Axis Bank Gold Loan

Some of the salient features of Axis Bank gold loan:

• Same day loan disbursement
• Minimum loan amount starting from Rs.25,001
• Comes with flexible repayment options-EMI/paying the interest and principal amount on the date of maturity
• Pledged gold will be stored in a secured tamper-proof vaulting
• No charges on part payment throughout the loan tenure

• Anyone over the age of 18 to 75 and owns gold ornaments can avail gold loan facility from Axis bank
• Customer can pledge their gold necklace, chain, ring, solid bangles, mangalsutra, and Gold coin/biscuits to avail gold loan from Axis bank
• Gold ornaments should be 18 carat and above to be eligible for axis bank gold loan

Here are the required documents which a customer needs to submit to the counter staff

• Signed application form
• KYC form
• Aadhar card
• PAN card
• Passport-sized photographs
• Age proof

To apply for a gold loan, you need to visit their branch office with the gold you are ready to pledge. The counter staff will evaluate the gold and accordingly disburse the loan amount

Below table will give you an indicative value of how much loan you are eligible to get in respect to the purity and net weight of gold.

Axis bank offers you the following repayment options:

• Interest payment up front and repayment of principal amount on maturity date
• Monthly interest payment and repayment of principal on maturity date
• Equated monthly instalment option

You can close your gold loan account by paying the full amount with accrued interest to any of their branches. However, the pledged gold will be collected from the branch office where the loan was sanctioned.

In case you have any query related to Axis bank gold loan product, you can call their customer care number given below:

• 1860-419-5555
• 1860-500-5555