Apply for Business Loan Starting From 14.99%* 
*Offers are from Paisabazaar's partner Banks & NBFCs.
Please Note: Ziploan is not a Paisabazaar partner. Offers would be from partner banks/NBFCs only.
ZipLoan is an emerging NBFC in the Indian financial market that provides business loans to small businesses and Micro, Small, and Medium Enterprises (MSMEs) to meet their business needs and requirements. ZipLoan offers business loan at an interest rate that starts from 18% onwards that has helped a lot of companies involved in clothing, manufacturing, pharmaceutical, electronics sector, etc.
| ZipLoan Business Loan – 2021 | |
| Interest Rate | 18% onwards |
| Loan Amount | Min. Rs. 1 lakh & Max. Rs. 7.5 lakh |
| Processing Fee | 1-2% of the loan amount |
| Repayment Tenure | 12-36 months |
| Collateral | Not required for business with turnover of Rs. 10 lakh |
| Prepayment Charges | Nil, after first 6 months |
| Loan Sanctioning Tenure | Within 3 business days after form submission |
| Annual Turnover | More than Rs. 10 lakh |
Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.
Step 1: Make an Online Application: Borrower has to apply for the business loan online at ZipLoan’s official website or mobile application. The processing of your loan application starts within a few hours of your application submission.
Step 2: Provide necessary documents: The borrower is required to submit necessary documents by uploading it online in a PDF format. Documents will be analyzed through our hi-tech credit analysis team. A door-to-door service is also provided by the lender; a representative from ZipLoan would collect the documents from your place.
Step 3: Avail Small Business Loan: After the eligibility of the borrower is checked and the documents are verified, business loan will be processed and disbursed within 3 working days.
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Also Read: Loan for Business Without Security in India
Also Read: What are the requirements to qualify for a working capital loan?
Call – 011 – 4310 – 9577 (10 am to 6 pm)
Email ID: customer.care@ziploan.com
Q1. Where is ZipLoan located?
ZipLoan can be located in India at Delhi/NCR, Mumbai, Indore, Bhopal, Jaipur, Lucknow, Navi Mumbai, Barabanki, Dehradun, Haridwar, Rishikesh, Roorkee and Saharanpur.
Q2. Loans can be availed for what purposes?
Loans can be availed for business purposes only. One can avail the benefit of loan from ZipLoan for the following purposes:
Q3. What is the rate of interest charged by ZipLoan?
The accurate interest rate is decided after the credit analysis. Generally, the flat rate charged ranges from 1-1.5% per month (flat).
Q4. What is the maximum loan amount that can be availed?
The maximum loan amount that can be availed is Rs. 7.5 lakh.
Q5. What is the loan amount offered by Ziploan under PSB loans in 59 minutes?
The loan amount offered by Ziploan under PSB Loans in 59 minutes is minimum Rs. 1 lakh and maximum up to Rs. 1 crore.
Q6. Can I take a Top-up loan above my existing business loan?
Yes, you can take a Top up loan over the existing business loan.
Q7. How much time does it take to pass and disburse loan?
After the evaluation of the documents, it takes a minimum of 3 working days to process and disburse business loans.
Q8. How can I repay the loan taken from ZipLoan?
The loan repayment can be done in three simple ways:
EMI payment from your bank directly on the basis of your duly signed Automatic Clearing House (ACH) form.
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