HDFC Bank Gold Loan is a secured loan where you can borrow money by pledging your gold jewellery as collateral with the bank. The loan is provided after a proper valuation of your gold article. With HDFC Bank, you can get up to 80% of the market value of your gold as a loan within 45 minutes* over the counter with minimal documentation. HDFC Bank Gold Loan starts as low as Rs. 25,000 at low-interest rates and with no hidden charges. Your gold jewellery is stored under a unique triple-layered security to ensure its safety. Here is all you need to know about HDFC Gold Loan Interest Rate, Eligibility, Repayment and more.
Key Highlights of HDFC Bank Gold Loan | |
Disbursal Time | Simple documentation and speedy disbursals |
Collateral | Loan against security of your gold item |
Gold Loan Interest Rate | The interest rate starts from 9.90% |
Loan Tenure | From 3 months up to 24 months. |
Loan Amount | Loans starting at Rs.25,000 (Minimum loan amount of Rs.10,000 available in rural markets) |
Gold Loan Scheme | Term Loan, OD and Bullet repayment |
Custody | Stored under a unique triple-layered security |
Customer Type | Individuals above 18 years of age |
Processing Fee | 1.5% + GST |
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