Get Free Credit Score
Download App

Bajaj Finserv Business Loan

Home Business Loan Bajaj Finserv
loading Get the Best Business Loan Offer
loading

Get Bajaj Finserv Business Loan at lowest interest rates

  • Offers from India's top banks & NBFCs
  • Easy, transparent & convenient processes
  • Quick disbursals

Apply for Business Loan from Top Banks/NBFCs

Digits Only
Error: Please enter valid amount.
Note: The amount of loan you desire to borrow
Digits Only
Error: Please enter valid amount.
Note: Income is required to check the suitable personal loan for you
Error: Please enter valid amount.
Note: Your company's annual sales/turnoveryou.
Error: Please select mode of salary received
Error: Please select your residence type
Digits Only
Error: Please enter valid amount.
Error: Please select profession years
+91
Error: Please enter a valid number.
Note: We may verify this number later using OTP
Error: Please select current city
Error: Please choose your employer
Error: Please select valid bank.
Note: Your company's annual sales/turnover.
Error: Enter a valid Full Name
Error: Enter a valid Email Address
Error: PAN is required
Error: Date of Birth is required
Error: This is mandatory. We need to check availability of service in your area
City: Gurgaon

By submitting this form, I agree to Term of Use

*Offers are from Paisabazaar's partner Banks & NBFCs.

OTP Verification

Verify your mobile

Please enter the OTP we sent via SMS

Didn’t receive your OTP? Send it again

Paisabazaar Personal Loan Cashback Offer
Terms and Conditions

What is the Offer?

Paisabazaar Personal Loan Cashback Offer (“Offer”) will allow customers to participate in this offer by applying for Personal Loan on the Website i.e. www.paisabazaar.com or mobile application (“Website”). To Participate in this Offer, customers need to apply/ fill in application for a Personal Loan on the Website between 00:00:00 hours 26th June, 2021 to 23:59:59 hours 31st July, 2021 (“Eligibility Period”). Once the Personal Loan is disbursed and confirmed by the bank, the customer will be eligible for the Offer. This Offer is launched and offered solely at the discretion of Paisabazaar. By your access and participation in the Offer, you agree to be bound by the terms described herein and all the terms incorporated by reference. This Offer shall also be governed by Terms of Use, Privacy Policy as displayed on the Website.

Under this Offer:

- 1 lucky winner will get up to 100% of his Personal Loan amount disbursed as Cash back (Maximum cashback will be INR 5,00,000). For e.g. If your Personal loan amount disbursed within the specified period is 7,00,000/-; you will be eligible for maximum Cashback of INR 5,00,000). If your Personal loan amount disbursed is 3,00,000/- or 5,00,000/- lakh you will be eligible for upto 100% cashback of your Personal Loan amount i.e. 3,00,000/- or 5,00,000/- respectively

- 2 lucky winners will get 1 lakh cashback

- 3 lucky winners get 50,000/- cashback

- 10 lucky winners get 10,000/- cashback

- Others get 1000/- cashback

Offer Eligibility

To receive benefits under this Offer:

1. Customer should have applied for Personal Loan on the Website between 00:00:00 hours 26th June 2021 to 23:59:59 hours 31st July 2021.

2. The Personal loan should be disbursed to the customer on or before 23:59:59 hours 31st August 2021

3. Only for salaried customers

4. Minimum Personal Loan amount should be INR 1,00,000

5. Where the Customer has applied for more than one Personal Loan application during the Eligibility Period, the Customer will be eligible for cashback under this Offer for Personal Loan applied first during the offer period/ Eligibility Period.

6. Customers availing/ availed Personal loan under any Pre-Approved offer or No income document offer on the Website will not be eligible for benefits under the Offer.

2. How does the customer get cashback?

For cashback below INR 10,000

-- The customer shall be eligible for cashback in the form of ‘Cashback’ voucher(s) on successful Personal Loan disbursal. The voucher shall be sent only on the registered mobile number & email entered by the customer while applying for the Personal Loan on the Website

* No other mobile number or email ID shall be considered for sharing voucher details

For Cashback equal to or more than INR 10,000

- The Cashback would be paid through online transfer to the customer’s bank account

- Customers shall share their Pan Card, Cancelled Cheque with Paisabazaar to avail the applicable cashback under this Offer

- 30% TDS would be deductible on the Cashback amount equal to or more than INR 10,000

- Any communication under this Offer will be done by or at 1800 208 8877 or cashback@paisabazaar.com

3. When will customers get cash back?

The cashback would be given to the selected eligible Customers between 1st October 2021 to 31st October 2021 post confirmation received from the disbursal bank.

4. How will the amount for cashback and winners be decided?

1. The Customer who applied for Personal loan through the Website during the Eligibility Period and subsequent disbursal would be eligible for a guaranteed cashback during under the Offer in accordance with the Cashback slabs as mentioned.

2. For cashback amount for more than INR 1,000 and up to INR 5,00,000 the following process would be followed

- All the eligible customers would be a part of a “Luck Draw” to be held on 15th September 2021

- Winners would be decided by randomly selecting the eligible customers by way of Lucky Draw for cashback up to 100% of their loan amount (Upper Limit: INR 5,00,000)

- The lucky draw would happen live through webinar and recorded

PRELIMINARY TERMS & CONDITIONS

1.Minimum loan amount disbursed to be INR 1,00,000/- or above to be eligible for this Offer.

2. This offer (“Offer”) is being run on www.paisabazaar.com including Paisabazaar mobile application (collectively “Website”), which is owned and operated by Paisabazaar Marketing and Consulting Private Limited (“Paisabazaar”, “We” or “Our”).

3. By participating in this Offer, the user (“Customer”, “You” or “Your”) agrees to be bound by these terms and conditions (“T&C”); and shall also be governed by the Terms of Use, Privacy Policy as displayed on the Website. The terms and conditions as may be applicable on gift cards including Electronic Gift Vouchers, and other relevant documentation including any modifications, alterations or updates thereof, that are published on the Website.

4. *Amazon.in is not a sponsor of this Offer. Amazon Pay Gift Cards ("GCs") are issued by QwikCilver Solutions Private Limited (“QwikCilver”). GCs may be used only for the purchase of eligible products/services on Amazon.in or other partner sites. GC balances must be used within 1 year of the date of purchase/activation and any unspent balance shall expire in 1 year from the date of purchase. GCs cannot be transferred for value or redeemed for cash. QwikCilver, Amazon Seller Services Private Limited (“Amazon”) or their affiliates are not responsible if a GC is lost, stolen, destroyed or used without permission. To redeem your GC, visit www.amazon.in/addgiftcard. For complete terms and conditions, see www.amazon.in/giftcardtnc. All Amazon ®, ™ & © are IP of Amazon or its affiliates

5. All applicable terms and conditions of the individual loan disbursing banks/ NBFCs/ Fintechs.

6. To participate in the Offer, You must do/ fulfill the following:

a) The Customer shall be citizen of India and must be 18 years or above holding a valid PAN;
b) Apply for a Personal Loan on the Website and the Loan amount shall be disbursed by the respective bank/NBFC/ Fintech against customer’s application through the Website between 00:00:00 hours 26 th June, 2021 to 23:59:59 hours 31st August, 2021..

7.The participation in the Offer is voluntary and by participating, you are deemed to have read, understood and accepted these terms and conditions

8.These terms and conditions in anyway do not alter the terms and conditions that you may have agreed for availing a service offered by Paisabazaar. In case of a conflict between these terms and Terms of Use as displayed on the Website, the latter shall prevail to the extent of such conflict

9.You acknowledge and confirm that you are aware of the nature of telecommunications/ internet services and that an email transmission may not be received properly and may be read or be known to any unauthorized persons. You agree to assume and bear all the risks involved in respect of such errors and misunderstandings and Paisabazaar shall not be responsible in any manner.

10.By participating in this Offer, it would be deemed that you have given Paisabazaar /Paisabazaar partners your consent to contact You through call, SMS or email on the details provided by You for the purpose of this Offer and other Paisabazaar service offerings.

11.Electronic Gift Vouchers ’EGVs’ are not transferable. All the Terms and conditions for Gift Cards listed on www.amazon.in/giftcardtnc shall be applicable.

12. You are solely responsible for the safety and security of the EGVs. Paisabazaar/Loan disbursing bank/NBFC/Fintech is not responsible for any acts of omission or commission if the EGV is lost, stolen or used without permission.

GENERAL TERMS & CONDITIONS

1.This Offer is exclusive for Paisabazaar customers and is not sponsored by banks/NBFCs/Fintechs.

2.It is understood and agreed that by mere participation to the Offer doesn’t not entitle the participant to claim the benefits/ prizes under this Offer. The participant should be a selected/ declared winner by Paisabazaar in conformity with the terms herein, to claim the benefits/ prizes.

3. The Offer is open to only end consumers and not to resellers.

4. This Offer is applicable on all personal loans available on Website except preapproved and pre- qualified personal loan offers.

5. This offer is not applicable for the employees of Paisabazaar and any of its group companies.

6. The EGV shall not be settled with cash in lieu by Paisabazaar, and is not transferable.

7. Paisabazaar can update, change and modify these terms without prior notice along with any FAQs or guidelines that may have been issued pertaining to the Offer, at any time and in its sole discretion.You shall not hold Paisabazaar, its group entities, or affiliates, their respective directors, officers, employees, agents, vendors, responsible for or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses for a claim to have suffered, sustained or incurred, or claims to suffer, sustain or incur, by way of and/or on account of various offers offered under the Offer.Paisabazaar may suspend or terminate the Offer or your ability to participate in this Offer at any time for any reason. We reserve the right to take strict administrative or legal action, termination of your participation in the Offer, if we notice any activity that we believe is including but not limited to abusive, fraudulent, any attempt to take unfair advantage of the Offer and/or is in violation of the these terms, Terms of Use, and Privacy Policy of the Website. We reserve the right to review and investigate all activities pertaining to your action with respect to Offer and/or modify the Offer in our sole discretion as deemed fair and appropriate to us.In matters relating to the Offer hereto, the decision of Paisabazaar will be final and binding in all respect

8. The Offer and the related EGV are subject to availability.

9. Paisabazaar does not guarantee the disbursal of Personal Loan in any manner whatsoever. The decision of the loan disbursing banks/NBFCs/Fintechs will be final and binding in this regard.

10. The Offer is non-transferable and non assignable.

11. The Offer shall be and is available in accordance with applicable laws and shall not be available wherever it is prohibited under law.

12. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the customer due to provision of the Offer, shall be to the sole account of the customer

13. Participants are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.

14. The Offer shall be subject to force majeure events and on occurrence of such an event, the Offer may be withdrawn at the discretion of Paisabazaar

15. Paisabazaar shall not be responsible for any loss, injury or any other liability arising due to participation by any person in this Offer.

16.You hereby agree to indemnify, defend and keep Paisabazaar harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) that may be suffered by Paisabazaar as a consequence of:

(i) violation of terms of this T&C by You;

(ii) violation of applicable laws;

(iii) any action or inaction resulting in wilful misconduct or negligence on Your part.

17. This T&C shall be governed in accordance with the applicable laws in India. Courts in Gurugram (Haryana) shall have the exclusive jurisdiction to settle any dispute that may arise under this T&C. Any query regarding this Offer will be entertained only till October 31st, 2021. Post such date Paisabazaar will not entertain any correspondence or communication regarding this Offer from any persons.

18. By participating in this Offer, you are deemed to have read, understood and accepted these Terms and Conditions.

19.If any provision of these terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these terms, which will otherwise remain in full force and effect.

20.This document is an electronic record in terms of Information Technology Act, 2000 and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures

हिंदी में पढ़े
Updated: 26-07-2021 12:49:28 PM

Bajaj Finserv Business Loan Interest Rate – 2021

Interest Rate17% onwards
Processing ChargesUp to 2% of loan amount + taxes
Loan TenureFrom 12 months – 60 months
Loan AmountMax up to Rs. 30 Lakh
EMI Bounce ChargesRs. 3,000 (Inclusive of taxes)
Interest & Principal statement chargesNIL
Prepayment Charges2% + applicable taxes
Foreclosure Charges4% + applicable charges

Note: The above mentioned interest rate, fees and charges may change and shall depend on the sole discretion of Bajaj Finserv and RBI.

Bajaj Finserv is among the leading NBFCs that offer business loans at an interest rate of 17% onwards for undertaking various business activities, such as expansion in new market, acquisition of other companies, buying high-value assets and equipment for production purpose, working capital requirements, etc.

Bajaj Finserv offers business loans specially designed for self-employed professionals, including chartered accountants, doctors, company secretaries and architects. Business loans are also offered to retailers, proprietors, traders and manufacturers, service providers, etc. Business loans offered by Bajaj Finserv come with the following features:

  • Business Loan amount up to Rs. 30 lakh can be taken without any collateral, security or guarantor
  • Bajaj Finserv provides upfront information about the related fees and charges
  • Ensures that transparency is maintained and no hidden clauses are involved

Apply for Business Loan @ 14.99% onwards per annum Apply Now

Eligibility Criteria

Eligibility factorsEligibility criteria
Age of the ApplicantMinimum: 25 yrs. Maximum: 55 yrs.
Status of EmploymentAt least 3 years in current business
ITR (Income Tax Returns)For past 1 year

Bajaj Finserv offers business loans to women entrepreneurs for amount upto Rs. 20 lakh to meet their financial requirements. It also offers machinery loans for businessmen to install or upgrade to latest machinery and equipment.  Pre-approved business loans are also available if the customer applies online.

To check the Bajaj Finserv business loan EMI click on the below button:

Calculate your Business Loan EMI
Apply Now

Fee and Charges Applicable

Eligibility factorsFee & Charges
Penal Charges2% per month + applicable taxes
Pre-payment Charges2% + applicable taxes
Document Processing ChargesRs. 1449 + applicable taxes
Outstation collection chargesRs. 65 + applicable charges
Service chargesNil
Secure FeeNil
Stamp DutyAs per state or UT (% different)

Note: The above mentioned fees and charges may change and shall depend on the sole discretion of Bajaj Finserv and RBI.

Bajaj Finserv Business Loan for Doctor – 2021

Business Loan for Doctor – Interest Rate, Features & Charges
Interest Rate17% onwards
Loan AmountUp to Rs. 25 lakh
Repayment TenureFrom 12 months to 96 months
Loan Disbursal TimeWithin 24 hours
CollateralNot required
Processing Fee2% of the loan amount
EMI Bounce ChargeRs. 1000 per instance
Penal Interest2% per month
Part payment ChargesNil
Loan Statement ChargesNil
Interest and principal statement chargesNil

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of Bajaj Finserv and RBI. GST and service tax shall be levied extra on the mentioned charges.

Eligibility Criteria for Business Loan for Doctors
Dentists (BDS/MDS)Min. 5 years of post-qualification experience
Graduate Doctors (MBBS)Min. 2 years of post-qualification experience
Super-specialist doctors (MS/MD/DM)No min. post-qualification experience required
Ayurvedic and Homeopathic Doctors: BHMS/BAMSMin. 6 years of post-qualification experience, and must own a house or clinic
Homeopathic Doctors: DHMSMin. 15 years of post-qualification experience, and must own a house or clinic

Bajaj Finserv Business Loan for CAs – 2021

Business Loan for CAs – Interest Rate, Features, Eligibility & Charges
Interest Rate17% per annum
Loan AmountUp to Rs. 25 lakh
Repayment TenureFrom 12 months to 60 months
Loan Disbursal TimeWithin 24 hours
CollateralNot required
Certificate of PracticeShould be active for min. 4 years
Ownership of a house or officeAt a location where Bajaj Finance Ltd. operates
Processing Fee2% of the loan amount
EMI Bounce ChargeRs. 1000 per instance
Penal Interest1% per month
Part payment ChargesNil
Loan Statement ChargesNil
Interest and principal statement chargesNil

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of Bajaj Finserv and RBI. GST and service tax shall be levied extra on the mentioned charges.

Get Your Free Credit Report with Monthly Updates Check Now

Business Loans for Women Offered by Bajaj Finserv

Interest RateDepends on business requirements
Maximum loan amount Rs. 30 lakh
Repayment TenureFrom 12 months to 96 months
CollateralNot required
Loan ApprovalWithin 24 hours
Documents requiredSame as mentioned for SME or business loan

Documents Required for Loan Application

For the purpose of applying business loan from Bajaj Finserv, the applicant will have to provide the following documents:

  • Duly filled application form with passport sized photographs
  • KYC Documents: PAN card, Driving License, Passport, Voter ID and Aadhar card.
  • Business Proof: Documents related to business
  • Business Incorporation Certificate
  • Financial Documents: ITR, Bank Statement for past 3 months, balance sheet documents, cash flow statement.
  • Certificate of practice (For professionals)
  • Any other document required by Bajaj Finserv

Get Business Loan upto Rs. 1 crore within 72 hours Apply Now

Flexible Prepayment Options

Baja Finserv offers flexible prepayment options which enable the borrower to deposit idle cash lying with him. This idle cash is settled against the principal amount as and when received by Bajaj Finserv.

Flexi Loan Account

Once the loan is approved, the borrower will have to repay it within a certain stipulated time frame. Flexi loan accounts are like overdraft facility wherein one may down-draw or deposit against the loan account and can make multiple withdrawals provided it is within the credit limit offered. Purpose of this facility is to ensure better management of business and to provide flexibility to the borrower.

Flexible EMI Payment Options

EMI can be paid through cheque mode or ECS system. In cheque mode of payment, the borrower will have to provide post-dated cheques upfront to Bajaj Finserv. However, ECS mode is preferred by borrowers these days as it debits the amount of EMI as and when the due date approaches. The borrower will have to submit requisite documents and application form to the bank for activating the ECS facility.

Bajaj Finserv Business Loan Customer Care Number

Now you can get instant access of your account by just downloading their Mobile app from Play Store or can also write email to wecare@bajajfinserv.in. You can also avail their Quick Help SMS facility to address your queries. You can also give a missed call on +91-98108 52222 to receive a call back from their customer service team.

Toll-Free No: 1800-103-3535

SMS HELP to +91-92275 64444 – To get information on your loan account

Customer care No: 020 3957 5152 (charges apply)

Grievance Redressal No: 020-71177266 email: grievanceredressalteam@bajajfinserv.in

Compare Bajaj Finserv Business Loan Interest Rates with Other Banks/NBFCs

LendersInterest Rate
SBI8.30% onwards (SME Loan)
Kotak Mahindra Bank15% onwards
Axis Bank15% onwards
HDFC Bank16% onwards
FlexiLoans16% onwards
Fullerton Finance17% onwards
ICICI Bank18% onwards
Lendingkart Finance18% onwards
ZipLoan18% onwards
IIFL Finance18% onwards
Hero Fincorp18% onwards
Indifi Finance18% onwards
NeoGrowth Finance18% onwards
Tata Capital Finance18% onwards
RBL Bank19% onwards
SMEcorner20% onwards
IDFC First Bank20% onwards
HDB Financial Services Ltd.22% onwards
PNB Business LoanBased on your Business’s Profile
Bank of BarodaBased on your Business’s Profile

Note: The above mentioned interest rates may change and shall depend on the sole discretion of Bajaj Finserv and RBI.

FAQs

Q. How much business loan amount can I avail from Bajaj Finserv?

Ans. The maximum business loan that can be availed from Bajaj Finserv is Rs. 30 lakh.

Q. What is Flexi Business Loan in Bajaj Finserv? How does Bajaj Flexi loan work?

Ans. The Flexi loan is a type of loan that offers you the flexibility to withdraw from your loan limit and repay the amount as per your needs. For an example your loan limit is Rs. 50 lakh and your cash requirement is Rs. 15 lakh, so you can withdraw it from your loan limit to repay it later into your bank account.

Q. How to Check Bajaj Finserv Loan Status?

Ans. For checking the loan status availed from Bajaj Finserv, you just need to follow these simple steps:

  • Step 1: Visit the official website of Bajaj Finserv: https://www.bajajfinserv.in/
  • Step 2: Navigate to the loan application tracker
  • Step 3: Enter your application ID, loan ID or registered mobile number and click to ‘Submit’
Bajaj Finserv Business Loan
(4.6/5 ) 5 Reviews
Write a review
Oct 15, 2020
5/5
Got Loan with Super Easy

You guys are brilliant. made it so easy for me to take business loan at really low interest rate with easy EMIs and nominal processing fee. Thanks a lot.

Oct 15, 2020
5/5
Attractive interest rates

Running a garmet store is never easy after lockdown. I was in loss. Wanted loan to start a grocery store. Great that i got of from Bajaj Finserv with the help of paisabazaar.

Oct 15, 2020
5/5
Easy Process & Great Services

My CIBIL score is not good. But still managed to get business loan to start a play school. Thnx Paisabazaar for making me choose Bajaj Finserv to get loan.

Oct 14, 2020
4/5
Easy Documentation

I was in great need of money to start my dairy store in Karnal. Due to lockdown i was not able to run for money. My friend suggested to compare from Paisabazaar. I did and got best deal from Bajaj Finserv. Thank you all.

Oct 14, 2020
4/5
Very much satisfied with the business loan services

i wanted loan of Rs. 20 lakh to start my own clinic. I visited paisabazaar to get the best deal from Bajaj Finserv. Thanks a lot for making things easy for me.

View All Reviews
Menu