On most credit cards, utility bill payments are excluded from reward earning. However, there are a few cards that offer benefits on utility bill payments in the form of higher reward points or cashback. Some of these cards are co-branded with platforms like Google Pay or Airtel and offer generous value-back if you pay your...

Managing tax payments with a credit card can offer several benefits, such as reward earnings, extended payment capacity, and simplified payment procedure. However, many credit cards exclude tax payments from their rewards programs, thus limiting the value-back options on such payments. Nevertheless, there are still some card options available, including business credit cards which often...

Reward points are considered to be one of the most attractive benefits offered by credit cards . Whenever you use a credit card, a few reward points are credited to your account. Once you reach a certain reward point threshold, for example, 2,000 points, you can redeem the same as gift vouchers, merchandise or cash credit.

Co-branded credit cards are the ones that are launched in collaboration with well-known brands and offer exclusive benefits when users avail the products or services of the associated brands. These cards come with accelerated benefits which allow the brand's loyal customers to save more on their spends. Today, several such cards that are co-branded with...

Travel credit cards offer various benefits tailored to the diverse needs of frequent travellers. These credit cards typically offer value back through rewards or miles, which can be redeemed for travel bookings. However, certain credit cards stand out by offering excellent value for domestic travel, with benefits like accelerated rewards, complimentary lounge access, discounts on...

Payments made towards insurance premiums are usually a regular expense for most individuals and managing them through credit cards can be quite convenient. However, despite having an array of card options available that allow you to make these payments, this spending category is often excluded from the credit card rewards programs. Even though most credit...

Axis Atlas remained the most popular airline-agnostic credit card in India for a long time. However, in July 2024, it faced competition with the launch of Axis Horizon- a card introduced to transition Citi PremierMiles cardholders to Axis Bank. Both credit cards extend similar benefits offering EDGE Miles redeemable across the same set of airlines…