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Mahindra Finance Personal Loan Highlights |
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| Interest Rates | Depends on factors like credit profile of the borrower, tenure and loan amount |
| Tenure | 2 years to 5 years |
| Loan Amount | Rs 50,000 to Rs 15 lakh |
Note: Data as on 2 April 2025
Mahindra Finance Personal Loan Interest Rates
The personal loan interest rates offered by Mahindra Finance depends on factors like their loan applicants’ credit scores, loan amount, repayment tenure, monthly income, occupation profile, etc.
Compare Personal Loan Interest Rates for Top Banks/NBFCs
| Banks/NBFCs | Interest Rates(p.a.) |
| Axis Bank | 11.25% onwards |
| IndusInd Bank | 10.49% onwards |
| IDFC First Bank | 10.99% onwards |
| HDFC Bank | 10.85% onwards |
| ICICI Bank | 10.85% onwards |
| Kotak Mahindra Bank | 10.99% onwards |
| Tata Capital | 11.99% onwards |
| Federal Bank | 11.49% onwards |
| DMI Finance | Up to 24% |
| L&T Finance | 11.00% onwards |
| Kreditbee | 16.00% - 29.95% |
| MoneyTap | 13.00% onwards |
| Piramal Finance | 12.90% onwards |
| Aditya Birla | 10.99% onwards |
| Moneyview | 14%-36% |
| Cashe | 33.50% onwards |
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Mahindra Finance Personal Loan Fees and Charges
There will be a nominal pre-closure charge for prepayment of the personal loan.
Must Read: What is the best way to pre-close my personal loan, Charges & Procedure
Loan Amount for Mahindra Finance Personal Loan
The loan amount is based on the eligibility of an applicant. The maximum loan amount for Mahindra Finance Personal Loan is Rs 3 Lakh.
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Eligibility Criteria Mahindra Finance Personal Loan
- Both existing Mahindra Group employees and Mahindra Finance customers can apply for this personal loan
- The existing Mahindra Finance customers must have a good track record in terms of repayment
- The existing Mahindra Group employees should be between 21-58 years and should also have served in the organization for a minimum 2 years
Documents Required for Mahindra Finance Personal Loan
- Photographs of borrower and guarantor
- KYC documents
- PAN Card copy
- Proof of profession/Income proof/last 3 months bank statements
Mahindra Finance Personal Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
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