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Paisabazaar offers Personal Loan to individuals at lowest interest rate in the market. Fill your details and compare 30+ available options
*Offers are from Paisabazaar's partner Banks & NBFCs.
Paisabazaar Personal Loan Cashback Offer
Terms and Conditions
What is the Offer?
Paisabazaar Personal Loan Cashback Offer (“Offer”) will allow customers to participate in this offer by applying for Personal Loan on the Website i.e. www.paisabazaar.com or mobile application (“Website”). To Participate in this Offer, customers need to apply/ fill in application for a Personal Loan on the Website between 00:00:00 hours 26th June, 2021 to 23:59:59 hours 31st July, 2021 (“Eligibility Period”). Once the Personal Loan is disbursed and confirmed by the bank, the customer will be eligible for the Offer. This Offer is launched and offered solely at the discretion of Paisabazaar. By your access and participation in the Offer, you agree to be bound by the terms described herein and all the terms incorporated by reference. This Offer shall also be governed by Terms of Use, Privacy Policy as displayed on the Website.
Under this Offer:
- 1 lucky winner will get up to 100% of his Personal Loan amount disbursed as Cash back (Maximum cashback will be INR 5,00,000). For e.g. If your Personal loan amount disbursed within the specified period is 7,00,000/-; you will be eligible for maximum Cashback of INR 5,00,000). If your Personal loan amount disbursed is 3,00,000/- or 5,00,000/- lakh you will be eligible for upto 100% cashback of your Personal Loan amount i.e. 3,00,000/- or 5,00,000/- respectively
- 2 lucky winners will get 1 lakh cashback
- 3 lucky winners get 50,000/- cashback
- 10 lucky winners get 10,000/- cashback
- Others get 1000/- cashback
Offer Eligibility
To receive benefits under this Offer:
1. Customer should have applied for Personal Loan on the Website between 00:00:00 hours 26th June 2021 to 23:59:59 hours 31st July 2021.
2. The Personal loan should be disbursed to the customer on or before 23:59:59 hours 31st August 2021
3. Only for salaried customers
4. Minimum Personal Loan amount should be INR 1,00,000
5. Where the Customer has applied for more than one Personal Loan application during the Eligibility Period, the Customer will be eligible for cashback under this Offer for Personal Loan applied first during the offer period/ Eligibility Period.
6. Customers availing/ availed Personal loan under any Pre-Approved offer or No income document offer on the Website will not be eligible for benefits under the Offer.
2. How does the customer get cashback?
For cashback below INR 10,000
-- The customer shall be eligible for cashback in the form of ‘Cashback’ voucher(s) on successful Personal Loan disbursal. The voucher shall be sent only on the registered mobile number & email entered by the customer while applying for the Personal Loan on the Website
* No other mobile number or email ID shall be considered for sharing voucher details
For Cashback equal to or more than INR 10,000
- The Cashback would be paid through online transfer to the customer’s bank account
- Customers shall share their Pan Card, Cancelled Cheque with Paisabazaar to avail the applicable cashback under this Offer
- 30% TDS would be deductible on the Cashback amount equal to or more than INR 10,000
- Any communication under this Offer will be done by or at 1800 208 8877 or cashback@paisabazaar.com
3. When will customers get cash back?
The cashback would be given to the selected eligible Customers between 1st October 2021 to 31st October 2021 post confirmation received from the disbursal bank.
4. How will the amount for cashback and winners be decided?
1. The Customer who applied for Personal loan through the Website during the Eligibility Period and subsequent disbursal would be eligible for a guaranteed cashback during under the Offer in accordance with the Cashback slabs as mentioned.
2. For cashback amount for more than INR 1,000 and up to INR 5,00,000 the following process would be followed
- All the eligible customers would be a part of a “Luck Draw” to be held on 15th September 2021
- Winners would be decided by randomly selecting the eligible customers by way of Lucky Draw for cashback up to 100% of their loan amount (Upper Limit: INR 5,00,000)
- The lucky draw would happen live through webinar and recorded
PRELIMINARY TERMS & CONDITIONS
1.Minimum loan amount disbursed to be INR 1,00,000/- or above to be eligible for this Offer.
2. This offer (“Offer”) is being run on www.paisabazaar.com including Paisabazaar mobile application (collectively “Website”), which is owned and operated by Paisabazaar Marketing and Consulting Private Limited (“Paisabazaar”, “We” or “Our”).
3. By participating in this Offer, the user (“Customer”, “You” or “Your”) agrees to be bound by these terms and conditions (“T&C”); and shall also be governed by the Terms of Use, Privacy Policy as displayed on the Website. The terms and conditions as may be applicable on gift cards including Electronic Gift Vouchers, and other relevant documentation including any modifications, alterations or updates thereof, that are published on the Website.
4. *Amazon.in is not a sponsor of this Offer. Amazon Pay Gift Cards ("GCs") are issued by QwikCilver Solutions Private Limited (“QwikCilver”). GCs may be used only for the purchase of eligible products/services on Amazon.in or other partner sites. GC balances must be used within 1 year of the date of purchase/activation and any unspent balance shall expire in 1 year from the date of purchase. GCs cannot be transferred for value or redeemed for cash. QwikCilver, Amazon Seller Services Private Limited (“Amazon”) or their affiliates are not responsible if a GC is lost, stolen, destroyed or used without permission. To redeem your GC, visit www.amazon.in/addgiftcard. For complete terms and conditions, see www.amazon.in/giftcardtnc. All Amazon ®, ™ & © are IP of Amazon or its affiliates
5. All applicable terms and conditions of the individual loan disbursing banks/ NBFCs/ Fintechs.
6. To participate in the Offer, You must do/ fulfill the following:
a) The Customer shall be citizen of India and must be 18 years or above holding a
valid PAN;
b) Apply for a Personal Loan on the Website and the Loan amount shall be
disbursed by the respective bank/NBFC/ Fintech against customer’s application
through the Website between 00:00:00 hours 26
th June, 2021 to 23:59:59 hours 31st
August, 2021..
7.The participation in the Offer is voluntary and by participating, you are deemed to have read, understood and accepted these terms and conditions
8.These terms and conditions in anyway do not alter the terms and conditions that you may have agreed for availing a service offered by Paisabazaar. In case of a conflict between these terms and Terms of Use as displayed on the Website, the latter shall prevail to the extent of such conflict
9.You acknowledge and confirm that you are aware of the nature of telecommunications/ internet services and that an email transmission may not be received properly and may be read or be known to any unauthorized persons. You agree to assume and bear all the risks involved in respect of such errors and misunderstandings and Paisabazaar shall not be responsible in any manner.
10.By participating in this Offer, it would be deemed that you have given Paisabazaar /Paisabazaar partners your consent to contact You through call, SMS or email on the details provided by You for the purpose of this Offer and other Paisabazaar service offerings.
11.Electronic Gift Vouchers ’EGVs’ are not transferable. All the Terms and conditions for Gift Cards listed on www.amazon.in/giftcardtnc shall be applicable.
12. You are solely responsible for the safety and security of the EGVs. Paisabazaar/Loan disbursing bank/NBFC/Fintech is not responsible for any acts of omission or commission if the EGV is lost, stolen or used without permission.
GENERAL TERMS & CONDITIONS
1.This Offer is exclusive for Paisabazaar customers and is not sponsored by banks/NBFCs/Fintechs.
2.It is understood and agreed that by mere participation to the Offer doesn’t not entitle the participant to claim the benefits/ prizes under this Offer. The participant should be a selected/ declared winner by Paisabazaar in conformity with the terms herein, to claim the benefits/ prizes.
3. The Offer is open to only end consumers and not to resellers.
4. This Offer is applicable on all personal loans available on Website except preapproved and pre- qualified personal loan offers.
5. This offer is not applicable for the employees of Paisabazaar and any of its group companies.
6. The EGV shall not be settled with cash in lieu by Paisabazaar, and is not transferable.
7. Paisabazaar can update, change and modify these terms without prior notice along with any FAQs or guidelines that may have been issued pertaining to the Offer, at any time and in its sole discretion.You shall not hold Paisabazaar, its group entities, or affiliates, their respective directors, officers, employees, agents, vendors, responsible for or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses for a claim to have suffered, sustained or incurred, or claims to suffer, sustain or incur, by way of and/or on account of various offers offered under the Offer.Paisabazaar may suspend or terminate the Offer or your ability to participate in this Offer at any time for any reason. We reserve the right to take strict administrative or legal action, termination of your participation in the Offer, if we notice any activity that we believe is including but not limited to abusive, fraudulent, any attempt to take unfair advantage of the Offer and/or is in violation of the these terms, Terms of Use, and Privacy Policy of the Website. We reserve the right to review and investigate all activities pertaining to your action with respect to Offer and/or modify the Offer in our sole discretion as deemed fair and appropriate to us.In matters relating to the Offer hereto, the decision of Paisabazaar will be final and binding in all respect
8. The Offer and the related EGV are subject to availability.
9. Paisabazaar does not guarantee the disbursal of Personal Loan in any manner whatsoever. The decision of the loan disbursing banks/NBFCs/Fintechs will be final and binding in this regard.
10. The Offer is non-transferable and non assignable.
11. The Offer shall be and is available in accordance with applicable laws and shall not be available wherever it is prohibited under law.
12. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the customer due to provision of the Offer, shall be to the sole account of the customer
13. Participants are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
14. The Offer shall be subject to force majeure events and on occurrence of such an event, the Offer may be withdrawn at the discretion of Paisabazaar
15. Paisabazaar shall not be responsible for any loss, injury or any other liability arising due to participation by any person in this Offer.
16.You hereby agree to indemnify, defend and keep Paisabazaar harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) that may be suffered by Paisabazaar as a consequence of:
(i) violation of terms of this T&C by You;
(ii) violation of applicable laws;
(iii) any action or inaction resulting in wilful misconduct or negligence on Your part.
17. This T&C shall be governed in accordance with the applicable laws in India. Courts in Gurugram (Haryana) shall have the exclusive jurisdiction to settle any dispute that may arise under this T&C. Any query regarding this Offer will be entertained only till October 31st, 2021. Post such date Paisabazaar will not entertain any correspondence or communication regarding this Offer from any persons.
18. By participating in this Offer, you are deemed to have read, understood and accepted these Terms and Conditions.
19.If any provision of these terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these terms, which will otherwise remain in full force and effect.
20.This document is an electronic record in terms of Information Technology Act, 2000 and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures
HDFC Bank offers loan on credit card for their credit cardholders. The loan on credit card facility comes pre-approved on your existing credit limit. Here, you will read about the different types of HDFC Loan on credit card and the benefits associated with them.
| On this page |
HDFC Bank provides 3 different types of loan on credit card facility. Have a look at their features:
| Particulars | HDFC Insta Loan Details |
| Eligibility | Only Pre-approved cardholders can apply. The bank informs the customers via SMS or call |
| Documents Required | No additional documents are needed for pre-approval |
| Loan Amount | Rs.10,000 – Rs.5,00,000 (Varies customer to customer) The loan amount will be blocked against your credit limit |
| Loan Tenure | 12-48 months |
| Interest Rate | Varies from customer to customer |
| Processing Fee | Up to Rs.700, depending on the eligibility and card offers |
| Loan Disbursal Time | Within 24 hours if you have savings account in the same bank 5-7 business days (or higher) in case of NEFT or Demand Draft |
Want to know more details? Click here
| Particulars | HDFC Insta Jumbo Loan Details |
| Eligibility | Only Pre-approved cardholders can apply. The bank informs the pre-approved customers via SMS or call |
| Documents Required | No additional documents are needed for pre-approval |
| Loan Amount | Rs.30,000 – Rs.10,00,000 (The amount is decided by the bank on the basis on the customer’s profile) |
| Loan Tenure | 12-60 months |
| Interest Rate | Varies from customer to customer |
| Processing Fee | Up to Rs.999, depending on the eligibility and card offers |
| Loan Disbursal Time | Within 24 hours if you have savings account in the same bank 5-7 business days (or higher) in case of NEFT or Demand Draft |
For more information on HDFC Insta Jumbo Loan, click here.
| Particulars | HDFC SmartEMI Details |
| Eligibility | Only Pre-approved cardholders can apply. The bank informs the pre-approved customers via SMS or call |
| Documents Required | No additional documents are needed for pre-approval |
| Loan Amount | Rs.500 – Rs.5,00,000 |
| Loan Tenure | 9 – 36 months |
| Interest Rate | Varies from customer to customer |
| Processing Fee | 1% of the loan amount depending on the eligibility and card offers |
| Loan Disbursal Time | Within 24 hours if you have savings account in the same bank 5-7 business days (or higher) in case of NEFT or Demand Draft |
To know more about HDFC SmartEMI, Click here.
Application for HDFC loan on a credit card is easy. However, you must first register your credit card.
You can apply for HDFC Loan on credit card via internet banking. Insta Loan and Insta Jumbo Loan are for selected HDFC customers only. You will see the application form along with the loan limit only if you are pre-approved.
For SmartEMI, you can select the option under the “Transact” category of Credit Cards. If you have any issue, you can also contact the Phonebanking services at 011 61606161
Loan on credit card definitely serves the purpose if you need financial help on an urgent basis. It is a pre-approved loan that the bank offers to a few customers only, making it one of the most convenient methods of borrowing.
But apart from that, the interest rates and other charges that come with a loan on credit card are much higher as compared to a Personal Loan. This pre-approved offer is also for few selected bank customers so not all cardholders are eligible for this. Lastly, in some cases like HDFC Insta Loan, when you opt for Loan on credit card, the loan amount will be blocked against your credit limit. Though you will pay the loan in flexible tenure as EMI, the repayment will turn out to be expensive.
I got a travel-specific HDFC credit card in 2019. Luckily, I got a chance to experience its travel perks in September 2019. A good card with a satisfactory rewards rate. I highly recommend HDFC credit cards for frequent travellers.
This was my first credit card and I still have it with me because of a simple rewards program and low fee. I have been able to earn good rewards with this card. Would totally recommend this for beginners.
It is a good credit card that gave benefits on entertainment. I am satisfied with this.
Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).
It is truly addictive as the advantages are plenty. In fact, what you pay for the card is negligible if you compare it with the offerings. Now it appears I can't live without this card
This card has no parallel. I have used plenty of credit cards but this offers innumerable benefits. Now it appears, I can't live without this card and it is truly addictive
