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RattanIndia Finance Limited Personal Loan

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Valid till 31st May '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Easy Online Application

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Minimum Documentation Required

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Collateral Free Loan

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Disbursal Within Hours of Approval

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50K1Cr
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1Y 10Y

Your Monthly EMI Payment

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

About RattanIndia Finance Limited Personal Loan

  • RattanIndia Finance Limited personal loans are offered at competitive interest rates to meet any shortfall that consumers may experience in meeting their life goals.
  • These personal loans are approved almost instantly and usually disbursed with a few hours of approval.
  • RattanIndia Finance Limited personal loans require minimal documentation and no guarantor or collateral.
  • These come with a flexible repayment tenure and can be repaid in easy monthly installments.
  • There are no zero hidden charges on these personal loans and minimum prepayment fee is levied in case you decide to foreclose your personal loan.

Features of RattanIndia Finance Limited Personal Loan

Some of the prime features of RattanIndia Finance Limited Personal Loan are:

  • Loan amount: RattanIndia Finance Limited offers a personal loan of upto Rs. 25 lakh to fulfil all your personal needs and dreams.
  • Instant approval: When you fill the form of RattanIndia Finance Limited personal loan, you get an instant soft approval within 5 minutes.
  • Quick disbursal: Once your personal loan application is approved, the amount is disbursed to your account within a few hours.
  • Flexible tenure: The tenure for RattanIndia Finance Limited personal loan goes upto 72 months and offers a convenient repayment.
  • Minimal documentation: Saving your time and effort, the RattanIndia Finance Limited has kept the documentation process to avail a personal loan minimum.
  • Easy account management: You can access your loan account online from anytime anywhere.
  • No hidden charges: All the terms and condition of RattanIndia Finance Limited personal loan ate transparently kept in front of you.
  • Interest rate and processing fee: Along with an attractive interest rate, a nominal processing fee of upto 2% of the loan amount is charged.

Comparison of Personal Loan Interest Rates by Partner Banks/NBFCs

Bank/NBFCInterest Rates (% p.a.)
Aditya Birla Finance10.99 onwards
Axis Bank9.99 onwards*
Bank of Baroda10.15-18.00
Bajaj Finance Limited10.00-30.00
Bank of India10.85-16.15
Bank of Maharashtra8.75-13.55
Canara Bank9.70-15.15
Central Bank of India9.85-11.65
Cholamandalam IFC10.00-28.00
Dhani Loans & Services Ltd.13.99 onwards
Federal Bank12.00 - 22.50*
HDB Financial Services10.00 - 35.00
HDFC Bank9.99 onwards
Hero FincorpUp to 30*
HSBC Bank9.75 onwards
ICICI Bank9.99 onwards
IDFC FIRST Bank9.99 onwards
IIFL Finance12.00 - 28.00
Indian Overseas Bank10.25 onwards
IndusInd Bank10.35 onwards*
Kotak Mahindra Bank9.98 onwards*
L&T Finance11.00 onwards
Mahindra Finance8.00 - 25.00
Mannapuram Finance18.00 - 24.00
Moneyview14.00 onwards
Muthoot Finance13.50 onwards
Piramal Finance12.14 onwards
Poonawalla Fincorp9.99 onwards
Punjab & Sind Bank9.60-13.85
Punjab National Bank10.25-16.80
Shriram Finance11.00 onwards
Tata Capital10.99 onwards
UCO Bank9.95 - 13.20
Union Bank of India8.75 - 12.55
Note: Rates as of 1st May 2026

*Paisabazaar special rates

Eligibility Criteria to Avail RattanIndia Finance Limited Personal Loan

The eligibility criteria to avail RattanIndia Finance Limited personal loan are given below:

  • The applicant is required to have good repayment record of making timely requirements existent on past and existing loans, credit cards payments according to months and instalments of loans.
  • For every salaried applicant borrower must have performed long term employment for current organisation.
  • For the self-employed individuals, the eligibility criteria include the continuity of business for at least a couple of years.
  • The age eligibility criteria are specified starting from 23 up to the 60 years for the salaried and self-employed eligibility limits stretch from 28 years up to 65 years.

Also Know: Which bank is best for personal loan for salaried employees?

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Documents Required

The following documents are required to be submitted in order to avail RattanIndia Finance Limited personal loan:

  •  Identity proofs consist of submission of Aadhar card, Voter ID, PAN Card, Driving license, Passport.
  • Address proofs which are mandatory include Aadhar card, Registered Rent Agreement, Utility bills, Passports etc.
  • Income documents that are compulsory for the salaried employees are the last 3 months salary slips along with the statements of bank reflecting credit over salary.
  • The income documents are necessary for the self-employed professionals and include last 2 years of returns on tax over income along with a 6-month statement of bank.
  • The additional documents that are required to be submitted in the form of loan application along with some passport size photographs.

Customer Care of RattanIndia Finance Limited

If you have any doubts or queries regarding your personal loan application process, you can contact RattanIndia Finance Limited through following mediums:

  • Call at 186-0258-1000
  • Email at wecare@rattanindia.in
  • Contact Mr. Ram Kumar (Grievance Redressal Officer) at 011-46611666, 011-46611205 or ramkumar3@rattanindia.com
  • You can also visit the official website of RattanIndia Finance Limited and can leave your message there.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

FAQs

What would be the tenure to avail RattanIndia Finance Limited personal loans?

RattanIndia finance has a very wide and flexible range of tenure ranging from 12 to 72 months.=

Who can perform as my co-applicant?

The spouse and parents can perform as the co-applicant for the personal loan.

Is it possible to foreclose a personal loan?

RattanIndia offers flexibility to repay the loan after half of the year of the disbursement.

Is it possible to cancel a personal loan?

The loan can be cancelled within 15 days of disbursement in case you are not happy with the provided terms and condition along with applicable cancellation charges.

Are there any additional charges apart from the interest rate?

Yes, processing fee and documentation fee is charged on RattanIndia Finance Limited personal loan. Also, there are GST charges on additional charges and interest payments.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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