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Adani Capital Business Loan

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Valid till 31st May '26 *T&C Apply
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Avail up to ₹1 Cr starting at 13%

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

Adani Capital Business Loan Highlights

Interest Rate As per the applicant's credit profile
LTV Ratio Up to 90%
Tenure Up to 15 years

Adani Capital Business Loan Interest Rates

Adani Capital has not disclosed its business loan interest rates. However, the differential interest rates would depend on the credit profile of the applicant, nature of the business, loan facility availed by the applicant and the type of collateral/security pledged by the borrower.

Types of Adani Capital Business Loans

MSME Secured Business Loan

Purpose: Adani Capital offers MSME Secured Business Loans to micro, small and medium enterprises to meet their business requirements.

Loan Amount: Rs 3 lakh- Rs 50 lakh

Tenure: 2 years-15 years

Farm Equipment Loan (Tractor Loan)

Purpose: Adani Capital offers Farm Equipment Loans to individual farmers who are owners of agriculture land and are involved in livestock and/or agricultural activities. It also offers Farm Equipment Loans to individuals who may not be owners of agriculture land and might use the equipment for hiring purposes.

LTV Ratio: Up to 90%

Tenure:

New Tractor- Up to 6 years

Used Tractor- Up to 4 years

Commercial Vehicle Loan

Three-wheelers Loan

Purpose: Three-wheeler loan is offered for purchasing three wheelers commercial vehicles.

LTV Ratio: Up to 85%

Tenure: Up to 4 years

Small Commercial Vehicle Loan

Purpose: Small Commercial Vehicle Loans are offered to individuals and businesses for purchasing commercial vehicles weighing less than 5 tonnes GVW.

LTV Ratio: Up to 90%

Tenure: Up to 4 years

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Supply Chain Finance

Dealer and Distributor Finance

Purpose: Dealer and distributor finance is offered to distributors and dealers through revolving short-term loans. This finance facility is secured against the purchases made by the dealers and distributors from their manufacturers. Thus, the dealers and distributors have access to additional working capital, which in turn enhances business growth and increases distribution penetration of the manufacturer.

Vendor Finance

Purpose: Vendor finance is a short-term working capital loan offered against invoice, purchase order or work order.

Eligibility for availing Adani Capital Business Loans

MSME Secured Business Loans

  • Minimum age of the applicant should be 21 years at the time of loan application and 65 years at the time of loan maturity.
  • Applicant should have been in business for at least 3 years.
  • Minimum declared annual sales turnover should be Rs 12 lakh for services, Rs 15 lakh for manufacturing and Rs18 lakh for trading to avail loan.

Farm Equipment Loan (Tractor Loan)

  • Minimum age of the applicant at the time of loan application should be 18 years and 60 years at the end of loan tenure.
  • Applicant should have an income proof supporting loan repayment and should have minimum land holding of 2 acres based on crops cultivated.

Supply Chain Finance

  • Any dealer or distributor working with an anchor for at least an year is eligible for Supply Chain Finance

Documents Required for Adani Capital Business Loan

MSME Secured Business Loans

  • ID Proof- Aadhar Card
  • Address Proof/Age Proof- Aadhar Card, PAN card, Voter ID, Passport, Ration Card, Driving License, Utility Bill
  • KYC- Aadhar Card, PAN card (mandatory)
  • Ownership proof- Business and Residence
  • Business Proof- Shop Act, VAT certificate, Udyog Aadhar, SSI certificate or any other government issued document
  • Income documents such as bank statement, ITR, balance sheet and P&L

Farm Equipment Loan (Tractor Loan)

  • Proof of agri land7/12 or utara
  • KYC- Aadhar Card, PAN card, Voter ID, Passport, Ration Card, Driving License, Utility Bill
  • ITR for last 1 year and 3 month bank statement
  • Driving license for 3 years

Commercial Vehicles

  • KYC Documents
  • Income Tax Returns
  • Property Proof
  • Bank Statements
  • Copy of driving license of the driver
  • Repayment Track Record
  • Residence stability proof
  • For small commercial vehicle loans- business registration certificate, bank statement for 6 months with an outflow of at least 30,000 per month, TDS certificates

Supply Chain Finance

  • Bank statement of the operative business account
  • Brief business profile of the organization with business projection
  • Audited financials

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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