The official website of udyamimitra is http://www.udyamimitra.in through which individuals, MSMEs or lending institutions can access all the required information. www.udyamimitra.in helps in the access to MSMEs financial and non-financial service needs. SIDBI additional online portals for MSMEs include sidbi.in, sidbistartupmitra.in, standupmitra.in, etc.
UDYAMI MITRA
Udyamimitra portal is an online platform initiated by SIDBI that offers credit and funding options to individuals and Micro Small and Medium Enterprises (MSMEs). This online portal provides credit plus services, such as hand-holding support, and application tracking for service providers and applicants. It can be primarily considered as a coordinating platform for MSME loan pursuers, lenders, and handholding agencies. Non-banking Financial Companies (NBFCs), Fintechs, Microfinance Institutions (MFIs), and Small Finance Banks (SFBs) access the udyamimitra online platform to offer credit support services to MSMEs across the nation.
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How Can I Apply for a Business Loan Online?
Step 1: Enter your mobile number in the application form.
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Features of UDYAMI MITRA
Types of Enterprise Loans offered under Udyami Mitra
a) MUDRA Loan Scheme – Loan Schemes named under 3 categories
b) Stand-Up India for SC/ST and Women – Rs. 10 lakh to Rs. 1 crore
c) SME loans – Up to Rs. 10 crore
Loan Application Process
To apply for a loan via udaymimitra portal applicants can download, fill in and submit their loan application form to get instant acknowledgement via SMS or email to their registered mobile number or email address.
The submitted application is directed to the desired bank by the loan applicant. An online notification is shared with the bank’s Nodal Officer and also with the Lead District Managers (LDMs).
Further, the bank’s representative starts with the loan application process. After the documents are verified and loan is approved, then within the defined timeline by the bank the desired loan amount is transferred to the mentioned bank account of the borrower.
How Can I Apply for a Business Loan Online?
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
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FAQs
How can I access Udyami Mitra portal to avail MSME loan?
To access Udyam Mitra you can simply visit http://www.udyamimitra.in and can apply for MSME loan or check related information.
Do I need to pay some fees to get registered on this portal?
No, you are not required to pay any fees as it is free of cost.
What is the maximum loan I can avail via this portal?
The maximum loan amount that can be availed is up to Rs. 2 crore under SME loan category.
What should I do if my proposal is denied?
In this case you can reach out for your desired lender and get the information on your proposal’s denial and ways to get it approved.
Is there a way for me to contact my lender or handholding agency on this portal?
Yes, you can contact your lender or handholding agency with the help of messaging module on the online portal.
What types of lenders are available at udyamimitra so I can apply or check for loan options?
Currently, there are three main categories of financial institutions, such as Fintechs, NBFCs and banks that include public sector and private sector banks, small finance banks (SFBs) regional rural banks (RRBs) and foreign banks.
Is there any scheme from where I can avail subsidy from this portal?
Yes, you can check for this scheme linked with this portal named as Special Credit Linked Capital Subsidy Scheme (SCLCSS) for MSEs under National Scheduled Castes and Scheduled Tribes Hub Scheme.
Can I get handholding support online from this portal?
Yes, for the help of applicants in filling up of application form online, udyamimitra has initiated a new feature termed as ‘Handholding in A Virtual Environment’ (HAVE) in helping in filling application forms on the behalf of the applicant.
What is Udyog Aadhar for MSMEs?
Udyog Aadhaar is a twelve digit Unique Identification Number issued by the Ministry of Micro, Small and Medium Enterprises (MoMSMEs) to MSMEs. However, now Udyog Aadhar is revised into Udyam and now onwards MSMEs are required to register now under Udyam Registration Portal to obtain Udyam Certificate.
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