| Interest Rate | 8.20% p.a. onwards |
| Loan Tenure | Up to 30 years |
| Loan Amount | Up to Rs. 15 crore |
| Processing Charges | Up to 1.5% of the loan amount or up to Rs 15,000, whichever is higher + GST |
Note: Interest rates as of 4th February 2026
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Competitive Interest Rates
Starting 8.20% p.a.
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Offers from 25+ Banks & HFCs
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15.5L Reviews
Lowest interest rates starting from 7.1%
15.5L Reviews
Competitive Interest Rates
Starting 8.20% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
| Interest Rate | 8.20% p.a. onwards |
| Loan Tenure | Up to 30 years |
| Loan Amount | Up to Rs. 15 crore |
| Processing Charges | Up to 1.5% of the loan amount or up to Rs 15,000, whichever is higher + GST |
Note: Interest rates as of 4th February 2026
Paisabazaar offers RBL Bank home loan interest rates starting from 8.20% p.a. However, the rate of interest at which RBL Bank will approve the home loan will depend on various parameters such as credit score, loan amount, type of employment, etc.
| Customer Profile | Interest Rate (% p.a.) |
| Salaried Individuals | 8.20% – 14.35% |
| Self-employed Individuals | 8.35% – 14.75% |
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.00% p.a. |
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.60% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.45% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.50% p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.50% p.a. |
*when applied through Paisabazaar
Rates as of 4th February 2026
| Particulars | Charges |
|---|---|
| Processing fees | For loans up to Rs 30 lakh: Up to 1.5% of loan amount or Rs 10,000, whichever is higher For loans above Rs 30 lakh: Up to 1% of loan amount or Rs 15,000, whichever is higher |
| Application fees | Rs 5000 |
| Charges for late payment of EMI | 2% additional interest per month on the overdue amount |
| Issue of Duplicate Interest & Principal Certificate | Rs. 250 per instance |
| Duplicate no due certificate / NOC | Rs.250 per instance |
| Repayment mode swap charges | Rs. 500 per instance |
| Cheque / ECS / NACH Dishonour Charges Bounce | Rs. 500 per instance |
| Charges for CIBIL report | Rs.100 per instance |
| Changes & Rate switch charges | 0.5% on principal outstanding |
Also check home loan processing fee by top banks and HFCs.
Get a Home Loan For
Your Dream Home
For RBL Bank Affordable Home Loan
Should have net salary / net business income of at least Rs. 7,000 per month
For RBL Bank Home Loan
For Salaried Individuals:
For Self-Employed Individuals and Professionals:
For RBL Bank Affordable Home Loan
For RBL Bank Home Loan
For salaried:
For self-employed:
For Salaried Individuals:
For Self-Employed Individuals and Professionals:
While the RBL Bank has not stated the minimum credit score requirements for availing home loans, lenders usually factor-in the applicants’ credit score for evaluating their home loan eligibility. Note, home loan applicants having credit scores of 750 & above have higher chances of home loan approval and at lower interest rates. In case, you are new to credit or have credit scores of less than 750, you can build or improve your credit score by using a secured credit card issued against fixed deposits.
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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