| Eligibility Criteria | Conditions |
|---|---|
| Citizenship | Must be an Indian citizen |
| Age | Must be aged between 21 years to 60 years |
| Employment | Must be either a self-employed or salaried person |
| Minimum Wage | If self-employed, earning must be above Rs. 15,000 per month. If salaried, earning must be above Rs. 12,000 per month. |
| Identity Proof | Must have Aadhaar Card, Voter ID Card and PAN Card. A bank account is necessary. |
PaySense Personal Loan Eligibility

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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*








