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Dewan Housing Finance Ltd. (DHFL) was merged with Piramal Capital and Housing Finance Ltd. (PCHFL), known as Piramal Finance, with effect from 30th September 2021 under the reverse merger scheme, following which DHFL became a wholly owned subsidiary of Piramal Enterprises Ltd. (PEL). The merged entity was named PCHFL. Therefore, all customers of DHFL, including its home loan customers, will be treated as customers of Piramal Finance with effect from 30th September 2021. Those wishing to apply for home loans from DHFL will have to contact Piramal Finance for availing housing loans.
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Piramal Home Loan Highlights – 2026 |
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| Interest Rate | 9.49% p.a. onwards |
| Loan Amount | From Rs. 5 lakh to Rs 2 crore |
| Loan Tenure | Up to 30 years |
| Processing Fees | Up to 5% of loan amount + applicable taxes |
| Part-payment/Foreclosure Charges | 2% of principal of loan being prepaid + applicable taxes |
Note: Interest rates as of 4 April 2025.
Prospective borrowers seeking home loans from DHFL can check the rate of interest, eligibility criteria, fees and documentation of both Piramal Home Loans and of the home loan schemes offered by other lenders before applying for a housing loan.