Loan Against Property (LAP) is one of the most effective and preferred ways to raise large loan amounts, by keeping your property as collateral with banks or other financial institutions. LAP allows a borrower to get access to big amounts at low rates of interest. Apart from the high disbursement amount, other key benefits of LAP…
Loan on credit card is a fast and convenient way to get access to cash. Since credit card loan is cheaper than direct cash withdrawal from your credit card, you must always choose the former over the latter. However, loan on credit cards still attracts interest at significant rates.
Income Tax Filing is the process of declaring your taxable income, deductions, and tax payments for the applicable FY. The last date for filing ITR is usually 31st July of the applicable AY. However, it was extended till 31st August for AY 2019-20, i.e. for FY 2018-19. Filing ITR is an annual affair, but most…
Can I file income tax return (ITR) after the due date? What will be the consequences or penalty for ? Will I be charged some penalty? These are some of the questions that might come to your mind, when you miss the due date to file ITR. Read on to find the answers to these…
Forms 15G and 15H are declaration forms that can help you prevent TDS on your fixed deposit interest income. Notably, PAN is mandatory to avail the tax benefits through these forms. Form 15G is for individuals below 60 years and Hindu Undivided Families (HUF), whereas Form 15H is for individuals aged 60 years and above….
