KTDFC FD Interest Rates

Kerala Transport Development Finance Corporation (KTDFC) offers FD interest rates of 6.75-7.00% p.a. to the general public and 7.00-7.25% p.a. to senior citizens on tenures ranging from 1 year to 5 years. The repayment of deposits (including interest) of up to Rs 4,500 crores is guaranteed by the Government of Kerala.

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KTDFC FD Interest Rates

Fixed Deposits Interest Rates w.e.f. 15 July 2022

The interest rates are updated as of 12 January 2026

Also Know: FD Interest Rates in India

Book FDs at Interest rate upto 8.00% p.a

 Manage all FDs in one place

 No Bank A/C Required

Invest Now   

Types of KTDFC FD Schemes

• Monthly Multiplier Scheme (MMS): Interest component is compounded monthly and paid on maturity along with the principal amount
• Periodic Interest Payment Scheme (PIPS): Interest component is compounded monthly but paid out at monthly/ quarterly intervals

Features of Fixed Deposit

• Minimum deposit amount: Rs 10,000 and thereafter in multiples of Rs 1,000 (except in case of renewal)
• Tenure: 1 year to 5 years
• Joint account: Maximum 3 applicants
• The following are the different modes through which NBFC receives an application for FD:
  • Applications submitted to different KTDFC offices
  • Applications are received through authorized fund arrangers or agents who are appointed by KTDFC
• Local cheques or demand draft (DD) drawn in favor of KTDFC, payable at Thiruvananthapuram

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