CSL Finance SME Loan

Please Note: CSL Finance Limited is not a Paisabazaar partner. Offers would be from partner banks/NBFCs only.

CSL Finance Limited (formerly known as Consolidated Securities Limited) is one of the leading NBFCs registered with RBI that offers secured loans and bridge financing services to Small and Medium sized Enterprises (SMEs). The company also specialises in providing lending support to SMEs with a range of secured and unsecured loan products. Some of the lending products offered by CSL Finance are listed below with detailed information.

CSL Finance Business Loans

Secured Business Loans – Features
Interest Rate	As per business requirements
Nature of Loan	Working Capital Loans
Loan availed by	Small businessmen, including retailers, wholesalers, manufacturers and traders
Loan Amount	Max. up to Rs. 25 lakh
Repayment Tenure	Up to 7 years
Collateral	In form of commercial or residential properties

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

Unsecured Business Loans – Features
Interest Rate	As per business requirements
Nature of Loan	Working Capital Loans
Loan availed by	Small businessmen, including retailers, wholesalers, manufacturers and traders
Loan Amount	Max. up to Rs. 5 lakh
Repayment Tenure	Up to 3 years
Collateral	Not required

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

The prime objective of the NBFC is to support Small and Medium Enterprises (SMEs) engaged in the medical, Fast-moving Commercial Goods (FMCG) trading and education industries in their business expansion, to meet working capital needs or to enhance business cash flow.

Related Product: What are Mudra loans

CSL Finance School Loan

School Loan – Features
Interest Rate	As per business requirements
Nature of Loan	For construction, renovation or expansion of existing businesses
Loan availed by	Organized and unorganized schools in rural or urban areas
Loan Amount	Max. up to Rs. 50 lakh
Repayment Tenure	Up to 7 years
Types of Schools included	Primary and Secondary schools, Coaching centres, Play schools/Kindergartens, etc.

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

CSL Finance – Wholesale Loans

The NBFC’s wholesale loans are divided into two categories, such as Real Estate and Non-Real State.

Real Estate

CSL Finance offers structured finance to meet the requirements of real estate developers that undertakes projects related to group housing, builder floors, affordable housing and commercial projects.

Non-real Estate

In its category of non-real estate loans, CSL Finance caters to the financial needs of various business segments, such as traders, manufacturers, retailers and wholesalers.

Below is a tabular representation of both the categories with features and benefits:

Loan Type/Category	Real Estate	Non-real Estate
Interest Rate	As per business requirements	As per business requirements
Loan Amount	Up to Rs. 50 crore	Up to Rs. 20 crore
Repayment Tenure	From 2 years – 7 years	From 3 years – 7 years
Provision of Moratorium	As per business requirements	EMI based
Doorstep Delivery	Available	Available

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

FAQs

Q1.  What is the maximum loan amount that I can avail under secured loan category?

Ans. The maximum loan that can be availed under this category is Rs. 25 lakh.

Q2. What is the loan amount offered under School loans?

Ans. The maximum loan amount offered is up to Rs. 50 lakh.

Q3. What is the repayment tenure of secured and unsecured business loans?

Ans. The repayment tenure for secured is up to 7 years and for unsecured loan is up to 3 years.

Q4. What type of schools are eligible to get school loans from CSL finance?

Ans. The types of schools include primary and secondary schools, coaching centres, play schools or kindergartens.

Q5. How much maximum loan can I get under Wholesale loan category?

Ans. The maximum loan offered under Wholesale loans category – real estate is of Rs. 50 crore and for non-real estate category is up to Rs. 20 crore.

Q6. How can I contact CSL Finance?

Ans. You can contact CSL finance by visiting the below address:

Corporate Office Address

716-717, 7th Floor, Tower B, World Trade
Tower, Sector-16, Noida, UP-201301
Telephone: 0120-4290650/52/53/54

Customer can email at: info@cslfinance.in

or may Dial their Toll Free No: 1800-102-9925 (Monday to Saturday 10am – 7pm)