| Interest Rate | 14% to 23% p.a. |
| Loan Amount | From Rs. 2 lakh to Rs. 80 lakh |
| Tenure | Up to 8 years |
| Processing Fee | Up to 4.72% of the loan amount |
| Loan Variants | Term Loan, Flexi Hybrid Term Loan, Flexi Term (Dropline) Loan |
Bajaj Finserv Business Loan
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Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
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15.6L Reviews

Get up to ₹50 Lakhs starting at 9.98%
15.6L Reviews
Best Loan Offers
Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
Guidance & Assistance
Top Up Facility
Loan to Get Additional Funds
Find Best Personal Loan Offers
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Pre-approved Offers with Instant Disbursals
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Bajaj Finserv Business Loan Highlights
Bajaj Finserv Unsecured Business Loan Interest Rates
| Loan Type | Interest Rates (p.a.) |
|---|---|
| Unsecured Business Loan (MSME Loans) | 14%-23% |
| Business Loan for Chartered Accountant | 11%-19% |
| Business Loan for Doctors | 11%-18% |
| Medical Equipment Loan | Up to 14% |
Comparison of Business Loan Interest Rates offered by Top Banks/NBFCs
| Lenders | Interest Rate (% p.a.) |
|---|---|
| Axis Bank | 10.99% onwards |
| Bajaj Finserv | 14.00% - 23.00% |
| Flexiloans | 12.00% onwards |
| HDFC Bank | 10.75% - 22.50% |
| IDFC FIRST Bank | 12.99% onwards |
| Indifi Capital | 18.00% onwards |
| Kotak Mahindra Bank | 9.50% - 30.50% |
| LendingKart | 17.25% onwards |
| Muthoot Fincorp | 15.00% - 36.00% |
| Shriram Finance | 10.00% onwards |
| Tata Capital | 12.00% onwards |
| YES Bank | 17.25% onwards |
Rates as on 1st May 2026
Bajaj Finserv Unsecured Business Loan Fees and Charges
| Particulars | Fees and Charges |
|---|---|
| Processing Fees | Up to 3.54% of loan amount |
| Prepayment Charges | 4.72% |
| Bounce Charges | Rs 1,500 per bounce |
| Penal Interest | 36% p.a. Per instalment from the respective due date until the date of receipt of the full instalment(d) amount. |
| Mandate rejection charges | Rs 450 per month |
| Foreclosure Charges | Term Loan- 4.72%
Flexi Term Loan and Flexi Hybrid Loan- 4.72% |
| Annual Maintenance Charges |
|
Types of Bajaj Finserv Unsecured MSME Loans (Loans offered through Bajaj Finserv MSME World)
Other Types of Bajaj Finserv Unsecured Business Loans
Bajaj Finserv Business Loan for Chartered Accountants
Bajaj Finserv Business Loan for Doctors
Medical Equipment Loan
Eligibility Criteria for Bajaj Finserv Business Loans
Bajaj Finserv Unsecured Business Loan
For Business Loans for Chartered Accountants
For Business Loans for Doctors
For Medical Equipment Loans
Documents Required for Bajaj Finserv Business Loan
For Unsecured Business Loans
For Business Loans for Chartered Accountants
For Business Loans for Doctors
For Medical Equipment Loans
For more details, check: Documents Required for Medical Equipment Loan
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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