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Home Loans in Bangalore

Home loans in Bangalore metropolitan region start @ 7.10% p.a. onwards for loan amounts of up to 90% of property cost and for tenures of up to 30 years. Many banks and HFCs offer special home loan schemes for affordable housing and to applicants having minimum income documents. Lenders also provide home loan balance transfer facility to the existing home loan borrowers of other lenders to transfer their outstanding home loans at lower interest rates.
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Lowest interest rates starting from 7.1%

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5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Competitive Interest Rates

Starting 7.10% p.a.

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Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

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Dedicated Customer Support

Expert Assistance at Every Step

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Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

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HDFC Bank
Min Loan Amt. 15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee10,000
ICICI Bank
Min Loan Amt. 15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee10,000
Axis Bank
Min Loan Amt. 30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee14,000
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Curated Offers from Multiple Lenders

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Highest Loan Approval Chances

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Easy & Transparent Borrowing Process

How Can I Apply for a Home Loan Online?

Get up to 5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Home Loan Features in Bangalore

  • Interest rates of home loans in Bangalore start from 7.35% p.a.
  • Tenures can go up to 30 years
  • LTV ratio: Up to 90% of the property cost based on the home loan amount
  • Home loan balance transfer (HLBT) of existing home loans from bank/HFC to other bank/HFCs at lower interest rates
  • Top-up facility to existing home loan borrowers to meet their personal requirements
  • New home loan applicants and those exercising HLBT can avail home loan overdraft option to ensure higher liquidity and interest cost savings
  • Many banks offer pre-approved home loans to their existing customers having good credit profile
  • No pre-payment charges for home loans availed at floating interest rates

Income Requirements of Home Loan in Bangalore:  At least Rs 15,000 p.m. for salaried applicants; can be more for some Banks/NBFCs

Eligibility Criteria of Home Loans in Bangalore

  • The applicant should be an Indian Resident, NRI, PIO. Some banks and HFCs also offer home loans to NRI and PIO applicants, branded as NRI Home Loan.
  • Minimum Age- 21 years; Maximum Age- Up to 70 years when loan matures
  • Job Profile: Salaried (government and corporate employees)/Self-Employed Professional (Doctors, CS, lawyers, CA, architect, consultant, engineer)/Self-Employed Non-Professional (contractor, trader, commission agent)
  • Work experience: At least 3 years
  • CIBIL/Credit score of 730 and above have higher chances of availing home loan and at lower interest rates

Documents Required for Home Loans in Bangalore

For Salaried Applicants

  • Aadhaar card, voter ID, driving license, PAN card, passport, for KYC
  • Income Proof: Salary slips for last 3 months, Bank statement for past 6 months with salary credits, ITR/Form-16
  • Bank statement showing repayment history
  • Employment contract
  • Own contribution proof
  • Property related documents
  • Processing fee cheque

Additional Documents for Self-Employed Applicants

  • Recent Form 26AS
  • Business profile
  • Memorandum and Articles of Association of the company
  • Balance sheet and profit & loss account statement for last 3 years
  • Income Proof: ITR with income computation for past 3 years
  • Savings account statement of individual for last 6 months and current account statement of business entity

Get a Home Loan For
Your Dream Home

How Can I Apply for a Home Loan Online?

Get up to 5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Get a Home Loan For
Your Dream Home

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What our customers say

Time saving process

Office ke chalte jyada samay nahi nikal pata tha. Paisabazaar ke online process ki wajah se na hi mene banks ke rates compare karliye ghar bathe balki mera loan application aur disbursal bhi ghar bathe hi ho gaya...bank jana hi nahi pada...

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Pradeep SinghJan 7, 2026

Kam rates pe loan mila

Paisabazaar se mujhe bahut kam rate pe loan mil gaya...isse mere budget pe jada asar nahi pada aur jald hi mera apna ghar ho jayega..

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Nidhi SharmaJan 6, 2026

eligibility check ho jati hai free

me home loan lene ka soch raha tha uske liye mene pehle paisabazaar app se free me apni eligibility check ki..usse mujhe pata chala muje kya cheeze improve karni hai aur fir mera loan jaldi approve ho gaya.

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Shikhar SahuJan 5, 2026

Home loan mila yaahaan par

Mujhe home loan chahiye tha aur yahaan par sahayta kiya inhone aur loan mila. Pehla loan tha mera lekin sab ache se ho gaya.

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Prem Prakash PandeyDec 7, 2025

Home loan here

I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.

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Chandan SinghDec 1, 2025

Got the best home loan interest rate

I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!

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Anu BhatnagarSep 10, 2021

Excellent Home Loan Service by Paisabazaar

Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.

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KJ ThomasSep 10, 2021

Had a great experience with Paisabazaar

I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.

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Ritesh SharmaSep 10, 2021

quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

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Rupanjali MishraSep 3, 2021

Satisfied experience with Paisabazaar

I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.

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Soumil KhannaSep 3, 2021
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