List of 10 Best Credit Cards in India for May 2022
Top 10 Credit Cards | Annual Fee* | Best Suited For | Minimum Income Required# |
Axis Bank Ace Credit Card | Rs. 499 | Cashback | Communicated at the time of sourcing |
SBI Card ELITE | Rs. 4,999 | Shopping, Travel and Movies | Rs. 60,000 p.m. |
HDFC Regalia Credit Card | Rs. 2,500 | Travel & Shopping | Rs. 1 lakh p.m. |
Flipkart Axis Bank Credit Card | Rs. 500 | Online Shopping | Rs. 15,000 p.m. |
Amazon Pay ICICI Credit Card | Nil | Online Shopping & Cashback | Communicated at the time of sourcing |
Citi PremierMiles Credit Card | Rs. 3,000 | Air Miles | Rs. 25,000 p.m. |
HDFC Millennia Credit Card | Rs. 1,000 | Cashback | Rs. 35,000 p.m. |
Standard Chartered Digismart | Rs. 49 per month | Online Shopping | Rs. 50,000 p.m. |
HSBC Cashback Credit Card | Rs. 750 | Online Shopping | Rs. 33,333 p.m. |
HDFC Bank Diners Club Privilege | Rs. 2,500 | Travel and Lifestyle | Rs. 70,000 p.m. |
*GST Extra
#Income shown is only for salaried applicants; income eligibility may differ for self-employed applicants based on the card issuer’s terms.
These cards offer the best-in-class benefits across shopping, travel, cashback, etc., for consumers from different income levels and credit profiles. Please note that this list does not include super-premium credit cards that are usually “invite-only” cards and are offered to individuals with high income or net worth. If you want to see the best super-premium cards in India, click here. |