Dhani Personal Loan Highlights June 2022 | |
Interest Rate | 13.99% p.a. onwards |
Loan Amount | Rs 1,000- Rs 15 lakh |
Loan Tenure | 3 months-2 years |
Processing Fees | 3% onwards |
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Dhani Loans and Services Personal Loan Interest Rates
The interest rate for Dhani personal loan starts @ 13.99% p.a. onwards. The final interest rates offered to the personal loan applicant depend upon the age, credit score, monthly income, employer’s income, job profile, loan repayment history, etc.
Comparison of Dhani Personal Loan vs. Other Lenders
Banks/NBFCs | Interest Rates (per annum) |
Indiabulls Dhani | 13.99% onwards |
HDFC Bank | 10.50% – 21% |
SBI | 9.80%-13.80% |
ICICI Bank | 10.50% onwards |
Axis Bank | 10.25% onwards |
Kotak Mahindra Bank | 10.99% onwards |
IndusInd Bank | 10.49% onwards |
IDFC First Bank | 10.49% – 25% |
Bajaj Finserv | 13.00% onwards |
Tata Capital | 10.99% onwards |
Click here to compare personal loan interest rates offered by top Banks/NBFCs
Dhani Personal Loan Processing Fees and Charges
Type of Charges | Fees |
Processing Fees | 3% onwards |
Foreclosure/pre-payment charges | >6 months: 5% |
Bounce Charges | For salaried: Rs 400 per bounce |
For self-employed: Rs 750 per bounce | |
Late payment penalty | 3% per month |
Stamp duty charges | As per laws applicable |
Duplicate NOC | Rs 500 per request |
Repayment mandate/instrument swapping charges | Rs 500 per request |
Loan cancellation charges | Rs 3,000 |
Loan re-booking charges | Rs 1,500 |
Statement of account charges | Rs 500 |
Duplicate repayment schedule | Rs 500 |
Note: All the charges are excluding GST and applicable taxes

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Eligibility Criteria for Dhani Personal Loan
To meet the eligibility criteria defined by the bank, the applicants need to be salaried professional or a self-employed entrepreneur.
Documents Required for Loan Application
The following are the key documents required to apply for a Dhani personal loan:
- PAN card details
- Address proof (Voter ID card, Ration card, utility bills, etc.)