Credit Champion Contest – Terms & Conditions

June 4, 2025Team PaisaBazaarCredit Score

About the Contest

The Credit Champion Contest is an internal initiative to promote credit awareness across PB Fintech (Paisabazaar & Policybazaar). All you have to do is check your CIBIL score on the Paisabazaar App to participate in the contest. Top scorers stand a chance to win exciting rewards including an iPhone 16 and Amazon vouchers. Read on for the full terms and conditions.

Contest Duration

The contest will run from 5th June 2025 to 15th June 2025.
Only entries submitted till June 15th midnight through Paisabazaar App will be considered for participation.

Who Can Participate

This contest is open exclusively to PB Fintech employees (including both Paisabazaar and Policybazaar teams), across all departments and locations.
Both operations and non-operations teams are eligible to participate.

How to Participate

Scan the QR code on the contest creative and check your CIBIL credit score via the Paisabazaar App during the contest period.
Your score will be automatically logged in our system based on your latest credit report.
Even if you are an existing credit score customer, you need to scan the QR code and check your credit score to participate in the contest.
This is an App Only contest. Only those participants who check their CIBIL score through the QR code will be eligible.

Prizes and Rewards

Main Prize

Apple iPhone 16 will be awarded to one winner, selected via a live lucky draw from among the shortlisted top scorers.

Runner-Up Rewards

Participants with high credit scores (based on latest CIBIL reports) will be shortlisted.
All shortlisted high scorers (excluding the iPhone winner) will receive Amazon Gift Vouchers.

Shortlisting & Winner Selection

Shortlisting will be done based on the top CIBIL credit scores fetched during the contest period.
if your CIBIL score is not available we will use our internal algorithm to fetch your CIBIL score.

Example: If you have a Equifax score of 840, then as per our algorithm, your CIBIL equivalent will be around 810 ± 10 points

If multiple participants have the same high score, all will be entered into the final lucky draw pool.
One winner will be selected via a live draw session, ensuring full transparency.
All shortlisted participants will be notified via internal communication channels.

Additional Guidelines

Only one valid entry per participant will be accepted during the contest duration.
Only your latest generated score on Paisabazaar’s platform will be considered valid for the participation .
Entries with outdated scores will be disqualified.
The organizers reserve the right to verify the accuracy of submitted scores and disqualify any suspected fraudulent entries.

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