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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :21/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :21/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 21/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :21/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 21/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :21/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :21/01/2020

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*Offers are from Paisabazaar's partner Banks & NBFCs.

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Updated: 18-12-2019 13:34:15 PM

Citibank provides a host of credit cards tailor-made for different types of customers. Most of the Citibank credit card offers specialize in travel, shopping, dining, entertainment, fuel and more.

Best Citibank Credit Cards In India
Compare Top Citibank Credit Cards
Read More on this Page
Citibank Credit Card- Features and Benefits
Citibank® Rewards Credit Card
Citi PremierMiles® Credit Card
IndianOil Citi® Platinum Credit Card
Citi® Cash Back Credit Card

Best Citibank Credit Cards In India

Credit CardJoining FeeAnnual FeeKey Features
Citibank® Rewards CardRs. 1,000*Rs. 1,000*1,500 bonus points on your first spend made within 30 days of card issue
Citi PremierMiles® Credit CardRs. 3,000Rs. 3,00010,000 Miles with your first spend of Rs.1,000 or more on your Citi PremierMiles Card within 60 days of Card issuance
IndianOil Citi® Platinum Credit CardRs. 1,000*Rs. 1,000*Up to 71 litres of Free Fuel
4X Turbo Points on Fuel Purchases
2X Turbo Points on Grocery Purchases
Citi® Cash Back Credit CardRs. 500Rs. 5005% Cash Back on Movie ticket purchases, telephone bill payments, utility bill payments

*Waived off on spending at least Rs. 30,000 p.a.

Citibank Credit Card- Features and Benefits

Features and benefits of top Citibank credit cards are as follows:

Citibank® Rewards Credit Card

Best suited for:  Shopping  Rewards  Dining  

Citibank Rewards Card

Key Highlights

Welcome Benefits- 1,500 bonus points on first spend done within 30 days of card issue

Rewards- 10 Reward Points for every Rs. 125 spent at apparel and department stores and with select partners

Bonus Rewards- 300 bonus points on card spends of Rs. 30,000 or more in a month

Redeem Rewards for Air Miles- Redeem rewards on Air India and Jet Airways under the Frequent Flyer Membership (1 Reward Point= 0.75 Air Miles)

Dining Benefits- Up to 15% savings across participating restaurants

Read More
Apply Now and Check Eligibility

Citi PremierMiles® Credit Card

Best suited for: Hotel  Travel  Lounge Access 

Citi PremierMiles Credit Card

Key Highlights

Welcome Benefits- 10,000 Miles on spending Rs. 1,000 within the first 60 days of card issuance

Air Mile Earnings- 10 Miles on every Rs. 100 spent on flight tickets and hotel stays on bookings made at Premier Miles Official Website

Redeem Miles for Flight Booking- Redeem miles for flight tickets at www.premiermiles.co.in

Lounge Access- Complimentary access at key airport lounges across India

Dining Discount- Up to 15% savings on dining at participating restaurants
Read More
Apply Now and Check Eligibility

IndianOil Citi® Platinum Credit Card

Best suited for:  Dining  Fuel  Rewards

IndianOil Citi Platinum Credit Card

Key Highlights

Welcome Benefit- Turbo Points worth Rs. 250 as activation benefit

Fuel Benefits– Up to 71 litres of free* fuel annually by redeeming turbo points

Turbo Points– 4 Turbo Points on Rs. 150 spent on fuel at authorized IndianOil outlets

Fuel Surcharge Waiver– Complete waiver of 1% fuel surcharge at authorized IndianOil outlets

Dining Benefits– Up to 15% savings on dining across participating restaurants
Read More

Apply Now and Check Eligibility

Citi® Cash Back Credit Card

Best suited for:  Shopping  Dining  Cashback

Key Highlights

Cashback- 5% cashback on movie ticket purchases, telephone bill payment and all types of utility bill payments

Cashback credited automatically- Cashback of Rs. 500 is automatically credited to the statement

Shopping Offers- Savings and offers on shopping across 100 plus stores

Dining Benefits- Up to 15% off on dining across 2,000 partnered restaurant
Read More

Apply Now and Check Eligibility

Other Citibank Credit Cards
Eligibility Criteria and Documents Required for Citibank Credit Card
How to Apply for Citibank Credit Card
Citibank Credit Card Rewards Programme
Citibank Credit Card Customer Care
Citibank Credit Card FAQs
News about Citi Bank Credit Cards

Other Citibank Credit Cards

Citi Bank Credit Card Annual Fee (in Rs.)Key Features
Citibank Rewards Domestic Credit CardCommunicated at the time of sourcingUp to 15% savings across participating restaurants.
First Citizen Citi Credit CardCommunicated at the time of sourcing7 First Citizen Points per Rs.100 spent at Shoppers Stop
IndianOil Citi® Titanium Credit CardCommunicated at the time of sourcingGet yearly free fuel earnings up to 71 litres
Citi Prestige Card20,000Complimentary access at some of the most picturesque golf destinations at select courses globally.
Citibank Corporate CardCommunicated at the time of sourcingExclusive discounts on a host of business products including travel, hotel booking, restaurants and more.

Citibank Rewards Domestic Credit Card

Note: This card is not available on Paisabazaar.com. Kindly visit Citibank website to apply.

Welcome Benefit- 1,000 bonus reward points on spending Rs. 1,000 within the first 60 days of card issuance

Rewards- 1 Reward Point for every Rs. 125 spent on the credit card and 10X reward points on shopping at apparel and department stores

Discount on Dining– Up to 15% savings on dining across participating restaurants

Avail EMI Facility- Convert big-ticket purchases into easy EMIs and pay back easily

First Citizen Citi Credit Card

Note: This card is not available on Paisabazaar.com. Kindly visit Citibank website to apply.

Welcome Benefit- Welcome benefits worth Rs. 2,050 gift vouchers from Shoppers Stop and Home Stop

Benefits at Shoppers Stop- 7 First Citizen Points per Rs. 100 spent at Shoppers Stop for private label brands and 5 points for every other brand

Redeem Rewards at Shoppers Stop- Instant redemption of First Citizen Points against purchases made at Shoppers Stop

Dining Discounts- Up to 15% discount at participating restaurants

IndianOil Citi® Titanium Credit Card

Note: This card is not available on Paisabazaar.com. Kindly visit Citibank website to apply.

Welcome Benefit- Activation benefits worth Rs. 250 (limited period offer)

Free Fuel- Yearly free fuel earnings up to 71 litres

Earn Turbo Points– 1 Turbo Point for every Rs. 150 spent on shopping and dining. 2X Turbo Points for grocery and supermarket purchases

Extra Rewards on Fuel Purchases- Accelerated Turbo Points at 4X at IndianOil

Citi Prestige Card

Note: This card is not available on Paisabazaar.com. Kindly visit Citibank website to apply.

Premium Memberships- Taj Epicure Plus Plan and InnerCircle Silver membership

Golf Benefit– Complimentary access to select golf destinations globally

Rewards- 1 Reward Point for every Rs. 100 spent in India and 2 points for overseas purchases

Convert Rewards into Air Miles- 1 Reward Points = 4 Frequent Flyer Miles

Insurance- Air Accident Insurance of Rs. 5 crore and lost card liability cover of Rs. 3 lakh

Citibank Corporate Card

Note: This card is not available on Paisabazaar.com. Kindly visit Citibank website to apply.

Spend Management- Access to online spend management tool and visibility and control over your corporate expenses

Business Discounts- Exclusive discounts on a host of business products including travel, hotel booking, restaurants and more

Dining Benefit- Up to 15% off on exclusive dining at select restaurants

International Usage- Easy access to foreign currency when travelling abroad

Round the Clock Assistance- Citibank Priority Assistance services on phone 24×7

Eligibility Criteria and Documents Required for Citibank Credit Card

To be eligible for Citi Bank credit cards, an applicant should meet the following requirements-

  • He/She should be at least 23 years old.
  • He/She should not be more than 60 years old.
  • He/She should be salaried or self-employed.
  • He/She should have a monthly income of at least Rs. 25,000.

Applicants also need to submit a few documents which become the basis for the bank to decide whether the person is eligible for the card applied and also to determine the credit limit on his card. These documents include identity proof, address proof and proof of income. Given below is the list of accepted documents-

Proof of IdentityPAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of AddressAadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of IncomeLatest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

How to Apply for Citibank Credit Card

Citibank credit cards are one of the most preferred cards for people who love to shop and travel. The cards come with great offers and deals which can be availed along with the Reward points. Below are some of the steps that you can take to apply for this credit card:

Step 1- Click Here to start with the credit card application.
Step 2- You will have to enter some basic details like monthly income, occupation, mobile number and the city you reside in. Once you fill all the details, you will see a list of credit cards.
Step 3- Choose the Citibank credit card that suits your financial circumstance. Check your eligibility for this card by providing some more details.
Step 4-  If you meet all the eligibility requirements, you can go forward with the process of completing the application along with the mentioned documents. The bank will do a background check and once your application is approved, the bank representative will contact you shortly.

You can also apply for a Citibank credit card by visiting the nearest bank branch or by applying on their website.

Already Applied for Citibank Credit Card? Know how to Check Your Application Status

Click Here

Citibank Credit Card Rewards Programme

When you make purchases using your Citibank Credit Card, you will earn reward points which can be later redeemed against gift vouchers, branded merchandise, etc. Depending on the type of credit card and the transactions made, you can accumulate more points. The table given below shows reward points offered on different credit cards-

Citibank Credit CardsReward Points on All SpendsReward Points on Special Categories
Citi Rewards Card1 point /Rs. 12510 points / Rs. 125 on Apparel, Departmental Stores & Featured partners
Citi PremierMiles Card4 miles/Rs. 10010 miles/Rs. 100 on Airline Spends & transactions with Featured Partners
IndianOil Citi Titanium & Platinum Card1 point /Rs. 1504 points / Rs. 150 on Fuel spends at IndianOil Outlets 2 points / Rs. 150 on Featured partners and Grocery Spends
First Citizen Citi Titanium Credit Card1 point/Rs. 1005 points/Rs. 100 at Shoppers Stop 7 points/ Rs. 100 when you shop at Shoppers Stop Exclusive Labels
Citi Prestige Credit Card1 point/Rs. 1002 points/Rs. 100 on International transactions
Citi Corporate Card2 points/Rs.125No Special Rewards

Rewards Redemption

After a specific number of reward points are accumulated, they can be redeemed against a host of options. You can visit the rewards catalogue of Citibank to choose from different reward redemption options such as books and entertainment, apparel, accessories, travel, hotels, dining, health, beauty and a lot more.

Here are a few points you should note about Citibank Rewards Redemption-

  • You can also convert your rewards into air miles if your credit card supports this facility.
  • Points can also be redeemed for gift vouchers from branded stores.
  • Redemption orders once placed cannot be cancelled.
  • You can also check the status of redemption and dispatch status after 2 and 4 days of placing the order.
  • Rewards can also be directly converted into statement credit.
Know More

Citibank Credit Card Customer Care

Cardholders can reach out to Citibank Credit Card Customer Care on this number- 1860 210 2484. Note that local call charges may apply on this number.

By calling on this number, Citi cardholders can avail the following services-

  • For getting the status of credit card application.
  • For resolving any queries about credit card monthly statement.
  • For solving problems related to credit card bill payment.

Users can also reach the customer care department by writing an email, letter or by directly visiting the nearest Citibank branch.

Know More

Citibank Credit Card FAQs

Can Citi Credit Cards be used internationally?
Citibank India offers Credit cards which can be used internationally, that is it can be used in India and abroad. Credit Cards, however, cannot be used to make foreign currency transactions in Nepal and Bhutan. There are also domestic only cards available with Citibank like the ‘Citibank Rewards Domestic Card’ which can only be used in India and at Indian web portals.

Can I check the outstanding and available balance on my card?
Credit card outstanding and available balance can be checked online and via SMS.

What is a joining fee and membership fee?
Joining fee is applicable on some Credit cards and is levied on successfully issued cards in the first statement after the individuals apply for a Citibank Credit card. Annual fee is charged on completion of one year as a renewal fee for card membership.

What is the validity period of cards?
The credit cards are valid for 3 years. This is also applicable for Citibank add-on credit card. Post 3 years both cards are dispatched in the month prior to card expiry. This is at sole discretion of the bank whatsoever. The card would bear the same number with a different CVV number.

Can I get a photo card?
The credit cards are also offered as photo card. This can be availed by downloading the requisite form available on the website. Once the duly filled form reaches the Chennai mailroom, the card is sent within 6 working days.

Can I request for a credit limit enhancement?
If a Credit card is eligible for limit enhancement an automatic mail would be sent to online mailbox. Otherwise, the member may send across his/her IT returns or salary slips/form 16 to Chennai mail-room, to apply for a Citibank Credit Card limit enhancement.

How can I redeem reward points?
Rewards points accumulated on any Credit card offered by Citibank are redeemable at partner outlets against fuel, gift vouchers, air miles, cash back or at online shopping outlets. To know about the eligibility criteria for your credit card contact Citibank credit card customer support.

Can I avail loan on card?
Citibank credit cards offer loan against the credit limit of the card. The loan can be at times over and above the credit limit. For any loan assistance, the cardholder may contact Citi phone. Interest rates vary on different cards. Once the loan is approved the draft reaches the customer within three working days of the request.

Can I convert my purchases into EMI?
Transactions above Rs.2,500 can be converted into instalments through ‘Dial an EMI’ offer. However, any gold, bullion, gold mutual funds transactions are restricted to be converted into EMI. The holder of any Credit card from Citibank may convert the purchases into EMI online or by contacting Citibank customer service support.

Does Citi bank credit cards offer a utility payment facility?
Cardholders may request for bill payment facility online by logging into their account. They need to register for new billers. Once the biller confirms and approves the request it would be confirmed to the cardholders. Currently, Citibank credit cards offer to register for electricity, mobile, telephone, mutual funds, donations, DTH, gas and water bill. Cardholders may access their online portals to add or delete billers whenever they want to.

How do I enable my online banking service?
Citibank offers hassle-free banking. All your credit card related information is available to you at your fingertip. All you need to do is register and generate ID and a password online and enjoy easy access to your account. All products linked to the same ID shall be available for your use on the same ID.

Can I close my credit card account and reactivate in future?
A credit Card can be closed by placing a request on Citi priority service number or writing to the Chennai mailroom. Citibank credit Cards can be reactivated by sending a written request along with a photo and valid identity proof. After verification of the same, the bank would decide to reactivate the credit card depending upon the internal policies.

News about Citi Bank Credit Cards

Citibank to Increase Interest Rates on Credit Cards from Jan 2020
17th Dec 2019
Citibank India has recently announced an increase in its credit card interest rates. The increase will be applicable to both revolving credit and cash withdrawal and will be applicable from the statement of January 2020. Previously the bank was charging interest at four different rates depending on the card. The table below shows the change in rates:

Current RatesRevised Rates
37.2%42.0%
39.0%42.0%
40.8%42.0%
42.0%43.2%
Paytm launches a credit card in association with Citibank
15th May 2019
The Indian e-commerce giant Paytm, in collaboration with Citibank, has launched the Paytm First Card. The card will offer minimum 1% universal cash back on all transactions that will automatically be credited to user’s account every month. The annual fee of this card is Rs. 500 which will be waived if users spend Rs. 50,000 in a year.

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Paid the minimum due of my credit card bill and had the remaining amount converted into EMIs.

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