Home Loans: Floating vs Fixed Interest Rates
Floating vs Fixed Interest Rates – Difference between floating and fixed home loan interest rates. Compare Floating and Fixed Interest Rates.
HDFC Millennia Debit Card Vs. HDFC Millennia Credit Card
HDFC Millennia Debit Card and HDFC Millennia Credit Card, both are popular for their rewarding features like cashback, lounge access, insurance coverage, dining discount and much more. Just like credit cards, HDFC debit cards also allow you to earn decent rewards on your transactions and later redeem them against multiple categories. Choosing the best option...
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Should you get a limit increase on your credit card?
Getting a credit card limit increase may be a matter of personal preference as much as a need. If you are a responsible spender and know how to handle your finances effectively, increasing your credit limit may help you deal with your financial difficulties. Otherwise, you risk accruing a lot of debt and jeopardising your money and credit score.
International Credit Card Spends brought under LRS, 20% TCS Applicable
Update as on 29th June 2023 The government has announced to defer its decision of including international credit card transactions under LRS and neither will TCS be imposed on such transactions as of now. The timeline of levying 20% TCS on credit card transactions in a foreign country has now been postponed and it will...
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Missed home loan EMI? What will be the consequences?
A home loan allows you to finance your dream home quickly. However, due to its enormous size and long tenure (usually up to 30 years), keeping up with regular EMI payments becomes challenging for many. Despite planning for loan repayment, you may miss your home loan EMI payment due to unforeseen circumstances, such as job...
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UPI Lite – Small Value Transactions Made Easier
Do you face delays due to slow network speed while making payments through UPI often? Do you make small payments up to Rs. 200 regularly? Is your account statement full of small transactions made on a daily basis? If any of your answers to these questions is in affirmative, NPCI has provided a solution to...
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4 Questions To Ask About Your Credit Card Rewards Program
One of the major attractions of owning a credit card is the associated rewards program that comes with it. However, you have to make the most relevant choice from an array of options that are present in the market. Different cards come with different perks. There are miles, cashback, reward points etc. that you are […]
How to Spot Fake Debit Card or Credit Card
Debit and credit cards have become popular in recent times as more people have begun to prefer using cards or other digital payment methods over cash. Though a convenient mode of payment, cards are still at risk of forgery and scams just like other ways of making transactions. Nevertheless, there are ways through which you...
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RBL Bank replaces the Zomato Edition Credit Cards with the Shoprite Credit Card
As notified by RBL Bank, their co-branded partnership with Zomato for the RBL Bank Edition Classic Credit Card and RBL Bank Edition Black Credit Card is now discontinued. Thereby, for existing Edition account holders, RBL Bank Edition Classic/Black Credit cards will be replaced with RBL Bank Shoprite Credit Card. Note: Existing customers do not need…
What Happens When You Don’t Use Your Credit Card?
A credit card is a great financial tool that helps you manage your finances, earn rewards, build credit and more. But what happens when due to certain reasons or for financial stability, you decide to limit your credit card spending? On one hand, putting a limit on your spending and not using your credit card...
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