Please Note: STCI Finance is not a Paisabazaar partner. Offers would be from partner banks/NBFCs only.
STCI Finance Ltd. is a non-deposit taking NBFC registered with RBI and is one of the leading market makers in corporate bonds, government securities and money market instruments. The company undertakes various lending, investment and financial activities. STCI Finance focuses on various areas of capital markets and corporate and structure finance. The company also undertakes trading in equity, money market instruments, interest rate swaps, government securities and corporate bonds. Further, let’s discuss regarding various lending products offered by STCI Finance.
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STCI Finance – Loan Products
Capital Market Products
Loan against Shares/Mutual Funds/Bonds (Securities)
STCI Finance offers loans against pledge of acceptable listed shares, mutual fund units and open ended diversified equity funds. Under capital market products category, NBFC also provides open ended gilt funds and bonds for various purposes, such as to meet working capital needs, capital expenditure, investments, acquisition of shares by promoters, etc.
Eligibility: Corporate or Individuals
Facility: Term Loan or Line of Credit
Tenure: Short- to Medium-term
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Manufacture and Service Sector Products
The NBFC offers loans to corporates in the manufacturing sector for purposes like business expansion, capital expenditure, long-term working capital requirements, loan refinance, machinery replacement, etc.
Eligibility: Corporates
Facility: Term Loan
Tenure: Medium to Long term
Engineering, Procurement and Construction Contracts
STCI offers loans to corporates in EPC Sector to meet their long term working capital requirements. Loans are also offered for various other general corporate purposes related to construction, engineering and procurement contracts.
Eligibility: Corporates
Facility: Term Loan
Tenure: Short to Medium term
Healthcare
STCI offers lending options for various healthcare options like expansion, renovation, acquisition of hospitals or nursing homes and for any other related purposes.
Eligibility: Corporates and Non-corporates
Facility: Project Finance and Term Loan
Tenure: Medium to Long term
Education
Customers can avail loans for various purposes like renovation, expansion, modernization or acquisition of Educational Institutions and for any other special purpose.
Eligibility: Corporates/Non-corporates
Facility: Project Finance/Term Loan
Tenure: Flexible –Medium to Long term
Non-Banking Finance Companies (NBFCs) or Housing Finance Companies (HFCs)
STCI offers loans to established NBFCs engaged in small scale business to consumer (B2C) lending that include NBFCs engaged in lending to MSMEs, Asset Finance Companies, etc. Likewise, the NBFC offers business loans to established mid-sized Housing Finance Companies, registered with the National Housing Bank (NHB).
Eligibility: HFCs registered with NHB and NBFCs registered with RBI
Facility: Term Loan
Repayment Tenure: Medium to Long term
Warehousing
STCI offers loans for business expansion, modernization or acquisition of warehouses. It also offers long-term working capital loans for any other general corporate purposes.
Eligibility: Corporates and Non-corporates
Facility: Project Finance and Term Loan
Repayment Tenure: Medium to Long term
Additional loan products offered by STIC Ltd.
- Equipment Finance
- ESOP finance
- Loan against Bank Guarantee
- Loan Against Property
- Loan against Property and Securities
- Loan for subscribing IPO
- Margin Funding
- Project Finance
- Promoter Funding
- Structured Finance
Registered office
A/B 1-802, A-Wing, 8th Floor,
Marathon Innova, Marathon Nextgen Compound,
Off Ganapatrao Kadam Marg, Lower Parel,
Mumbai – 400 013
Email: enquiry@stcionline.com
Contact numbers: 022-61425100 / 9122-61425100