Jana Small Finance Bank Home Loan

Disclaimer: Jana Small Finance Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Jana Small Finance Bank for home loans. No offers/services from Jana Small Finance Bank are being provided by Paisabazaar for home loans. For further information about Jana Small Finance Bank for home loans, users are required to reach out directly to Jana Small Finance Bank.

Note: Interest rates as of 23 June 2025.

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Jana Small Finance Bank Home Loan Interest Rate

Jana Small Finance Bank Home Loan Interest Rates start from 9.75% p.a. onwards. The final home loan interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the home loan applicant.

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Jana Small Finance Bank Home Loan Fees and Charges

Processing fee

Jana Small Finance Bank charges a processing fee of up to 2% of the loan amount disbursed. The login fee will be collected upfront and will not be netted off from processing fee.

Foreclosure and Part-payment Charges

Other fees and charges

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Jana Small Finance Bank Home Loan Eligibility Criteria

• New and existing customers of Jana Small Finance Bank.
• Self-employed professional, self-employed non-professional & salaried professionals.
• Professionals with cash income.
• Minimum household income of Rs.10,000 per month.
• Minimum 25 years of age and up to 75 years during loan maturity.

Along with the above-mentioned factors, Jana Small Finance Bank may also the credit score, employer’s profile, etc of its home loan applicants, as used by many lenders for evaluating the home loan eligibility of their applicants.

Jana Small Finance Bank Home Loan Documents Required

The home loan documents required for availing Jana Home Loan are as follows:

• Application form with photograph, signed across, completely filled in and signed by the applicant/co-applicant and counter signed by Jana Small Finance Bank official at appropriate place
• KYC documents (self-attested) – Age proof, address proof, Identity proof, Sign proof.
• Business continuity documents/SSI Certificate, wherever applicable
• 6 months bank statements (or as applicable)
• Income documents/ ITR pertaining to the business activity for 2 yrs. (as applicable)
• Copy of Property ownership documents as applicable
• Loan Repayment Track record as applicable
• Login Fee Cheque favoring Jana Small Finance Bank Ltd as per applicable fee matrix from time to time

Jana Small Finance Bank Home Loan EMI Calculator