Please Note: Bank of Baroda is not a Paisabazaar partner. Offers would be from partner banks/NBFCs only.
If an individual face an urgent need of cash, he/she may apply for Bank of Baroda Gold Loan by pledging self-owned gold, ornaments, coins as collateral or security. Bank of Baroda offers gold loan at an interest rate of 7.70% + SP onwards and provides quick processing and disbursal. Submitted collateral or security in form of gold are safely returned back on full repayment of loan amount in time. More details including Bank of Baroda Gold Loan Interest Rate, eligibility, fees and charges, etc. are given below.
Bank of Baroda Gold Loan – Interest Rate & Features – 2021 |
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Interest Rate | 7.70% p.a. onwards + SP |
Maximum Loan Amount | Rs. 25 Lakh |
Age Criteria | 18 years – 75 years |
Loan Tenure | Up to 12 months |
Gold Items accepted | Ornaments, jewellery & specially minted gold coins sold by banks (Min. 18 K gold) |
Processing Charges | Up to Rs. 3 Lakh – NIL Above Rs. 3 Lakh up to Rs. 25 Lakh + GST |
Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.
Read About: Fees & Charges | Eligibility & Documentation | How to Apply | Compare Interest Rates | FAQs