Piramal Finance home loan interest rates start from 9.99% p.a. onwards depending on the credit profile of the applicants. The HFC has not disclosed its differential interest rates based on the credit score, job profile, loan amount, employment profile, LTV ratio, property type, etc. However, most lenders usually consider the aforementioned factors before setting their home loan interest rates.
Piramal Finance Home Loan Interest Rate
Competitive Interest Rates
Starting 7.10% p.a.
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Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

15.6L Reviews
15.6L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Find Best Home Loan Offers
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Current Home Loan Interest Rates of Piramal Finance
Compare Piramal Finance Home Loan Interest Rates with Top Lenders
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.00% p.a. |
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.60% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.45% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.50% p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| RBL Bank | 8.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.50% p.a. |
*when applied through Paisabazaar
EMI Examples of Piramal Finance Home Loan
For a tenure of 30 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 40 lakh | 9.99% | 30 | 35,073 |
| 30 lakh | 9.99% | 30 | 26,305 |
| 20 lakh | 9.99% | 30 | 17,537 |
For a tenure of 20 years
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| 40 lakh | 9.99% | 20 | 38,574 |
| 30 lakh | 9.99% | 20 | 28,931 |
| 20 lakh | 9.99% | 20 | 19,287 |
How to Reduce Your Home Loan Interest Rates
You can reduce your home loan interest rates by following the below-mentioned tips:
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
FAQs
What is the current home loan interest rates offered by Piramal Finance?
Piramal Finance offers home loan interest rates starting from 9.99% p.a. onwards depending on the creditworthiness of the applicants.
What factors determine the Piramal Finance home loan interest rates?
The lender has not mentioned the factors determining its home loan interest rates. However, most lenders usually consider the credit score, loan amount, LTV ratio, job profile and applicant’s existing relationship with the bank/HFC while setting its home loan interest rates.
Can I transfer Piramal Finance home loan to another lender?
Yes, you can transfer Piramal Finance home loan to another lender offering lower interest rates and better terms as compared to the current lender.
How often does Piramal Finance change its home loan interest rate?
Piramal Finance offers home loans at floating interest rates. The lender changes its home loan interest rates every time the RBI resets its repo rate.
What is the difference between floating and fixed interest rates?
Floating rates are variable in nature and change with the change in the repo rate set by the RBI. Whereas, fixed rate loans remain constant throughout the loan tenure. Floating rates are slightly lower than the fixed interest rates.
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