Credit report comprises your credit history with detailed information on your credit accounts (credit card and loans), late payments (if any). It consists of a credit score that is referred by the lenders to check your creditworthiness when you apply for a loan.
Steps to Check Your Credit Report
Follow the steps mentioned below to check your credit report from Paisabazaar:
To check your credit score through Paisabazaar.com, follow the steps mentioned below:
Step 1: In the free credit score form, enter your details such as full name, DOB, PAN, etc. and verify using OTP authentication
Step 2: Click on the 'Get Your Credit Score' button and your credit score will appear on the screen
Step 3: Your Date of Birth (DDMMYYYY format) is the password of your CIBIL report
Note: In case you find any discrepancy in your credit report, you can easily raise a dispute with CIBIL. However, for any other queries, you can contact creditreport@paisabazaar.com.
Components of Your Credit Report
It is worth mentioning that your credit report does not include information about your savings, investments, paid or due utility bills, etc. (unlike credit reports in many other countries other than India).
