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Bajaj Finserv Business Loan

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Valid till 31st May '26 *T&C Apply
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Get up to ₹50 Lakhs starting at 9.98%

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15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Bajaj Finserv Business Loan Highlights

Interest Rate 14% to 23% p.a.
Loan Amount From Rs. 2 lakh to Rs. 80 lakh
Tenure Up to 8 years
Processing Fee Up to 4.72% of the loan amount
Loan Variants Term Loan, Flexi Hybrid Term Loan, Flexi Term (Dropline) Loan

Bajaj Finserv Unsecured Business Loan Interest Rates

Loan Type Interest Rates (p.a.)
Unsecured Business Loan (MSME Loans) 14%-23%
Business Loan for Chartered Accountant 11%-19%
Business Loan for Doctors 11%-18%
Medical Equipment Loan Up to 14%

Comparison of Business Loan Interest Rates offered by Top Banks/NBFCs

Lenders Interest Rate (% p.a.)
Axis Bank 10.99% onwards
Bajaj Finserv 14.00% - 23.00%
Flexiloans 12.00% onwards
HDFC Bank 10.75% - 22.50%
IDFC FIRST Bank 12.99% onwards
Indifi Capital 18.00% onwards
Kotak Mahindra Bank 9.50% - 30.50%
LendingKart 17.25% onwards
Muthoot Fincorp 15.00% - 36.00%
Shriram Finance 10.00% onwards
Tata Capital 12.00% onwards
YES Bank 17.25% onwards

Rates as on 1st May 2026

Bajaj Finserv Unsecured Business Loan Fees and Charges

Particulars Fees and Charges
Processing Fees Up to 3.54% of loan amount
Prepayment Charges 4.72%
Bounce Charges Rs 1,500 per bounce
Penal Interest 36% p.a. Per instalment from the respective due date until the date of receipt of the full instalment(d) amount.
Mandate rejection charges Rs 450 per month
Foreclosure Charges Term Loan- 4.72%

Flexi Term Loan and Flexi Hybrid Loan- 4.72%

Annual Maintenance Charges
  • Term Loan: Not Applicable
  • Flexi Term Loan- 0.413%
  • Flexi Hybrid Loan- 1.18% during initial loan tenure and up to 0.413% during subsequent loan tenure

Types of Bajaj Finserv Unsecured MSME Loans (Loans offered through Bajaj Finserv MSME World)

Bajaj Finserv offers 3 unique variants of unsecured business loans:

  • Flexi Term Loan: Bajaj Finserv offers term loans with flexible repayment options. Applicants can also withdraw additional funds from the Flexi Term Loan Account.
  • Flexi Hybrid Loan: In such loans, the applicant pays only services to the interest component during the initial phase of the loan tenure, following which the regular EMI consisting of both interest and principal components is paid.
  • Term Loan: These are regular loans wherein the loan amount is repaid in the form of equated monthly instalments that include both principal and interest. Applicants can also prepay the loan amount before the end of the loan tenure.

Common Features

  • Loan Tenure: Up to 8 years
  • Loan Amount: Up to Rs. 80 lakh
  • Usage: Suitable for equipment financing, working capital, and other business requirements.

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Other Types of Bajaj Finserv Unsecured Business Loans

Bajaj Finserv Business Loan for Chartered Accountants

  • Purpose: Bajaj Finserv offers collateral-free business loans to Chartered Accountants to finance various business/professional requirements, such as setting up a new office, opening a branch office, integrating technology into practice and hiring recruits during the filing season.
  • Loan Amount: Up to Rs. 80 lakh
  • Tenure: Up to 8 years

Bajaj Finserv Business Loan for Doctors

  • Purpose: Bajaj Finserv offers business loans to doctors for renovation of clinic, upgradation of equipment, salary of employees, administrative costs and setting up a new clinic.
  • Loan Amount: Up to Rs. 80 lakh
  • Tenure: Up to 8 years

Medical Equipment Loan

  • Purpose: Bajaj Finserv offers Medical Equipment Loan for the purchase of machines like ultrasound units, ECGs, CT Scanners, X-ray machines, MRIs, angiography machines, monitors, scanners, etc.
  • Loan Amount: Up to Rs. 50 crore
  • Tenure: Up to 120 months

Eligibility Criteria for Bajaj Finserv Business Loans

Bajaj Finserv Unsecured Business Loan

  • Indian resident
  • Min. age: 21 years, Max. age: 80 years 
  • Self-employed applicants with a business vintage of at least 3 years are eligible for such loans
  • CIBIL score: 685
  • Work status: self-employed

For Business Loans for Chartered Accountants

  • Min. age: 22 years, Max. age: 80 years
  • CIBIL: 700 and above

For Business Loans for Doctors

  • Min. age: 21 years, Max. age: 80 years.
  • The medical registration degree should be registered with the medical council
  • CIBIL score: 685 and above

For Medical Equipment Loans

  • Min. age- 24 years, Max. age- 95 years
  • CIBIL score- 720 and above

Documents Required for Bajaj Finserv Business Loan

For Unsecured Business Loans

  • KYC Documents- Aadhaar card, Passport, PAN card, Voter ID
  • Business ownership proof
  • Other financial documents

For Business Loans for Chartered Accountants

  • KYC Documents- Aadhaar card, PAN card, driving license, Voter ID, etc.
  • Address Proof- Rent agreement, electricity bill, passport, etc.
  • Certificate of practice

For Business Loans for Doctors

  • KYC Documents- Aadhaar card, passport, voter ID, PAN card
  • Certificate for Medical Registration

For Medical Equipment Loans

  • Individual and business PAN card
  • Aadhaar / Passport / Voter’s ID / Driving Licence / Letter from NPR / NREGA Job Card
    If your current address is different from the OVD document you provide, please share one of the accepted DOVD documents.
  • Current account bank statements for the last 6 months
  • Recent colour photograph (mandatory)

For more details, check: Documents Required for Medical Equipment Loan

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

FAQs

You can apply for a Bajaj Finserv business loan by visiting the business loan section on the Paisabazaar app

If you take a business loan of Rs. 10 lakh at an interest rate of 15% p.a. for a tenure of 5 years, your EMIs will be around Rs. 23,789.93

Simply enter the tenure, interest rate and loan amount in the Bajaj Finserv business loan EMI calculator to get instant results. You can also use Paisabazaar’s business loan EMI calculator for free and get accurate results.

Existing business loan customers with Bajaj Finance can call +91 8698010101 and those willing to apply for a new business loan can call +91 7757000000.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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