DHFL Pramerica Mutual Fund

DHFL Pramerica Mutual Fund: Overview

Late Shri Rajesh Kumar Wadhawan founded the DHFL group in 1984 with a vision to provide financial access to lower and middle class people. Today, DHFL group is head by Mr. Kapil Wadhawan and DHFL has emerged as India's leading mortgage finance institutions with presence in over 450 locations across the country, in addition to representative offices in Dubai and London.


It is headquartered in Mumbai and is present in 19 cities across the country including branches in Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata and Pune. DHFL Pramerica has a rich blend of global resources, intellectual acumen and local investment expertise and is committed to designing superior and meaningful, wealth-building solutions for its investors. DHFL Pramerica provides unique training and education programs for building exceptional capabilities and best business practices for its business associates.


DHFL also has presence in education loans segment (Avanse Education Loans), life insurance (DHFL Pramerica Life Insurance) and asset management (DHFL Pramerica Asset Managers) through joint ventures with Pramerica Financial, USA.

Equity Fund

S.No.

Fund Name

Fund Highlights

Riskometer

AUM

Fund Manager

1

DHFL PRAMERICA LARGE CAP FUND – GROWTH

Open-Ended Equity Scheme, Long-Term Capital Growth, Invests in Diversified Portfolio of Equity & Related Instruments and mainly focuses on Blue Chip

Moderately High

 

 

INR 152.04 Cr

Akash Singhania; Kumaresh Ramakrishanan

2

DHFL PRAMERICA DIVERSIFIED EQUITY FUND – GROWTH

Open-Ended Equity Scheme, Invests in Actively managed equity portfolio, Invests in Equity & Related Instruments

Moderately High

INR 72.29 Cr

Akash Singhania; Kumaresh Ramakrishanan

3

DHFL PRAMERICA MIDCAP OPPORTUNITIES FUND – GROWTH

Long Term Capital Appreciation, Open-Ended Equity Scheme, Invests in the Equities and Related Intruments of Midcap Companies

High

INR 143.56 Cr

Kumaresh Ramakrishanan; Avinash Agrawal

4

DHFL PRAMERICA TAX SAVINGS FUND – GROWTH

Open-Ended Equity Linked Savings Scheme (ELSS), 3 years lock-in Period, Long Term Capital Appreciation, Invests in Equity & Related Instruments, Allows Tax Deduction under section 80 C

Moderately High

INR 33.86 Cr

Akash Singhania; Kumaresh Ramakrishanan

5

DHFL PRAMERICA ARBITRAGE FUND – GROWTH

Open-Ended Equity Scheme, Short Term Income, Creates Income Through Arbitrage between Equity Spot & Equity Derivatives Market, and also within the Equity Derivatives Market

Moderately Low

INR 119.66 Cr

Akash Singhania; Kumaresh Ramakrishanan; Utkarsh Katoria

Debt Funds

S.No.

Fund Name

Fund Highlights

Riskometer

AUM

Fund Manager

1

DHFL PRAMERICA INSTA CASH PLUS FUND – GROWTH

Open-Ended Liquid Scheme, Higher Liquidity, Generates income over Short-Term, Invests in High Quality Debt and Money Market with Maturity not more than 91 days

Low

INR 2.37 Cr

Kumaresh Ramakrishanan; Rahul Dedhia

2

DHFL PRAMERICA LOW DURATION FUND – GROWTH

Open-Ended Income Scheme,  Generates Income over Short-Term, Invests in Primarily Low Duration Debt & Money Instruments

Moderate

INR 474.23 Cr

Kumaresh Ramakrishanan

3

DHFL PRAMERICA ULTRA SHORT TERM FUND - GROWTH

Open-Ended Income Scheme, Generates Income over Short-Term, Invests in Short Term Debt & Money Market Instruments, Provides Liquidity and Generates Stable Returns

Moderately Low

INR 453.17 Cr

Kumaresh Ramakrishanan; Nitish Gupta

4

DHFL PRAMERICA SHORT TERM FLOATING RATE FUND – GROWTH

Open-Ended Income Scheme, Invests Primarily in Short Term Maturity Debt & Money Market Instruments, Generates Income over Short Term

Moderately Low

INR Cr

Nitish Gupta

5

DHFL PRAMERICA SHORT MATURITY FUND – GROWTH

Open-Ended Income Scheme, Income over Medium Term, Generates Steady Returns, Invests in Low to Medium Risk Portfolio of Debt & Money Market Instruments,

Moderate

INR 756.58 Cr

Nitish Gupta

6

DHFL PRAMERICA MEDIUM TERM INCOME FUND – GROWTH

Open-Ended Income Scheme, Capital Appreciation over long-term, Invests in Debt & Money Market Instruments, Maturity of investments range between 3-7 years

Moderate

INR 61.84 Cr

Nitish Gupta

7

DHFL PRAMERICADYNAMIC BOND FUND – GROWTH

Open-Ended Income Scheme, Regular Income for Short Term, Actively Management Portfolio of Debt & Money Market Instruments, Medium to Long Term Investment Option

Moderate

INR 123.88 Cr

Nitish Gupta

8

DHFL PRAMERICA PREMIER BOND FUND – GROWTH

Open-Ended Income Scheme, Generates Regular Income for Short Term, Invests in Debt & Money Market Instruments

Moderately Low

INR 134.17 Cr

Rakesh Suri

9

DHFL PRAMERICA CREDIT OPPORTUNITIES FUND – GROWTH

Open-Ended Income Scheme, Medium to Long Term Capital Appreciation and Generates Income, Invests in Corporate Bonds 

Moderate

INR 505.21 Cr

Kumaresh Ramakrishanan; Nitish Gupta

10

DHFL PRAMERICA BANKING & PSU DEBT FUND – GROWTH

Open-Ended Income Scheme, Generates Short Term Income, Invests in Debt & Market Instruments of Banking & Public Sector Companies

Moderately Low

INR 262.45 Cr

Nitish Gupta

11

DHFL PRAMERICA GILT FUND – GROWTH

Open-Ended GILT Scheme, Short Term Income Generation, Invests in Central and State Securities only of various Maturities,

Moderate

INR 333.65 Cr

Nitish Gupta

12

DHFL PRAMERICA INFLATION INDEXED BOND FUND – GROWTH

Open-Ended Income Scheme, Generates Short to Medium Term, Capital Appreciation, Invests in inflation Indexed Bonds issued by Central/State Government or Corporates

Moderate

INR 3.77 Cr

Nitish Gupta

Hybrid Funds

S.No.

Fund Name

Fund Highlights

Riskometer

AUM

Fund Manager

1

DHFL PRAMERICA INCOME ADVANTAGE FUND – GROWTH

Open-Ended Income Scheme, Medium Term Capital Appreciation, Regular Income, Primarily invests in Debt Securities and small amount in Equities

Moderately High

INR 28.79 Cr

Akash Singhania; Rakesh Suri

2

DHFL PRAMERICA EQUITY INCOME FUND – GROWTH

Open-Ended Equity Scheme, Medium Term Capital Appreciation, Medium Term Income Distribution, Invests in Equity & Related Instrumnets, Small Portion invested in Debt Securities

Moderately High

INR 38.17 Cr

Akash Singhania; Kumaresh Ramakrishanan

3

DHFL PRAMERICA BALANCED ADVANTAGE FUND – GROWTH

Open-Ended Balanced Scheme, Long-Term Capital Growth, Invests in Equity & Related Instruments

Moderately High

INR 99.78 Cr

Rakesh Suri; Alok Agarwal

International FoFs

S.No.

Fund Name

Fund Highlights

Riskometer

AUM

Fund Manager

1

DHFL PRAMERICA TOP EUROLAND OFFSHORE FUND – GROWTH

Open-Ended Fund of Funds Scheme, Long Term Capital Growth, Invests in Diversified Portfolio of Overseas Mutual Fund Units

High

INR 14.14 Cr

Akash Singhania; Kumaresh Ramakrishanan

2

DHFL PRAMERICA GLOBAL AGRIBUSINESS OFFSHORE FUND – GROWTH

Open-Ended Overseas Fund of Funds Scheme, Long Term Capital Growth, Invests in Overseas Mutual Funds Units that Invests in Equities of Agriculture and Related Business

High

INR 22.05 Cr

Akash Singhania; Kumaresh Ramakrishanan

Fund Managers

Mr. E.A. Sundaram


Mr. E.A. Sundaram has a PGDM Degree from IIM, Ahmedabad. India’s most Premier Management Institute. He has a total of 23 years of rich experience in investment management in Indian Equity. Currently he is working as Chief Investment Officer of Equities in DHFL Pramerica Mutual Fund. Prior to that he was working as Portfolio Manager at M3 Investment Managers Private Limited, he also worked as fund manager in HDFC Asset Management Company of the Portfolio Management Services. Before that he also worked with Zurich AMC and SBI Fund Manegement.


Mr. Akash Singhania


Mr. Akash Singhania has a certification of Chartered Accountant and Company Secretary. He has also has PGDM Degree from IIM Lucknow. He has a total of 12 years of experience out of which 10 years in Equities. Currently he is working as Deputy Chief Investment Officer at DHFL Pramerica Mutual Fund. Prior joining DHFL Pramerica he has worked with Deutsche AMC as Head of Equities and Fund Manager, He also worked with ICICI Prudential AMC as Equity Portfolio Manager and Research. Before that he worked with SR Botliboi & Co. (E&Y), KPMG and Pricewaterhouse & Co.


Mr. Kumaresh Ramakrishanan


Mr. Kumaresh has completed his MBA in Finance and Bachelors of Engineering from Mumbai University. He has a total of 19 years of experience of Fixed Income Market in India. Currently he is working as Head of Fixed Income in DHFL Pramerica Mutual Fund and has a rich experience of 19 years in fixed income investments. He also worked with Deutsche AMC as Head of Fixed Income. Prior to that he was Senior Credit Analyst at Societe Generale and he also worked with CARE.


Mr. Nitish Gupta


Mr. Nitish Gupta has a Degree of Bachelor of Engineering and MBA in Finance. He has a vast experience of over 2 decades in fixed income investments. Currently he is working as Co-Head of Fixed Income with DHFL Pramerica Mutual Funds. Previously he working as Co-Head of Fixed Income with Deutsche AMC, He also worked as Senior Treasury Manager in Allahabad Bank, and also worked with RR Consultants Ltd.


Mr. Utkarsh Katoria


Mr. Utkarsh Katoria is  Bachelors in Finance and MBA Degree. He has a total of 10 years of experience in finance domain. Currently he is working as fund manager in DHFL Pramerica Mutual Fund.  Previously he was working with Deutsche Asset Management Private Limited as Equity Dealer, He also worked with Reliance Industries Limited as Traded and Analyst, prior to that he was working with JM Financials Limited as Analyst.

How to Buy on PaisaBazaar.com?

Paisabazaar.com has made buying mutual fund very easy. Today everyone having smartphone by which you can easily download paisabazaar.com app on any platform it may be android, mac, IOS or windows. After opening the app we just have to enter our no to verify with the OTP and then from the options showing on the dashboard click on the mutual funds. Then you have to fill your personal details like Investor Type, Name, Pan Card number etc. Then on the next screen we have to fill our contact details and after that we have to fill the bank details and some other details on the very easy GUI. Then app will show the mutual funds by which we can compare the different DHFL Pramerica Mutual funds and can buy according to the need or goal we have.

Get Free Credit Report