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IndoStar Capital Finance Business Loan

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Valid till 31st May '26 *T&C Apply
Get Business Loan

Avail up to ₹1 Cr starting at 13%

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15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

SME/Business Loans – Features

Interest Rate Depends on business requirements
Nature of loan Term Loan
Loan Amount Min. Rs. 50 lakh & Max. up to Rs. 3 crore
Repayment Tenure Up to 15 years
LTV ratio for loan against residential and commercial properties 60% – 70%, depending upon the type of collateral
Credit under Insurance Companies Available
Doorstep Service Available

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges .

Eligibility Criteria

Age Criteria: Minimum age of 25 years at time of loan application

SME or Business loans offered by IndoStar can be availed by the following entities:

  • Sole proprietorship, partnerships, Limited Liability Partnerships (LLP) and private or public limited companies engaged in businesses related to manufacturing, trading or services sectors
  • Self-employed professionals, including CAs, doctors , engineers, company secretaries and architects with their own practice/consultancy are also eligible to avail SME loans from IndoStar Capital Finance

Credit Rating

IndoStar is rated by various credit bureaus and holds a rating of AA- for long-term borrowings and A1+ for short-term borrowings.

Documents Required

  • Identity Proof: Passport, Voter ID card, PAN card, Driving license, Government identity card, Aadhaar card
  • Age Proof: Passport, Birth certificate, Driving license, PAN card and Aadhar card
  • Address Proof: Passport, Voter ID card, driving license, latest utility bills (electricity, water, gas, telephone bills), Aadhaar card, ration card, PAN card, passport, driving license, Government Identity card
  • Proof of Relationship: PAN card, Passport, Voter ID, Ration card, Marriage certificate, Aadhaar card (if relationship is mentioned)
  • Proof of Business Address : Shops and Establishment Act Certificate, Registration Certificate, Latest utility bills, such as electricity, telephone, gas pipeline and water bills, present bank account statement or passbook, property tax receipt, copy of rent agreement
  • Proof of Business Continuity: Certificate under Shops and Establishment Act, Certificate of registration
  • Income Proof: Last 3 months’ salary slip, Last 2 years’ Form 16, Last 2 years’ audited CA-certified financials
  • Bank Statements : Last 12 months’ bank statements of all active bank accounts, Last 12 months saving bank account of partners and directors (in case of partnership firm/company)
  • Proof of existing loan
  • Other KYC documents: Partnership firm: Partnership deed
  • Company: Certificate of incorporation, Memorandum of Association (MoA), Articles of Association (AoA), latest CA-certified list of directors and shareholding pattern
  • Trust: Registration certificate and Deed of trust

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All Your Needs

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How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

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FAQs

The interest rate offered by IndoStar Capital Finance depends on the business requirements and repayment capability of the applicant.

The minimum loan amount offered is Rs. 50 lakh and the maximum loan amount offered is Rs. 3 crore.

The repayment tenure offered by IndoStar is up to 15 years.

The LTV ratio offered ranges between 60%-70%, that shall depend on the type of collateral.

Yes, doorstep facility is available with hassle-free documentation and quick disbursal.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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