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HDFC Tractor Loan

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Valid till 31st May '26 *T&C Apply
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Avail up to ₹1 Cr starting at 13%

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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Pick from Secured & Unsecured Options

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

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HDFC Tractor Loan – Interest Rates & Features

Age Min. 18 years & Max. 60 years
Interest Rate As per applicant’s profile and business requirements
Loan Amount Up to 90% of the Tractor cost
Processing Fee 2% of the loan amount
Repayment Tenure From 12 months to 84 months
Loan can be availed Without and With Land Mortgage, both
Insurance (Credit Shield) Available (Cover against accidental death or permanent disability)
Loan Approval Duration Within 30 minutes
Minimum Annual Income Rs. 1 lakh for farmers & Rs. 1.5 lakh for commercial segments

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges .

Fees & Charges on Tractor Loan from HDFC Bank

Processing Fee: 2% of the loan amount

Pre-payment / Part Payment Charges:

  • 6%: If within 6 months from the date of disbursement on the principal outstanding
  • 4%: After 6 months and before 12 months from the date of disbursement on the principal outstanding
  • 2%: After 12 months from the date of disbursement on the principal outstanding

Loan Cancellation Charges: Interest charges to be paid by the borrower

Additional Fees & Charges
Overdue EMI Interest 2% per month on unpaid installments
Cheque / ECS / SI Swap Charges Rs. 500 per Instance
Legal, Repossession & Incidental charges At actuals
Duplicate No Due Certificate / NOC Rs. 500 per Instance
Collateral & ACH Documentation Charges Rs. 750 per case
Loan Reschedulement / Re-booking charges Rs. 1000
Cheque / SI / ECS Return Charges Rs. 550 per Instance
Documentation charges (For Agri Mortgage and Used Tractor Valuation Cases) Rs. 3000
CIBIL Charges (only on request) Rs. 50 per instance
Duplicate Amortization Schedule Charges Rs 200 per schedule

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges .

Note: Processing Fee, Stamp Duty and RTO charges are non-refundable.

Documents Required for Loan Application

  • Duly filled Application Form
  • Latest passport-sized photographs of Applicant, Co-applicant and Guarantor
  • Aadhar Card of Applicant, Co-applicant, Guarantor
  • Identity Proof: Passport, Driving License, Aadhar Card, Voter’s ID card, PAN Card
  • Address Proof: Passport, Aadhar Card, Voter’s ID card & Driving License
  • Last 2 years’ ITR and Financials
  • Proof of salary
  • Registration Certificate of existing asset
  • Proof of Signature Verification: Any one of Passport, Driving License, PAN Card or Bank Verification
  • Any additional document required by the HDFC bank

To check the tractor loan EMI, applicants can visit paisabazaar.com to access its handy online tool that is Business Loan EMI Calculator and get accurate and instant results. The three basic loan details that are required to be entered are desired loan amount, repayment tenure and interest rate. Tractor loans are the exclusive farm equipment financing offered by HDFC bank to modernize the farming techniques.

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How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

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