB Etihad Guest Premier Credit Card, documents as proof of identity, address and income are required. For this, you can present your PAN (mandatory), Aadhaar card, Voter ID, Passport, driving license, utility bills, salary slips or bank statements of last 2-3 months, or other relevant documents.
Fuel transactions are excluded from the reward program, so no Etihad Guest Miles are accrued on these spends.
BOB Etihad Guest Premium Credit Card comes with zero forex mark-up fee and offers a reward rate of 2% on international spends.
The reward points are accrued in the form of Etihad Guest Miles on the spends made using BOBCARD Etihad Guest Premium Credit Card which can be redeemed only on Etihad platform.
Yes, BOB Etihad Guest Premium Credit Card lets the cardholders convert their purchases worth Rs. 2,500 or more into Smart EMIs with a tenure ranging from 6 to 48 months.
Footnotes
- Validity of the earned Etihad Guest Miles is as per your Etihad Guest Tier status
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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