Disclaimer: Satin Housing Finance is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Satin Housing Finance for home loans. No offers/services from Satin Housing Finance are being provided by Paisabazaar for home loans. For further information about Satin Housing Finance for home loans, users are required to reach out directly to Satin Housing Finance
| Satin Housing Finance – Highlights – 2025 | ||
| Features | Urban Home Loan | Micro Home Loan |
| Interest rate | 9% p.a. onwards | 9% p.a. onwards |
| Loan Amount | Rs. 5 lakh – Rs. 40 lakh | Rs. 1 lakh – Rs. 7 lakh |
| Repayment Tenure | Up to 20 years | Up to 7 years |
Interest Rate updated as of 4 April 2025.
Note: The processing fee charged are applicable as per the company policy and are subject to changes from periodically.
Satin Housing Finance Interest Rates
| Urban Home Loan | 9% p.a. – 25% p.a. |
| Micro Home Loan | 9% p.a. – 25% p.a. |
Compare Interest Rates of Home Loans for Top Banks & HFCs
Types of Home Loans from Satin Housing Finance
The Housing Finance Company (HFC) offers home loans that can be availed for various purposes, such as buying new home, home construction, extension of existing home and home improvement. Below mentioned are the types of home loan products offered Satin Housing Finance at affordable interest rates:
Home Purchase: SHFL offers home loans for the purchase of ready built and under-construction residential property.
Home Construction: The housing finance company offers loans for the construction of residential properties.
Home Extension: It offers loans for home extension purposes on existing residential houses. The home extension can be used in form of adding an extra room or floor, building larger bathroom, enclosing an open balcony, etc.
Home Improvement: HFC offers loans for the renovation or makeover of internal and external areas of existing residential houses. The works include painting, plumbing, roofing and waterproofing on terrace, construction of tanks, etc.
Satin Housing Finance Home Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Satin Housing Finance Fees & Charges
| Particulars | Charges |
| Admin Charges | Applicable as per company’s policy and are subject to change periodically |
| Prepayment charges / Foreclosure Charges | 4% + applicable taxes on any payment done
within 36 months of disbursement |
| Overdue charges on delayed payments | 2% per month of the outstanding dues |
| Cheque Bouncing Charges | Rs. 1180 (taxes included) |
| Recovery Agent Charges | Rs. 1180 (taxes included) per recovery |
| Cheque Replacement/ Swap Charges | Rs. 1180 (taxes included) |
| Demand Draft/ Pay Order charges | Rs. 150 per lakh or actual bank charges |
| Conversion or Recovery charges | As applicable |
| Document Retrieval charges | Rs. 1180 (taxes included) |
| Foreclosure statement charges | Rs. 1180 (taxes included) |
| Duplicate Statement/ Certificate | Rs. 1180 (taxes included) |
| Duplicate No Dues certificate | Rs. 1180 (taxes included) |
| CERSAI filing charges | Rs. 59 (taxes included) |
Eligibility Criteria
Below mentioned is the eligibility criteria as required by the company to avail home loan from Satin Housing Finance:
- Age: Minimum 21 years at time of loan application and maximum 70 years at the time of loan maturity
- Borrower should hold an active bank account
- Eligibility to avail home loan depends on the applicant’s income, repayment capacity and cost of the proposed property, etc.
Documents Required
Find below the required documents to be submitted at the time of loan application:
- Duly filled application form and Passport-sized photographs
- KYC documents of the applicant and co-applicant, if applicable
- Identity Proof: Passport, PAN card, Voter ID, etc.
- Address proof: Passport, Ration card, Utility Bill (Electricity)
- Income Proof: Latest salary slips, Form 16, ITR, etc.
- Bank passbook or bank statement
- Property documents
- Business vintage proof, if any
Satin Housing Finance Customer Care
Helpline Numbers: 1800-120-40-50-60 / (+91) 0124 -4346200