- MoneyWide offers Instant personal loans and New to Credit personal loans at competitive interest rates to meet different financial needs.
- Consumers can apply through the Paisabazaar platform to experience a seamless digital loan process and end-to-end expert assistance.
- MoneyWide personal loans require minimal documentation and are approved almost instantly on approval.
- MoneyWide personal loans require no collateral/security.
- These personal loans can be repaid with flexible repayment terms and also come with part payment and foreclosure facility.
- MoneyWide also offers short term personal loans for tenure less than a year.
Moneywide Personal Loan
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
100% Digital Process
End-to-End Expert Assistance
Highest Approval Chances
Minimum Documentation Needed

Calculate Your Personal Loan EMI
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₹
50K1Cr
8%30%
1Y 10Y
Your Monthly EMI Payment
₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
About MoneyWide Personal Loan
MoneyWide Personal Loan Highlights
| Interest rate | Instant Personal Loan: 18% to 26% p.a. New to Credit Personal Loan: 30% to 35% p.a. |
| Loan amount | For Instant Personal Loan – Rs. 20,000 to Rs. 3 lakh New to Credit Personal Loan – Rs. 20,000 to Rs. 1 lakh |
| Repayment tenure | Up to 3 years for Instant Personal Loan and Up to 1 year for New to Credit Personal Loan |
| Processing fee | Up to 4% of loan sanctioned amount |
| Foreclosure charges | 4% |
Note: Interest rates as of 14th April 2026.
MoneyWide Personal Loan Interest Rate
| Types of Personal Loan | Interest Rate (p.a.) |
|---|---|
| Instant Personal Loan | 18% to 26% |
| New Credit Personal Loan | 30% to 35% |
The final personal loan interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the personal loan applicant.
Personal Loan Interest Rates by Partners Banks/NBFCs
| Bank/NBFC | Interest Rates (% p.a.) |
|---|---|
| Aditya Birla Finance | 10.99 onwards |
| Axis Bank | 9.99 onwards* |
| Bank of Baroda | 10.15-18.00 |
| Bajaj Finance Limited | 10.00-30.00 |
| Bank of India | 10.85-16.15 |
| Bank of Maharashtra | 8.75-13.55 |
| Canara Bank | 9.70-15.15 |
| Central Bank of India | 9.85-11.65 |
| Cholamandalam IFC | 10.00-28.00 |
| Dhani Loans & Services Ltd. | 13.99 onwards |
| Federal Bank | 12.00 - 22.50* |
| HDB Financial Services | 10.00 - 35.00 |
| HDFC Bank | 9.99 onwards |
| Hero Fincorp | Up to 30* |
| HSBC Bank | 9.75 onwards |
| ICICI Bank | 9.99 onwards |
| IDFC FIRST Bank | 9.99 onwards |
| IIFL Finance | 12.00 - 28.00 |
| Indian Overseas Bank | 10.25 onwards |
| IndusInd Bank | 10.35 onwards* |
| Kotak Mahindra Bank | 9.98 onwards* |
| L&T Finance | 11.00 onwards |
| Mahindra Finance | 8.00 - 25.00 |
| Mannapuram Finance | 18.00 - 24.00 |
| Moneyview | 14.00 onwards |
| Muthoot Finance | 13.50 onwards |
| Piramal Finance | 12.14 onwards |
| Poonawalla Fincorp | 9.99 onwards |
| Punjab & Sind Bank | 9.60-13.85 |
| Punjab National Bank | 10.25-16.80 |
| Shriram Finance | 11.00 onwards |
| Tata Capital | 10.99 onwards |
| UCO Bank | 9.95 - 13.20 |
| Union Bank of India | 8.75 - 12.55 |
*Paisabazaar special rates
Fees and Charges of MoneyWide Personal Loan
Processing Charges
| Instant Personal Loan | 3.75% of the loan amount + applicable charges |
| New to Credit Personal Loan | 4% of the loan amount + applicable charges |
Part payment/Foreclosure Charges
| Part payment charges | Up to 4% of the prepaid amount after 1st EMI |
| Foreclosure charges | Up to 4% of the outstanding amount after 1st EMI |
Types of MoneyWide Personal Loan
Instant Personal Loan
New to Credit Personal Loan
Travel Loan
Personal Loan for Home Renovation
Personal Loan for Marriage
Personal Loan without Documents
Personal Loan on Aadhar Card
MoneyWide Personal Loan Eligibility Criteria
MoneyWide Personal Loan Documents Required
Below is a list of some common documents that you may have to furnish for availing personal loan through MoneyWide:
Note: Along with the above-mentioned documents, MoneyWide may also ask for additional documents based on your credit profile and the loan type you select.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
Explore Our Personal Loan Lenders
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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