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Bajaj Finance Personal Loan Eligibility Criteria
Below-mentioned are the personal loan eligibility criteria set by Bajaj Finance for its various categories of personal loan applicants.
- The applicant should be an Indian resident.
- The minimum age criterion set by Bajaj Finance for its personal loan applicants is 21 years.
- The maximum age of the applicant at the time of loan maturity should be 80 years.
- Salaried individuals employed with public sector organizations, top MNCs and private sector companies are also eligible for Bajaj Finance Personal Loans.
- Applicants should have a minimum CIBIL score of 685 to avail Bajaj Finance Personal Loans. Having credit scores of 685 and above can also improve their eligibility for availing personal loans at lower interest rates.
For Doctors
- Applicant should be 22 years old at the time of loan application and 80 years old at the time of loan maturity.
- Doctors applying for personal loans should be Indian residents.
- The applicant should have a medical degree registered with the Medical Council.
- Doctors need to have a minimum credit score of 685 to avail personal loans from Bajaj Finance.
For Chartered Accountants
- The applicant should be an Indian resident with a professional experience of at least 2 years.
- CAs owning a house or office in the city where Bajaj Finance operates are eligible for Bajaj Finance Personal Loans.