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STCI Finance

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15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

STCI Finance – Loan Products

Capital Market Products

Loan against Shares/Mutual Funds/Bonds (Securities)

STCI Finance offers loans against pledge of acceptable listed shares, mutual fund units and open ended diversified equity funds. Under capital market products category, NBFC also provides open ended gilt funds and bonds for various purposes, such as to meet working capital needs, capital expenditure, investments, acquisition of shares by promoters, etc.

Eligibility: Corporate or Individuals

Facility: Term Loan or Line of Credit

Tenure: Short- to Medium-term

Manufacture and Service Sector Products

The NBFC offers loans to corporates in the manufacturing sector for purposes like business expansion, capital expenditure, long-term working capital requirements, loan refinance, machinery replacement, etc.

Eligibility: Corporates

Facility: Term Loan

Tenure: Medium to Long term

Engineering, Procurement and Construction Contracts

STCI offers loans to corporates in EPC Sector to meet their long term working capital requirements. Loans are also offered for various other general corporate purposes related to construction, engineering and procurement contracts.

Eligibility: Corporates

Facility: Term Loan

Tenure: Short to Medium term

Healthcare

STCI offers lending options for various healthcare options like expansion, renovation, acquisition of hospitals or nursing homes and for any other related purposes.

Eligibility: Corporates and Non-corporates

Facility: Project Finance and Term Loan

Tenure: Medium to Long term

Education

Customers can avail loans for various purposes like renovation, expansion, modernization or acquisition of Educational Institutions and for any other special purpose.

Eligibility: Corporates/Non-corporates

Facility: Project Finance/Term Loan

Tenure: Flexible - Medium to Long term

Non-Banking Finance Companies (NBFCs) or Housing Finance Companies (HFCs)

STCI offers loans to established NBFCs engaged in small scale business to consumer (B2C) lending that include NBFCs engaged in lending to MSMEs, Asset Finance Companies, etc. Likewise, the NBFC offers business loans to established mid-sized Housing Finance Companies , registered with the National Housing Bank (NHB).

Eligibility: HFCs registered with NHB and NBFCs registered with RBI

Facility: Term Loan

Repayment Tenure: Medium to Long term

Warehousing

STCI offers loans for business expansion, modernization or acquisition of warehouses. It also offers long-term working capital loans for any other general corporate purposes.

Eligibility: Corporates and Non-corporates

Facility: Project Finance and Term Loan

Repayment Tenure: Medium to Long term

Additional loan products offered by STIC Ltd.

  • Equipment Finance
  • ESOP finance
  • Loan against Bank Guarantee
  • Loan Against Property
  • Loan against Property and Securities
  • Loan for subscribing IPO
  • Margin Funding
  • Project Finance
  • Promoter Funding
  • Structured Finance

Registered office

A/B 1-802, A-Wing, 8th Floor,
Marathon Innova, Marathon Nextgen Compound,
Off Ganapatrao Kadam Marg, Lower Parel,
Mumbai - 400 013

Email: enquiry@stcionline.com

Contact numbers: 022-61425100 / 9122-61425100

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All Your Needs

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How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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