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Manage all FDs in one place
No Bank A/c Required
Investments of up to Rs. 5L insured by DICGC
Invest in FD and Get Lifetime FREE Step Up Credit Card
Apply NowHUDCO has discontinued acceptance and/or renewal of deposits from 1 July 2019. However, deposits made before 1 July 2019 shall continue earning interest and be redeemed on due dates. Those wishing to open FD can check the below NBFCs and banks offering highest FD interest rates.
| Company Name | Credit Rating | Highest FD Rate | Interest Rates (% p.a.) | Additional interest rate for senior citizens (% p.a.) | ||
| 1-year tenure |
3-year tenure |
5-year tenure |
||||
| Shriram Finance | ICRA-AA+/Stable IND AA+/Stable by India Ratings & Research |
8.47 | 7.59 | 8.38 | 8.47 | 0.50 |
| Muthoot Capital Services Limited | CRISIL-A+/Stable | 8.38 | 7.21 | 8.07 | 8.38 | 0.50 |
| Manipal Housing Finance Syndicate Ltd | ACUITE – ACUITE A | 8.25 | 8.25 | 8.25 | 7.75 | 0.25 |
| Mahindra Finance | CRISIL -AAA/Stable; IND AAA/Stable by India Ratings | 8.10 | 7.50 | 8.10 | 8.10 | 0.10-0.25 |
| Sundaram Home Finance | CRISIL-AAA/Stable ICRA-AAA/Stable |
7.90 | 7.45 | 7.75 | 7.90 | 0.35-0.50 |
| ICICI Home Finance | CRISIL-AAA/Stable ICRA-AAA/Stable CARE-AAA/Stable |
7.80 | 7.25 | 7.75 | 7.75 | 0.25 |
| PNB Housing Finance Ltd. | CRISIL-AA/Stable CARE-AA+/Stable |
8.00 | 7.45 | 7.75 | 7.60 | 0.20-0.30 |
| Sundaram Finance | CRISIL-AAA/Stable ICRA-AAA/Stable |
7.75 | 7.45 | 7.75 | – | 0.50 |
| LIC Housing Finance Ltd. | CRISIL-AAA/Stable | 7.75 | 7.25 | 7.75 | 7.75 | 0.25 |
| Kerala Transport Development Finance Corporation Ltd. | Guaranteed by Kerala Govt. | 7.00 | 7.00 | 7.00 | 6.75 | 0.25 |
Manage all FDs in one place
No Bank A/C Required
Also Know: How to Calculate FD Interest?
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
| Suryoday Small Finance Bank | 8.00 | 7.25 | 7.25 | 8.00 | 0.20 |
| Jana Small Finance Bank | 8.00 | 7.00 | 7.50 | 8.00 | 0.50 |
| ESAF Small Finance Bank | 7.60 | 4.75 | 6.00 | 5.75 | 0.50 |
| Utkarsh Small Finance Bank | 7.50 | 6.00 | 7.50 | 7.00 | 0.50 |
| Ujjivan Small Finance Bank | 7.45 | 7.25 | 7.20 | 7.20 | 0.50 |
| Equitas Small Finance Bank | 7.30 | 7.00 | 7.00 | 7.00 | 0.50 |
| Shivalik Small Finance Bank | 7.30 | 6.00 | 7.00 | 6.50 | 0.50 |
| Bandhan Bank | 7.20 | 7.00 | 7.00 | 5.85 | 0.50-0.75 |
| DCB Bank | 7.15 | 6.90 | 7.00 | 7.00 | 0.25-0.50 |
| RBL Bank | 7.20 | 7.00 | 7.20 | 6.70 | 0.50 |
| Capital Small Finance Bank | 7.15 | 7.00 | 7.00 | 6.90 | 0.50 |
| SBM Bank | 7.10 | 7.00 | 7.10 | 7.00 | 0.50 |
| AU Small Finance Bank | 7.10 | 6.35 | 7.10 | 6.75 | 0.50 |
| Central Bank of India | 6.75 | 6.40 | 6.25 | 6.25 | 0.50 |
| YES Bank | 7.00 | 6.65 | 7.00 | 6.75 | 0.50-0.75 |
| Induslnd Bank | 7.00 | 6.75 | 6.90 | 6.65 | 0.50 |
| Unity Small Finance Bank | 6.75 | 6.50 | 6.75 | 6.75 | 0.50 |
| Federal Bank | 6.75 | 6.25 | 6.75 | 6.50 | 0.50 |
| Bank of India | 6.70 | 6.25 | 6.25 | 6.00 | 0.50 |