Supreme Housing Finance Home Loan

Disclaimer: Supreme Housing Finance is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Supreme Housing Finance for home loans. No offers/services from Supreme Housing Finance are being provided by Paisabazaar for home loans. For further information about Supreme Housing Finance for home loans, users are required to reach out directly to Supreme Housing Finance.

Supreme Housing Finance Home Loan Highlights
Interest Rate	18.00%-22.00% p.a.
Loan Amount	1 lakh and above
Loan Tenure	3 years to 10 years
Processing Fees	Up to 3.75% of the loan amount

Note: Rates as of 10 September 2025

Supreme Housing Finance – Home Loan Interest Rates

Supreme Housing Finance Home Loan interest rates start from 18.00% p.a. onwards. Stated below are the home loan interest rates based on the type of home loan schemes, loan amount and occupation profile of the applicants.

Interest Rates for Cash Salaried Applicants

Loan Amount	Interest Rates (p.a.)
Rs 3 lakh to Rs 5 lakh	22.00%

Interest Rates for Self-Employed Applicants

Loan Amount	Interest Rates (p.a.)
Rs 3 lakh to Rs 5 lakh	22.00%
Rs 5 lakh to Rs 7.5 lakh	20.00%
Rs 7.5 lakh to Rs 10 lakh	19.00%
Rs 10 lakh & above	18.00%

Also Check: Home Loan EMI Calculator

Interest Rates for Home Renovation/Expansion

Loan Amount	Interest Rates (p.a.)
Rs 3 lakh to Rs 5 lakh	23.00%
Rs 5 lakh to Rs 10 lakh (for self-employed applicants)	21.00%

Home loan applicants should note that the Supreme Housing Finance charges an additional interest rate of 2% on home loan and home improvement loans offered against all GP unregistered Patta properties (applicable in Madhya Pradesh only). The housing finance company also charges a 1% additional interest rate for home loans availed for LAL DORA properties.

Compare Supreme Housing Finance Interest Rates vs Other Lenders

Name of Lender	Loans of Up to Rs. 30 Lakh
Bank of India	7.10% p.a. onwards	Check Eligibility
State Bank of India	7.25% p.a. onwards	Check Eligibility
Punjab National Bank	7.20% p.a. onwards	Check Eligibility
Canara Bank	7.15% p.a. onwards	Check Eligibility
HDFC Bank	7.90% p.a. onwards	Check Eligibility
Bajaj Housing Finance	7.40% p.a. onwards	Check Eligibility
ICICI Bank	7.65% p.a. onwards	Check Eligibility
Axis Bank	*8.25% p.a. onwards	Check Eligibility
Federal Bank	*7.90% p.a. onwards	Check Eligibility
Kotak Mahindra Bank	7.70% p.a. onwards	Check Eligibility
IDFC FIRST Bank	8.85% p.a. onwards	Check Eligibility
IDBI Bank	7.35% p.a. onwards	Check Eligibility
RBL Bank	8.20% p.a. onwards	Check Eligibility
Tata Capital Housing Finance	7.75% p.a. onwards	Check Eligibility
PNB Housing Finance	*7.20% p.a. onwards	Check Eligibility
Sammaan Capital (Formerly known as Indiabulls Housing Finance)	8.75% p.a. onwards	Check Eligibility
India Shelter Home Loan	8.43% p.a. onwards	Check Eligibility
L&T Finance Limited	*8.40% p.a. onwards	Check Eligibility
Godrej Housing Finance	7.75% p.a. onwards	Check Eligibility
Home First Finance	8.00% p.a. onwards	Check Eligibility
Easy Home Finance	8.99% p.a. onwards	Check Eligibility
Piramal Capital Housing Finance	*8.25% p.a. onwards	Check Eligibility
Shubham Housing Finance	10.45% p.a. onwards	Check Eligibility
Punjab & Sind Bank	7.30% p.a. onwards	Check Eligibility
Jio Housing Finance	8.20% p.a. onwards	Check Eligibility
HDFC Sales Pvt Ltd	7.90% p.a. onwards	Check Eligibility

Supreme Housing Finance Fees and Charges

Prepayment/Foreclosure Charges

Particulars	Fixed Rate	Floating Rate
If prepayment made from own sources via own savings account	NIL (valid document proof required for own sources)	NIL
If prepayment through Balance Transfer from other Banks/NBFC/HFC etc.	10% of the outstanding principle on the date of prepayment	NIL

Processing Fees & Other Charges

Particulars	Charges
Processing Fees	2.75% of the loan amount for home loans 3.75% of the loan amount for home improvement loans
Login Fee	Up to Rs 10,000
CERSAI Fees	Rs 75 (for loans up to Rs 5 lakhs)
	Rs 100 (for loans above Rs 5 lakhs)
PDC/ACH/ECS Swapping Charges	Rs 500
Late Payment Charges	36.00% p.a. of outstanding EMI
PDD Charges	Up to Rs 2,000
Tranch Visit Fees	Rs. 500/tranch
Document Retrieval Charges	Rs 2,100
PDC/ACH/ECS Bounce Charges	Rs. 600 for each PDC/ACH/ECS bounce
List of document (LOD) Charges	Rs 2,100
Loan Cancellation Charges	Rs 10,000 per contact
Foreclosure Statement Charges	Rs 2,100
Photocopy of Property Documents	Rs. 2,100
Duplicate Annual Statement/Provisional Certificate	Up to Rs 1,100
Account Statement	Rs 1,100
Recovery Charges (Legal/Repossession Charges & Incidental)	As per actuals
Property Swap Charges	3% of outstanding principal or minimum Rs. 10,000, whichever is higher

Types of Supreme Housing Finance

Home Purchase Loans

Prospective borrowers can avail Home Purchase Loan for the purchase of dwelling units or purchase any under-construction house or flat.

Home Construction Loans

Supreme Home Finance offers a Home Construction Loan facility for the construction of a house on an owned plot or land.

Home Extension Loans

Home Extension Loans are offered to applicants planning to extend their existing home by enclosing an open balcony, adding a bedroom, or building an extra room on the terrace, etc.

Home Improvement Loans

Applicants can avail Home Improvement Loans for upgrading, repairing or refurbishing their house property.

Eligibility Criteria for Supreme Home Loan

Supreme Housing Finance offers home loans to daily wagers, salaried and self-employed applicants with a minimum family income of Rs 20,000 per month. Most lenders also consider the applicant’s income, repayment capacity, age, loan amount, business continuity (for self-employed applicants), work experience (for salaried applicants) and credit score for determining the applicant’s eligibility for home loans.

Documents Required for Supreme Home Loan

Supreme Housing Finance has not disclosed documents for availing home loan. Stated below are home loan documents usually required by most lenders:

Income proof Documents

• For salaried applicants, salary slips, Form No.16 and bank statements for the last 6 to 12 months showing salary credit
• For self-employed or professionals, IT returns of the last 3 years, along with Profit & Loss account and Balance sheet for last 3 years

KYC Documents

• PAN Card
• Aadhaar Card
• Proof of residence
• Voter ID
• Driving License

Property Documents

• Proof of ownership of property
• In the case of flats, allotment letter from builder/society
• Up-to-date tax paid receipt
• Payment receipt made to the developer