Bajaj Finserv Business Loan Highlights – June 2022
Interest Rate | 17% p.a. onwards |
Processing Charges | Up to 2% of sanctioned loan amount + taxes |
Loan Tenure | From 12 months to 60 months |
Loan Amount | Max up to Rs. 45 Lakh |
Collateral/Security/Guarantor | Not required |
EMI Bounce Charges | Rs. 3,000 (Inclusive of taxes) |
Interest & Principal statement charges | NIL |
Prepayment Charges | 2% + applicable taxes |
Foreclosure Charges | 4% + applicable charges |
Bajaj Finserv offers collateral-free business loans for self-employed professionals, including Chartered Accountants (CAs), Doctors, Company Secretaries (CSs), and Architects. Business loans offered by the NBFC can also be availed by Startups, MSMEs, business owners, retailers, proprietors, traders and manufacturers, service providers, and several other business entities.

Apply for Business Loan @ 16% p.a. onwards Apply Now
Compare Business Loan Interest Rates offered by Top Banks/NBFCs
Bank/NBFCs | Interest Rate | |
HDFC Bank | 10.00% – 22.50% p.a. | Apply Now |
FlexiLoans | 1% per month onwards | Apply Now |
ZipLoan | 1% – 1.5% per month (Flat ROI) | Apply Now |
Axis Bank | 14.25% – 18.50% p.a. | Apply Now |
IDFC First Bank | 14.50% onwards | Apply Now |
Kotak Mahindra Bank | 16% – 19.99% p.a. | Apply Now |
Fullerton Finance | 17% – 21% p.a. | Apply Now |
Bajaj Finserv | 17% p.a. onwards | Apply Now |
RBL Bank | 17.50% – 25% p.a. | Apply Now |
ICICI Bank | 18% p.a. onwards | Apply Now |
Indifi Finance | 1.5% per month onwards | Apply Now |
Lendingkart Finance | 1.5% – 2% per month | Apply Now |
Tata Capital Finance | 19% p.a. onwards | Apply Now |
NeoGrowth Finance | 19% – 24% p.a. | Apply Now |
Hero FinCorp | Up to 26% p.a. | Apply Now |
Eligibility Criteria
Eligibility factors | Eligibility criteria |
Age of the Applicant | Minimum: 26 years and Maximum 66 years |
Status of Employment | At least 3 years in the current business |
ITR (Income Tax Returns) | For the past 1 year |
Business Loans for Women Entrepreneurs
Bajaj Finserv offers business loans to women entrepreneurs for amounts up to Rs. 30 lakh to meet their urgent financial requirements. It also offers machinery loans for businessmen to install or upgrade to the latest machinery and equipment. Pre-approved business loans are also available if the applicant applies online.
To check the Bajaj Finserv business loan EMI click on the below button: