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1st Year Fee: ₹799* Plus Applicable Taxes
Travel Benefits
3% back as BluChips on IndiGo spends
Lounge Access
Up to 4 domestic lounge visits every year
Joining Benefit
Welcome voucher worth 1,200 IndiGo BluChip
Author: Shruti Sharma
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Axis Bank and IndiGo have collaborated to offer two co-branded travel-focused credit cards – IndiGo Axis Bank Credit Card and IndiGo Axis Bank Premium Credit Card. Both the cards offer value-back in the form of IndiGo BluChips, which can be redeemable at IndiGo website or mobile app against flight bookings.
With the base variant, cardholders earn 3% value-back on IndiGo spends and get other travel benefits such as domestic airport lounge access and up to 2,400 IndiGo BluChips vouchers as milestone bonus. In addition to travel, this card also offers decent savings worth 2% on everyday spends like dining and groceries. While it charges an annual fee of Rs. 799 without any fee waiver facility, the cardholders are still well compensated through joining and renewal vouchers of 1,200 IndiGo BluChips. Read on to know more about this IndiGo Axis Bank Credit Card with its feature review, pros and cons, and know who should get this card.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Axis Bank’s website.
BluChips Earning
BluChips Redemption
Welcome Benefit


Renewal Benefit
Milestone Benefits
Lounge Access
EMI Conversion
| Particulars | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/Annual Fee | Rs. 799 + Applicable Taxes | ||||||||||
| Finance Charges | 3.75% per month (or 55.55% per annum) | ||||||||||
| Late Payments Fees |
|
You are a frequent traveller and prefer to book via IndiGo over other airlines
You are comfortable redeeming accumulated points through the IndiGo website
You are looking for a card that offers accelerated rewards on dining and groceries
You can spend Rs. 3 Lakh annually to maximize milestone benefits
Lounge Access3.0/5
Welcome Benefits3.0/5
Co-branded Benefits3.5/5
IndiGo Axis Bank Credit Card is a suitable choice for consumers who are frequent IndiGo flyers. The card offers 3X BluChips on IndiGo spends, along with 2X BluChips on everyday spends, such as dining and groceries. Cardholders can redeem the accumulated BluChips against IndiGo flights and upgrades, allowing them to save significantly on their travel expenses. The card also offers complimentary lounge access, 1,200 BluChips as welcome/renewal benefits, and up to 2,400 BluChips as milestone benefits, which further enhance the card’s overall value for frequent IndiGo flyers.
Everything you need to know about this credit card
IndiGo Axis Bank Credit Card is best suited for frequent flyers who prefer to travel with IndiGo. It is ideal for consumers who regularly book IndiGo flights and want to save on travel by redeeming the accumulated BluChips.
Cardholders can earn 3 BluChips per Rs. 100 spent on IndiGo bookings, 2 BluChips per 100 on dining and grocery spends, and 1 BluChip per Rs. 100 on other eligible spends.
Accumulated BluChips can be redeemed directly on the IndiGo website or mobile app. They can be used for flight bookings and upgrades, allowing cardholders to reduce their overall travel costs.
Yes, the card offers 1,200 BluChips on spending Rs. 1.5 Lakh in a year. An additional 1,200 BluChips are offered on reaching Rs. 3 Lakh annual spends, totaling up to 2,400 BluChips.
Yes, the card offers up to 4 complimentary domestic lounge visits per year (capped at 1 per quarter) on spending Rs. 50,000 in the previous quarter.
The card does not offer complimentary international lounge access. Also, domestic lounge access is spend-based, and the base reward rate on non-bonus categories is relatively low at 1 BluChip per Rs. 100 spent.
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Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.