Citigold Private Client is a premium personal banking service offered by Citibank for the high net worth individuals. The services offered under this segment is a cluster of tailor-made retail banking solution, keeping in mind the high-end customer. A range of various products included in this segment are:
Citigold Private Wealth Management Services –
For the Citigold Private Clients, a dedicated team of experts guides the customer on wealth creation. The portfolio covers a wide gamut of various investment options. All the investment assessments are supported by the inclusive research done prior investment. At Citigold Private Banking, all the financial needs of HNI customer is first understood and then handled by the team of Senior Bankers who have expertise in investments, loans, insurance trade and other commercial lending services. The team comprises of well-versed equity specialists and business counselors who take care of the direct equity portfolio and any other Commercial Banking requirement.
Citigold Private Lending Services
Citibank, through its Citigold private service, focuses on the each and every requirement of its client and understands their financial objectives. The thrust remains to offer a seamless experience in its lending solutions.
The key features for the lending solution are:
- Improvised mortgages scheme with higher limits and pricing advantage
- Privileged pricing for financial assets and personal loans
Citigold Private Business Banking Services
The Citigold Private clients are also offered with a gamut of business banking services which are customized to help the customer maximize their business potential. A team of experts in Commercial Banking and Business Lending segments guides the client on foreign exchange, commercial lending and trade related issues.
Citigold Private Transaction Banking Services
The Citigold Private client has the luxury to access and transact all over the globe through the correspondent bank tie-ups. This includes trade transactions in more than 100 countries, online tax payment, and electronic receivable option to efficiently manage working capital cycle.
The features of Citigold Private Client services are:
- Overseas Education Program
- Complimentary World Debit MasterCard
- Complimentary Premier Miles Card
- Citigold Business Centres
- Concierge Services
- Safe Deposit Lockers
- Citigold Online
- Account Representative Service
- Citi Mobile
Citibank ready Credit Facility
Citibank Ready Credit account comes with the feature of instant funds availability of Rs. 5,00,000. The funds can be utilized for various means such as any unplanned medical expense or even the daily cash flow. The interest is charged only on the utilized funds and the tenure for how long the funds are utilized is not fixed like the EMI concepts in personal loans. With each repayment, the available cash line increases proportionately and there is no pre-closure penalty. The interest is calculated on daily reducing balance and the customer can pre-close the account without any penalty. Any salaried individual availing the Suvidha salary account can access funds any time directly through Citi bank ATM, Citi phone service or through Citibank Online.