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Moneywide Personal Loan

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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100% Digital Process

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End-to-End Expert Assistance

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Highest Approval Chances

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Minimum Documentation Needed

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

About MoneyWide Personal Loan

  • MoneyWide offers Instant personal loans and New to Credit personal loans at competitive interest rates to meet different financial needs.
  • Consumers can apply through the Paisabazaar platform to experience a seamless digital loan process and end-to-end expert assistance.
  • MoneyWide personal loans require minimal documentation and are approved almost instantly on approval.
  • MoneyWide personal loans require no collateral/security.
  • These personal loans can be repaid with flexible repayment terms and also come with part payment and foreclosure facility.
  • MoneyWide also offers short term personal loans for tenure less than a year.

MoneyWide Personal Loan Highlights

Interest rate Instant Personal Loan: 18% to 26% p.a.
New to Credit Personal Loan: 30% to 35% p.a.
Loan amount For Instant Personal Loan – Rs. 20,000 to Rs. 3 lakh
New to Credit Personal Loan – Rs. 20,000 to Rs. 1 lakh
Repayment tenure Up to 3 years for Instant Personal Loan and Up to 1 year for New to Credit Personal Loan
Processing fee Up to 4% of loan sanctioned amount
Foreclosure charges 4%

Note: Interest rates as of 14th April 2026.

MoneyWide Personal Loan Interest Rate

Types of Personal Loan Interest Rate (p.a.)
Instant Personal Loan 18% to 26%
New Credit Personal Loan 30% to 35%

The final personal loan interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the personal loan applicant.

Personal Loan Interest Rates by Partners Banks/NBFCs

Bank/NBFCInterest Rates (% p.a.)
Aditya Birla Finance10.99 onwards
Axis Bank9.99 onwards*
Bank of Baroda10.15-18.00
Bajaj Finance Limited10.00-30.00
Bank of India10.85-16.15
Bank of Maharashtra8.75-13.55
Canara Bank9.70-15.15
Central Bank of India9.85-11.65
Cholamandalam IFC10.00-28.00
Dhani Loans & Services Ltd.13.99 onwards
Federal Bank12.00 - 22.50*
HDB Financial Services10.00 - 35.00
HDFC Bank9.99 onwards
Hero FincorpUp to 30*
HSBC Bank9.75 onwards
ICICI Bank9.99 onwards
IDFC FIRST Bank9.99 onwards
IIFL Finance12.00 - 28.00
Indian Overseas Bank10.25 onwards
IndusInd Bank10.35 onwards*
Kotak Mahindra Bank9.98 onwards*
L&T Finance11.00 onwards
Mahindra Finance8.00 - 25.00
Mannapuram Finance18.00 - 24.00
Moneyview14.00 onwards
Muthoot Finance13.50 onwards
Piramal Finance12.14 onwards
Poonawalla Fincorp9.99 onwards
Punjab & Sind Bank9.60-13.85
Punjab National Bank10.25-16.80
Shriram Finance11.00 onwards
Tata Capital10.99 onwards
UCO Bank9.95 - 13.20
Union Bank of India8.75 - 12.55
Note: Rates as of 1st May 2026

*Paisabazaar special rates

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Fees and Charges of MoneyWide Personal Loan

Processing Charges

Instant Personal Loan 3.75% of the loan amount + applicable charges
New to Credit Personal Loan 4% of the loan amount + applicable charges

Part payment/Foreclosure Charges

Part payment charges Up to 4% of the prepaid amount after 1st EMI
Foreclosure charges Up to 4% of the outstanding amount after 1st EMI

Types of MoneyWide Personal Loan

Instant Personal Loan

  • Purpose: An instant personal loan can be used for diverse financial needs such as wedding expenses, travel expenses, etc. It is disbursed within 24 hours digitally with paperless procedure.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: Up to 3 years

New to Credit Personal Loan

  • Purpose: It is a personal loan for borrowers with 0 or -1 credit score. The New to Credit Personal Loan can be availed to fulfill any financial purpose, except speculation.
  • Loan Amount: Rs. 20,000 to Rs. 1 lakh
  • Repayment Tenure: 3 months to 1 year

Travel Loan

  • Purpose: It is a personal loan for holidays that can be used for bearing expenses related to traveling.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan for Home Renovation

  • Purpose: A personal loan for home renovation can be used for repairs and renovation of an existing house.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan for Marriage

  • Purpose: A personal loan for marriage can be used for bearing wedding-related expenses.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan without Documents

  • Purpose: Borrowers can avail instant personal loans without documents that fulfill various personal or business needs.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan on Aadhar Card

  • Purpose: A personal loan on Aadhar card is an unsecured loan that borrowers can avail to fulfill any kind of financial need except speculation.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

MoneyWide Personal Loan Eligibility Criteria

  • Age: 21 to 55 years
  • Net Monthly Income: Rs. 25,000
  • Current Work Experience: Minimum 2 months or above
  • Total Work Experience: Minimum 2 years
  • Credit Score: 675 or above

Also read: What is the personal loan eligibility criteria of top banks/NBFCs? 

MoneyWide Personal Loan Documents Required

Below is a list of some common documents that you may have to furnish for availing personal loan through MoneyWide:

  • Application form with photograph
  • Identity Proof documents: Adhaar card/Voter ID/PAN Card/ Passport/Driving License
  • Age Proof Documents: Adhaar Card/Birth Certificate/Voter ID/PAN Card/SSC Certificate
  • Salary slips of last 3 months
  • Bank account statements of last 6 months
  • Form 16/Income tax return for 3 years

Note: Along with the above-mentioned documents, MoneyWide may also ask for additional documents based on your credit profile and the loan type you select.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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