Business Loan in Bengaluru (Bangalore)

Business Loans in Bengaluru can be availed to meet day-to-day working requirements or to enhance business cash flow. The collateral-free business loan amount is offered up to Rs. 2 crores and shall exceed as per the business requirements. Startup Loans, Working Capital Loans, MSME loans, and Term loans are also available for the people of Bengaluru at competitive interest rates. Before applying for any type of business loan, you must check and compare various types of loan products available as per your business requirements. Further, let’s check the business loan interest rates offered by leading Banks/NBFCs along with additional loan details.

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Compare Business Loan Interest Rates from Top Banks/NBFCs

Bank/NBFCs	Interest Rate
Axis Bank	10.75% p.a. onwards
Flexiloans	1% per month onwards
HDB Financial Services Ltd.	8% - 26% p.a.
HDFC Bank	10.75% - 25% p.a.
IDFC First Bank	10.50% p.a. onwards
Indifi	1.50% per month onwards
Kotak Mahindra Bank	16% - 26% p.a.
Lendingkart	12% - 27% p.a.
Mcapital	2% per month onwards
NeoGrowth Finance	15% - 40% p.a.
Tata Capital	12% p.a. onwards
UGRO Capital	9% - 36% p.a.
Bajaj Finserv	10% to 26%

Eligibility Criteria

If you are planning to avail a business loan in Bengaluru then you should also look through the eligibility criteria of the Banks/NBFCs too. You have to fall under the eligibility criteria of lending institutions then only they will provide you with a business loan as follows:

The age of the applicant should be 21-65 years
Applicant must have an experience of business for 3 years
The enterprises’ minimum turnover should be Rs. 90,000 for three months
The applicant must submit the last 3 years of their ITR statements

Also Know: How does a bank calculate interest & EMI for business loan?

Documents required

The following documents will require when the applicant is applying for a business loan:

Bank account statements
Last 3 years’ Income Tax Returns
Business proof
Residence proof
Identity proofs such as PAN card , Aadhaar card , Voter ID card
Recent photographs
KYC Documents
Practice Certificate
Proof of ownership of the possessions which are used for business purposes
Any other document required by the lender

Apply for business loans in other cities in India

Business Loan in Gurgaon	Business Loan in Chandigarh
Business Loan in Mumbai	Business Loan in Kolkata
Business Loan in Chennai	Business Loan in Pune
Business Loan in Delhi	Business Loan in Hyderabad

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FAQs

Are there any small business loans exclusively for women entrepreneurs?

Yes, there are exclusive business loans for women who want to start small businesses. You can check business loan schemes, including ICICI Bank – Self Help Group-Bank Linkage Programme (SBLP), Cent Kalyani – Central Bank of India, PNB Mahila Udyami, etc.

Is there any loan for new entities or Startups?

Yes, there are loans provided for new entities or Startups. You can check the MUDRA loan under PMMY and the Standup India Scheme by the Government of India.

Why should I take a business loan?

Business loan is helpful whether you are at the initial stage or in the growth phase, it will support you and balance you so that you can avoid any type of breakdown.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

Ishita SinghDec 28, 2025

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Vandana Punj

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Shamik Ghosh

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Business Loan in Bengaluru (Bangalore)

Find Best Business Loan Offers

Filters

Processing Time

Interest Rate

Processing Fees

Loan Amount

Compare Business Loan Interest Rates from Top Banks/NBFCs

Eligibility Criteria

Documents required

Apply for business loans in other cities in India

FAQs

Are there any small business loans exclusively for women entrepreneurs?

Is there any loan for new entities or Startups?

Why should I take a business loan?

Business Loan Articles

What our customers say

Overview

Govt Schemes

Calculator

By Industries Type

Other Products

Bill & Recharge

Talk to Expert

Talk to Expert

Business Loan in Bengaluru (Bangalore)

Find Best Business Loan Offers

Filters

Processing Time

Interest Rate

Processing Fees

Loan Amount

Compare Business Loan Interest Rates from Top Banks/NBFCs

Eligibility Criteria

Documents required

Apply for business loans in other cities in India

FAQs

Are there any small business loans exclusively for women entrepreneurs?

Is there any loan for new entities or Startups?

Why should I take a business loan?

Business Loan Articles

What our customers say

Overview

Govt Schemes

Calculator

By Industries Type

Other Products

Bill & Recharge

Disclaimer