Adani Housing Finance Home Loan

Adani Housing Finance Pvt Ltd (AHFPL) offers home loans from 12.00% p.a. onwards for tenures up to 20 years and...

Adani Housing Finance Pvt Ltd (AHFPL) offers home loans from 12.00% p.a. onwards for tenures up to 20 years and for loan amounts up to Rs 30 lakhs. Prospective home loan borrowers can also avail Adani Housing Home Improvement Loans for carrying out internal & external repairs and Adani Housing Home Extension Loans for construction of additional floor or rooms or floor within the permissible building plan.

Competitive Interest Rates

Starting 7.40% p.a.

Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

Dedicated Customer Support

Expert Assistance at Every Step

Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

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15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

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Lowest interest rates starting from 7.1%

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Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Competitive Interest Rates

Starting 7.40% p.a.

Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

Dedicated Customer Support

Expert Assistance at Every Step

Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

Home Loan EMI Calculator

Amount

₹

₹50 L

₹80 L

₹100 L

₹500 L

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Amount

₹50 L

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Rate of Interest(Per Annum)

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Tenure

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HDFC Bank

Min Loan Amt. ₹15L

Rate of Interest7.2% - 13.2%

Tenure uptoUpto 30 Years

Processing Fee₹ 10,000

ICICI Bank

Min Loan Amt. ₹15L

Rate of Interest7.65% - 9.80%

Tenure uptoUpto 30 Years

Processing Fee₹ 10,000

Axis Bank

Min Loan Amt. ₹30L

Rate of Interest8.35% - 11.90%

Tenure uptoUpto 30 Years

Processing Fee₹ 14,000

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Step 1: Enter your mobile number in the application form.

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Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Adani Housing Finance Home Loan Highlights

Interest Rate	12.00%-14.00% p.a.
Loan Amount	Rs 2 lakh to Rs 30 lakhs
Loan Tenure	1 year to 20 years
Admin Fees	Up to 3% of the loan amount

Adani Housing Finance Interest Rates

Adani Housing Finance Private Limited home loan interest rates start from 12.00% p.a. onwards. The home loan interest rates offered by the housing finance is floating in nature.

Particulars	Interest Rates (p.a.)
Home Loan	12.00%-14.00%

Compare Interest Rates on Home Loans for Top Banks & HFCs

Edit
Name of Lender	Loans of Up to Rs. 30 Lakh
Bank of India	7.35% p.a. onwards	Check Eligibility
State Bank of India	7.50% p.a. onwards	Check Eligibility
Punjab National Bank	7.50% p.a. onwards	Check Eligibility
Canara Bank	7.40% p.a. onwards	Check Eligibility
HDFC Bank	7.90% p.a. onwards	Check Eligibility
Bajaj Housing Finance	7.45% p.a. onwards	Check Eligibility
ICICI Bank	8.75% p.a. onwards	Check Eligibility
Axis Bank	8.30% p.a. onwards	Check Eligibility
Federal Bank	8.75% p.a. onwards	Check Eligibility
Kotak Mahindra Bank	7.99% p.a. onwards	Check Eligibility
IDFC FIRST Bank	8.85% p.a. onwards	Check Eligibility
IDBI Bank	7.55% p.a. onwards	Check Eligibility
RBL Bank	8.20% p.a. onwards	Check Eligibility
Tata Capital Housing Finance	7.75% p.a. onwards	Check Eligibility
PNB Housing Finance	8.25% p.a. onwards	Check Eligibility
Sammaan Capital (Formerly known as Indiabulls Housing Finance)	8.75% p.a. onwards	Check Eligibility
India Shelter Home Loan	10.50% p.a. onwards	Check Eligibility
L&T Finance Limited	8.70% p.a. onwards	Check Eligibility
Godrej Housing Finance	7.75% p.a. onwards	Check Eligibility
Home First Finance	8.00% p.a. onwards	Check Eligibility
Easy Home Finance	11% p.a. onwards	Check Eligibility
Piramal Capital Housing Finance	9.49% p.a. onwards	Check Eligibility
Shubham Housing Finance	10.45% p.a. onwards	Check Eligibility
Punjab & Sind Bank	7.55% p.a. onwards	Check Eligibility
Jio Housing Finance	8.20% p.a. onwards	Check Eligibility
HDFC Sales Pvt Ltd	7.90% p.a. onwards	Check Eligibility

Adani Housing Finance Fees & Charges

Part-Prepayment/Foreclosure Charges

Particulars	Fixed Rate	Floating Rate
Part-prepayment or foreclosure	NIL (if made from own sources)	NIL
If prepayment through Balance Transfer from other Banks/HFC/NBFC/HFC and/or Financial Institution etc.	If loan is closed within 12 months of the 1^st disbursement: 5% on outstanding principle and all part prepayments done If loan is closed after 12 months of the 1^st disbursement: 3% on the outstanding principle and all part prepayment done in last 12 months.	NIL

Processing Fees & Other Charges

Particulars	Charges
Admin Fees	Up to 3% of the sanctioned loan amount
Technical and Legal fees	Rs 4,000 per property offered as mortgage
CERSAI Fees	Rs 50 (for loans up to Rs 5 lakhs)
CERSAI Fees	Rs 100 (for loans above Rs 5 lakhs)
Stamp Duty	As per applicable law of the state
Document handling charges	Rs 3,000
Late Payment Interest	3% p.m. compound for the number of days delayed in PEMI/EMI
Cheque/ECS/ACH Bounce Charges (Per Instrument/Transaction)	Rs 1,000 as per instrument
Duplicate No dues certificate	Rs. 500
Document Retrieval Charges	Rs 500
Copy of property documents	Rs 500
Duplicate Annual Account statement, provisional certificate	Rs 500
Cancellation Charges	If request received within 7 days of the disbursement - Rs.1,000 If received after 7 days of the disbursement: Rs 1,000 & PEMI till the cancellation request
Loan repayment/closure(fully) statement/ Repayment schedule charges/SOA	Rs 500
Disbursement cheque cancellation & re-issuance	Rs 1,000 and PEMI will be charged
Disbursement cancellation (Deal postponed etc)	If request received within 7 days of the disbursement - Rs.1,000 If received after 7 days of the disbursement: Rs 1,000 & PEMI till the cancellation request
Cheque/ECS Swapping Charges
PDC to PDC	As per actuals
PDC to ECS	NIL
ECS to ECS	Rs 1,000
ECS to PDC	Rs 1,000

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strong>Types of AHFPL Home Loan

Adani Home Loans

Purpose: Prospective borrowers can avail home loan for the acquisition of ready/under construction residential property or for construction of a residential property on owned land. The housing finance company also offers loan to refinance home loan availed by an applicant from other banks or HFCs.
Tenure: 1 year to 20 years (up to 25 years for self-employed applicants)
Loan Amount: Rs 2 lakh to Rs 30 lakhs

Adani Home Improvement Loans

Purpose: Adani Housing Finance offers Home Improvement Loans for renovation of an existing space, external and internal repairs and other structural improvements in existing home. The AHFPL Home Improvement Loans covers tiling, painting, electrical work, plumbing work, waterproofing, flooring, roofing, furniture work, and grill work for windows.
Tenure: 5 years to 20 years (up to 25 years for self-employed applicants)
LTV Ratio: 80% of the market value of the property

Adani Home Extension Loans

Purpose: Home loan applicants planning to create extra space or construct additional room(s) or floor within the permissible residential property can avail Home Extension Loans from Adani Housing Finance.
Tenure: 5 years to 20 years (up to 25 years for self-employed applicants)
LTV Ratio: 80% of the market value of the property

Eligibility Criteria for Adani Housing Finance Home Loan

Stated below are the eligibility criteria for availing home loans from Adani Housing Finance:

Minimum age: 21
Maximum age: 60 years (at end of tenure) (for self-employed non-professionals and self-employed professionals is 65 years
The net monthly income of an applicant should be Rs.10,000
ITR of last 2 years, along with the financials
Salary Slips of the last 6 months

Adani Housing Finance Home Loan Documents

Stated below are the home loan documents required for availing loan from Adani Housing Finance:

Bank Statement of 1 year
Loan Account statements (if any) for any other loan already being paid for
Photocopy of Property Chain Documents/Agreement to Sell
KYC documents: Aadhar Card/ Passport/Voters ID/ PAN Card/Driving License/Utility bill

How Can I Apply for a Home Loan Online?

Get up to ₹5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

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Your Dream Home

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quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

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Written By

Sumit Kumar

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Shamik Ghosh

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Adani Housing Finance Home Loan